Jacksonville, Florida · Duval County

Foreclosed Homes in Jacksonville and Distressed Properties for Sale

Listed foreclosures in Jacksonville draw crowds and bidding wars. In contrast, ForeclosuresDaily.com delivers off-market leads on owners who need to sell quickly, so you can negotiate one-on-one, away from the MLS.

Pre-foreclosureProbate & pre-probateDivorceTax delinquentAbsentee owners

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Jacksonville, Florida distressed properties map by area and ZIP code
$300,620
Median listing price (down 1.7%)
7,078
Active listings in Duval County
61 days
Average time on market
$1,700
Median rent (down 2.9%)

Market data: Realtor.com Duval County housing market, October 2026. Zillow Home Value Index for Duval County: $294,579 (down 0.7% from a year earlier), August 2026. View homes on Zillow.

Carolynn Castillo, ForeclosuresDaily.com customer

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Listed and sold 25 properties and personally bought and sold four fix-and-flip properties, all generated from probate leads.

Carolynn Castillo
Realtor & Broker · eXp Realty

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Distressed real estate for sale

What is a distressed property?

A distressed property is a home whose owner is under pressure to sell. Usually, the cause is a life event, such as a missed mortgage payment, a death in the family, a divorce, unpaid property taxes, or repairs the owner cannot afford.

With a median listing price near $300,000, Jacksonville attracts landlords and out-of-state buyers, and listed bargains go fast. However, investors who win here buy from owners whose property is for sale privately and not listed on the Multiple Listing Service (MLS), where there is less competition and more room to negotiate.

Jacksonville has about 949,611 residents (2020 census) and sits in Duval County, Florida. Also, the ZIP codes with the most homes for sale today are 32219, 32210, and 32209.

Jacksonville real estate investors finding off-market deals
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Shannon Thompson
Investor · Joe Homebuyer of Atlanta

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Step-by-step

How to find distressed properties in Jacksonville

Foreclosure listing sites show homes after the bank or auction is involved. Therefore, to find a deal first, work earlier in the timeline:

Pick your ZIP codes

Initially, start with a few Jacksonville ZIP codes where you know values and have cash buyers ready.

Choose lead types

Next, pick your leads, because probate, pre-foreclosure, divorce, code violation, and tax delinquency leads each signal a different reason to sell.

Use fresh data

Then use ForeclosuresDaily fresh leads, which are updated daily, so that you reach owners before other investors mail them.

Target your marketing

In addition, data targeting your marketing means mail, calls, and texts go only to owners with a real reason to sell.

Run the numbers

After that, estimate the after-repair value (ARV) from nearby sales, and then apply the 70% Rule.

Make a fair offer

Finally, solve the seller’s problem with a quick, as-is cash close, then wholesale or flip the property.

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Andrew Litchfield
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Targeted real estate lead generation

Motivated sellers who want to liquidate fast

For this reason, ForeclosuresDaily.com’s off-market real estate platform covers every major distress signal in Jacksonville, cross-referenced with tax rolls and property appraiser records.

Probate LeadsExecutors who must sell before the estate can close.Get probate leads →Pre-Probate LeadsFamilies who may sell before a probate case is filed.See pre-probate leads →Inheritance LeadsHeirs who want to sell because they will not keep the home.View inheritance leads →Foreclosure LeadsOwners behind on payments who want to sell before auction.Explore foreclosure leads →Divorce LeadsCouples who must sell when they divide shared assets.Find divorce leads →Eviction LeadsTired landlords who want out because of problem tenants.Browse eviction leads →Code Violation LeadsOwners facing fines because of open violations and costly repairs.Check code violation leads →Tax DelinquencyOwners behind on property taxes who need cash soon.Target tax-delinquent owners →Absentee Owner LeadsOut-of-area owners, especially those far from the property.Reach absentee owners →Life Leads & FSBOOwners selling on their own rather than with an agent.Shop all lead products →
Anthony Coletti, ForeclosuresDaily.com customer

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Anthony Coletti
Real estate investor

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Find a deal

ARV and the 70% Rule for Jacksonville flips

Real estate flippers and wholesalers use the after-repair value (ARV) to set their maximum offer. For example, the 70% Rule says to pay no more than 70% of ARV, minus repairs. As a result, that margin covers holding costs, closing costs, and profit for property flipping, or your assignment fee when you wholesale.

For instance, here is the math using the Duval County median listing price as the ARV and an 8% repair budget.

70% Rule example

ARV$300,620
70% of ARV$210,434
Estimated repairs− $24,000
Maximum offer$186,434
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Zip codes

Jacksonville ZIP codes to target

Each Jacksonville ZIP code has its own price point and pace. Next, choose a ZIP code from the menu to open its investing data, and then match the area to your strategy.

JacksonvilleZIP 32206$185,000Negotiate

32206 market snapshot

$185,000 ▼ 16.7%Median listing price
$150Price per sq ft
73 days ▲ 2.7%Days on market
$1,190 ▼ 5.7%Median rent
175 ▼ 8.2%Active listings
7.7%Gross rent yield

In addition, the Zillow Home Value Index is $129,026 (down 2% from a year earlier) as of August 2026.

Smallest inventory on the list, so an off-market lead faces little competition. Meanwhile, the median price is down 16.7% from a year earlier, and inventory is down 8.2%. As a result, softer pricing gives you room to negotiate with motivated sellers.

Max offer when the ARV equals the median price$185,000 × 70% − $15,000 repairs = $114,500 max offer

Also see the full 32206 market report on Realtor.com →Then view 32206 homes on Zillow →

South MetroZIP 32207$349,990Wholesale

32207 market snapshot

$349,990 ▲ 7.7%Median listing price
$239Price per sq ft
57 days ▼ 25%Days on market
$1,425 ▼ 12.3%Median rent
232 ▼ 7.4%Active listings
4.9%Gross rent yield

In addition, the Zillow Home Value Index is $279,818 (up 0.7% from a year earlier) as of August 2026.

Prices per square foot run higher here than anywhere else on this list. Meanwhile, the median price is up 7.7% from a year earlier, and inventory is down 7.4%. Therefore, prices sit near the area median, so focus on deep discounts from off-market sellers.

Max offer when the ARV equals the median price$349,990 × 70% − $28,000 repairs = $216,993 max offer

Also see the full 32207 market report on Realtor.com →Then view 32207 homes on Zillow →

JacksonvilleZIP 32209$139,450Negotiate

32209 market snapshot

$139,450 ▼ 3.8%Median listing price
$128Price per sq ft
75 days ▲ 17.2%Days on market
$1,100 ▼ 8%Median rent
363 ▼ 6.5%Active listings
9.5%Gross rent yield

In addition, the Zillow Home Value Index is $106,323 (down 5.1% from a year earlier) as of August 2026.

Entry prices are lower here than in the rest of the group, so it fits wholesaling and first flips. Meanwhile, the median price is down 3.8% from a year earlier, and inventory is down 6.5%. For this reason, sellers here are adjusting to slower demand, so offers below asking get a hearing.

Max offer when the ARV equals the median price$139,450 × 70% − $11,000 repairs = $86,615 max offer

Also see the full 32209 market report on Realtor.com →Then view 32209 homes on Zillow →

JacksonvilleZIP 32210$235,000Buy & hold

32210 market snapshot

$235,000Median listing price
$171Price per sq ft
58 days ▼ 9.4%Days on market
$1,595 ▲ 6.7%Median rent
418 ▼ 11.8%Active listings
8.1%Gross rent yield

In addition, the Zillow Home Value Index is $222,701 (down 2.1% from a year earlier) as of August 2026.

Meanwhile, the median price is up 0% from a year earlier, and inventory is down 11.8%. Because of this, rents cover a larger share of the price here, which helps rental investors.

Max offer when the ARV equals the median price$235,000 × 70% − $19,000 repairs = $145,500 max offer

Also see the full 32210 market report on Realtor.com →Then view 32210 homes on Zillow →

JacksonvilleZIP 32216$252,500Buy & hold

32216 market snapshot

$252,500 ▲ 4.2%Median listing price
$173Price per sq ft
59 days ▼ 16.9%Days on market
$1,621 ▼ 4.7%Median rent
217 ▲ 0.5%Active listings
7.7%Gross rent yield

In addition, the Zillow Home Value Index is $261,544 (down 0.1% from a year earlier) as of August 2026.

Meanwhile, the median price is up 4.2% from a year earlier. Consequently, a strong rent yield makes this a good place to hold a property after you buy it.

Max offer when the ARV equals the median price$252,500 × 70% − $20,000 repairs = $156,750 max offer

Also see the full 32216 market report on Realtor.com →Then view 32216 homes on Zillow →

SpauldingZIP 32219$320,000Buy & hold

32219 market snapshot

$320,000 ▼ 1.6%Median listing price
$175Price per sq ft
70 days ▼ 36.3%Days on market
$1,900 ▼ 5.6%Median rent
500 ▲ 9.9%Active listings
7.1%Gross rent yield

In addition, the Zillow Home Value Index is $291,054 (up 0.1% from a year earlier) as of August 2026.

Largest inventory on the list, so there are more owners to reach. Meanwhile, the median price is down 1.6% from a year earlier, and inventory is up 9.9%. As a result, consider keeping deals here as rentals rather than reselling them.

Max offer when the ARV equals the median price$320,000 × 70% − $26,000 repairs = $198,000 max offer

Also see the full 32219 market report on Realtor.com →Then view 32219 homes on Zillow →

JacksonvilleZIP 32225$399,999Negotiate

32225 market snapshot

$399,999 ▼ 7.7%Median listing price
$229Price per sq ft
53 days ▼ 19.5%Days on market
$2,150 ▲ 7.5%Median rent
210 ▼ 16.7%Active listings
6.5%Gross rent yield

In addition, the Zillow Home Value Index is $378,675 (up 1% from a year earlier) as of August 2026.

Meanwhile, the median price is down 7.7% from a year earlier, and inventory is down 16.7%. Therefore, use the extra time on market to negotiate repairs into your price.

Max offer when the ARV equals the median price$399,999 × 70% − $32,000 repairs = $247,999 max offer

Also see the full 32225 market report on Realtor.com →Then view 32225 homes on Zillow →

JacksonvilleZIP 32226$441,500Negotiate

32226 market snapshot

$441,500 ▼ 2.3%Median listing price
$199Price per sq ft
65 days ▲ 11.1%Days on market
$2,400 ▲ 11.6%Median rent
210 ▲ 1.1%Active listings
6.5%Gross rent yield

In addition, the Zillow Home Value Index is $384,168 (up 0.6% from a year earlier) as of August 2026.

Median prices are higher here than anywhere else on this list, so one deal can carry a big margin. Meanwhile, the median price is down 2.3% from a year earlier.

Max offer when the ARV equals the median price$441,500 × 70% − $35,000 repairs = $274,050 max offer

Also see the full 32226 market report on Realtor.com →Then view 32226 homes on Zillow →

SouthridgeZIP 32246$320,000Buy & hold

32246 market snapshot

$320,000 ▼ 2.8%Median listing price
$208Price per sq ft
49 days ▼ 20.9%Days on market
$1,892 ▼ 0.4%Median rent
226 ▼ 8.1%Active listings
7.1%Gross rent yield

In addition, the Zillow Home Value Index is $314,439 (down 1.5% from a year earlier) as of August 2026.

Homes sell faster here than anywhere else on the list. Meanwhile, the median price is down 2.8% from a year earlier, and inventory is down 8.1%.

Max offer when the ARV equals the median price$320,000 × 70% − $26,000 repairs = $198,000 max offer

Also see the full 32246 market report on Realtor.com →Then view 32246 homes on Zillow →

JacksonvilleZIP 32257$368,995Wholesale

32257 market snapshot

$368,995 ▲ 9.3%Median listing price
$207Price per sq ft
58 days ▼ 10.6%Days on market
$1,975 ▼ 0.3%Median rent
177 ▼ 5.2%Active listings
6.4%Gross rent yield

In addition, the Zillow Home Value Index is $346,046 (down 0.1% from a year earlier) as of August 2026.

Meanwhile, the median price is up 9.3% from a year earlier, and inventory is down 5.2%. For this reason, balanced pricing makes this area a steady source of wholesale deals.

Max offer when the ARV equals the median price$368,995 × 70% − $30,000 repairs = $228,296 max offer

Also see the full 32257 market report on Realtor.com →Then view 32257 homes on Zillow →

Choose a ZIP code from the menu to see its investing data, then compare markets. Market data: Realtor.com, October 2026, and Zillow Home Value Index, August 2026. Also, gross rent yield is 12 months of median rent divided by the median listing price; the 70% Rule example assumes repairs of 8% of the median price.

Antonio Stringfield, ForeclosuresDaily.com customer

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Antonio Stringfield
Probate investor · Los Angeles

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ForeclosuresDaily off-market opportunities before your competition

In fact, since 2004, ForeclosuresDaily.com has helped investors, wholesalers, flippers, and agents reach motivated sellers first.

Not on the MLSHomes for sale privately, before any listing.
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Full-time investor since 2003

Full-time real estate investor since 2003, with over 20 years of experience.

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FAQ

Jacksonville foreclosure and distressed property questions

How do I find distressed properties for sale in Jacksonville?

Initially, start with public-record signals such as pre-foreclosure, probate, divorce, and tax delinquency. ForeclosuresDaily.com gathers these records daily, so that you can contact Jacksonville owners before the home is listed or sent to auction.

Where can I find foreclosed homes in Jacksonville?

Bank-owned and auction homes appear on sites like Realtor.com, Zillow, and Auction.com. However, off-market pre-foreclosure leads let you reach owners earlier, while they can still sell on their own terms.

Which ZIP codes have the lowest entry prices?

Among the ZIP codes in this guide, the lowest median listing prices are in 32209 (Jacksonville) at $139,450, 32206 (Jacksonville) at $185,000, and 32210 (Jacksonville) at $235,000, based on Realtor.com data from October 2026.

Where do homes sell fastest?

ZIP code 32246 has the shortest average time on market in this guide, at 49 days. As a result, fast markets reward investors who can reach owners before a home is listed.

How do I find distressed properties for wholesale profit?

First of all, focus on owners with equity and a reason to sell quickly. Then run the 70% Rule, and finally line up cash buyers before you sign a contract you plan to assign.

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