Reverse Mortgage Real Estate Prospects Reverse Mortgage real estate leads prospects leads will enable you to market directly to borrowers who are 62 years old and older and have an LTV (Loan To Value) of 60% or less on their home mortgage loan. Similarly, Reverse Mortgages prospects are also known as Home Equity Conversion Mortgages (HECM) and this refers to taking out a loan on a home in which the borrower holds a substantial amount of equity, usually 50-60% minimum. The portion of the home that the borrower has paid off, or known as equity, is the collateral for the new home equity or reverse mortgage loan. HECM's can apply to regular second mortgages (home equity loans) but mostly the term applies to reverse mortgages. Reverse Mortgage real estate leads prospect leads and with this huge victory for the HECM program, along with the most recent program changes that took place last year, it appears that everything is finally falling into place for the Reverse Mortgage industry. Reverse mortgage prospect leads is a motivated sellers There are literally tens of thousands of quality prospects in the marketplace who could benefit from Reverse mortgage prospect leads. ForeclosuresDaily provides you with the tools in the toolbox since 2004. Geography (zip-code, county, state) Current home value Estimated current equity in home Mortgage Information Age of Homeowner Presence of Spouse in Household Estimated household income Telephone number when available Ethnic surname overlays Why ProbatesDaily.com? What is the ProbatesDaily difference? Firstly, the raw data is cross referenced with the Clerk of the Court. Secondly the data is cross referenced with Property Appraiser, Tax Department. The result is real estate leads. We connect our customers with motivated real estate sellers. Thirdly, we deliver new data daily. Most Companies do not provide daily fresh data. They typically provide quarterly or monthly data and do not usually farm for real estate. This means you would be marketing to people who have no property to sell and are at a minimum of 1-3 months old. We here at Foreclosures Daily understand the importance of having fresh data! Experience the ProbatesDaily difference! We only supply you with Real Estate Leads that are fresh daily. If your are a new investor or a hedge fund we have the beef. Most timely, detailed, real estate Information on the planet. Since 2004.