Monmouth County, New Jersey · Wholesaling

Wholesaling Real Estate in Monmouth County, New Jersey

If you want to break into real estate in Monmouth County without a large bankroll, wholesaling is one of the most practical ways to start. Your job is to find a discounted property, put it under contract, and connect it with a cash buyer who wants the deal.

Assign contractsCash buyersProbate leadsPre-foreclosureAbsentee owners

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Monmouth County, New Jersey areas and ZIP codes map for real estate investors
$829,000
Median listing price (up 3.6%)
3,346
Active listings in Monmouth County
44 days
Average time on market
$3,200
Median rent

Market data: Realtor.com Monmouth County housing market, October 2026. Zillow Home Value Index for Monmouth County: $793,713 (up 6.5% from a year earlier), August 2026. View homes on Zillow.

Carolynn Castillo, ForeclosuresDaily.com customer

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Listed and sold 25 properties and personally bought and sold four fix-and-flip properties, all generated from probate leads.

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Local market snapshot

Why wholesale real estate in Monmouth County?

Wholesaling needs little capital because you control a property with a contract and an earnest money deposit, not a mortgage. In addition, your buyer handles the repairs, so you never manage contractors, and many assignments close in weeks rather than months.

Its ZIP codes span communities such as Suburban, Allenhurst, Bradley Beach, and Manalapan, and motivated-seller situations such as inherited homes, tired rentals, and pre-foreclosures show up across all of them.

Local investors who track probate filings, divorces, and foreclosure notices in Monmouth County and reach owners early tend to find the best off-market deals.

Monmouth County wholesale real estate investors finding off-market deals
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Step-by-step

How does wholesaling real estate work in Monmouth County?

Every wholesale deal follows the same path, from the first lead to the assignment fee:

Find a distressed property

Initially, use targeted lead generation to find owners with a reason to sell, such as heirs, tired landlords, or owners facing foreclosure.

Run the numbers

Next, estimate the after-repair value (ARV) from nearby sales, because your offer depends on it.

Sign a purchase contract

Then agree on a price that leaves room for your buyer’s profit as well as your assignment fee.

Find a cash buyer

After that, match the deal with a flipper, landlord, or other cash buyer from your list.

Assign the contract

In addition, transfer your rights under the contract to the buyer in exchange for your fee.

Collect your fee

Finally, the title company or closing attorney usually pays your assignment fee at closing.

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Targeted real estate lead generation

Motivated sellers who want to liquidate fast

For this reason, ForeclosuresDaily.com’s off-market real estate platform covers every major distress signal in Monmouth County, cross-referenced with tax rolls and property appraiser records.

Probate LeadsExecutors who must sell before the estate can close.Get probate leads →Pre-Probate LeadsFamilies who may sell before a probate case is filed.See pre-probate leads →Inheritance LeadsHeirs who want to sell because they will not keep the home.View inheritance leads →Foreclosure LeadsOwners behind on payments who want to sell before auction.Explore foreclosure leads →Divorce LeadsCouples who must sell when they divide shared assets.Find divorce leads →Eviction LeadsTired landlords who want out because of problem tenants.Browse eviction leads →Code Violation LeadsOwners facing fines because of open violations and costly repairs.Check code violation leads →Tax DelinquencyOwners behind on property taxes who need cash soon.Target tax-delinquent owners →Absentee Owner LeadsOut-of-area owners, especially those far from the property.Reach absentee owners →Life Leads & FSBOOwners selling on their own rather than with an agent.Shop all lead products →
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Find a deal

How do you calculate a wholesale offer in Monmouth County?

Every offer starts with the ARV, which is what the home will be worth once it is fixed. For example, the 70% Rule says your buyer should pay no more than 70% of ARV minus repairs. Because your assignment fee comes out of that number, your contract price must be even lower.

For instance, here is the math using the Monmouth County median listing price as the ARV, an 8% repair budget, and a typical assignment fee.

Wholesale offer example

ARV$829,000
70% of ARV − repairs ($66,000)$514,300
Your assignment fee− $25,000
Your contract price$489,300
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Zip codes

Monmouth County ZIP codes to watch

Start your search in these Monmouth County ZIP codes, and then expand as you learn which areas your buyers want. Next, choose a ZIP code from the menu to open its investing data.

SuburbanZIP 07701$794,000Wholesale

Suburban (07701) market snapshot

$794,000 ▲ 4.2%Median listing price
$473Price per sq ft
29 days ▲ 6.9%Days on market
$3,500 ▲ 4.5%Median rent
95 ▼ 25.3%Active listings
5.3%Gross rent yield

In addition, the Zillow Home Value Index is $737,998 (up 9.7% from a year earlier) as of August 2026.

ZIP 07701 is part of Red Bank, NJ.

Investor note: Pull probate, pre-foreclosure, and absentee-owner leads for 07701 to find motivated sellers here.

Max offer when the ARV equals the median price$794,000 × 70% − $64,000 repairs = $491,800 max offer

Also see the full 07701 market report on Realtor.com →Then view 07701 homes on Zillow →

AllenhurstZIP 07711$3,199,499Flip

Allenhurst (07711) market snapshot

$3,199,499 ▲ 10.3%Median listing price
$1,172Price per sq ft
40 days ▼ 46.7%Days on market
$3,200 ▲ 20.8%Median rent
9 ▼ 40%Active listings
1.2%Gross rent yield

In addition, the Zillow Home Value Index is $2,548,597 (up 14.2% from a year earlier) as of August 2026.

Allenhurst is a borough located on the Jersey Shore, in Monmouth County, in the U.S. state of New Jersey. The settlement was named after resident Abner Allen and was incorporated as a borough by an act of the New Jersey Legislature on April 26, 1897, from portions of Ocean Township. Population: 472.

Investor note: Has its own local government, so check its code-violation, vacant-property, and rental-registration lists. Water nearby: view and water-access homes often sell at a premium, so compare ARV carefully and check flood zones. Small market: few sales each year, so verify every comp and keep a local buyers list.

Max offer when the ARV equals the median price$3,199,499 × 70% − $256,000 repairs = $1,983,649 max offer

Also see the full 07711 market report on Realtor.com →Then view 07711 homes on Zillow →

Bradley BeachZIP 07720$999,000Negotiate

Bradley Beach (07720) market snapshot

$999,000 ▼ 23.1%Median listing price
$739Price per sq ft
43 days ▲ 35.9%Days on market
$2,800 ▲ 3.7%Median rent
15Active listings
3.4%Gross rent yield

In addition, the Zillow Home Value Index is $1,138,151 (up 8% from a year earlier) as of August 2026.

Bradley Beach is a borough in Monmouth County, in the U.S. state of New Jersey. Population: 4,282.

Max offer when the ARV equals the median price$999,000 × 70% − $80,000 repairs = $619,300 max offer

Also see the full 07720 market report on Realtor.com →Then view 07720 homes on Zillow →

ManalapanZIP 07726$749,950Wholesale

Manalapan (07726) market snapshot

$749,950Median listing price
$345Price per sq ft
43 days ▲ 9.1%Days on market
$2,750 ▼ 2.6%Median rent
38 ▼ 5.8%Active listings
4.4%Gross rent yield

In addition, the Zillow Home Value Index is $798,895 (up 4.5% from a year earlier) as of August 2026.

ZIP 07726 is part of Englishtown, NJ.

Max offer when the ARV equals the median price$749,950 × 70% − $60,000 repairs = $464,965 max offer

Also see the full 07726 market report on Realtor.com →Then view 07726 homes on Zillow →

Fort HancockZIP 07732$675,000Flip & wholesale

Fort Hancock (07732) market snapshot

$675,000 ▲ 5.6%Median listing price
$441Price per sq ft
26 days ▼ 72%Days on market
$2,850 ▼ 1.7%Median rent
27 ▼ 17.2%Active listings
5.1%Gross rent yield

In addition, the Zillow Home Value Index is $609,406 (up 6.7% from a year earlier) as of August 2026.

ZIP 07732 is part of Highlands, NJ.

Max offer when the ARV equals the median price$675,000 × 70% − $54,000 repairs = $418,500 max offer

Also see the full 07732 market report on Realtor.com →Then view 07732 homes on Zillow →

LincroftZIP 07738$949,000Wholesale

Lincroft (07738) market snapshot

$949,000 ▼ 1.6%Median listing price
$436Price per sq ft
30 days ▼ 26.8%Days on market
n/aMedian rent
21 ▲ 58.3%Active listings
n/aGross rent yield

In addition, the Zillow Home Value Index is $1,074,650 (up 8.5% from a year earlier) as of August 2026.

Lincroft is an unincorporated community and census-designated place in Middletown Township, Monmouth County, New Jersey. Population: 7,060.

Investor note: Unincorporated area: permits, liens, and code enforcement are handled by the township or county, so pull records there.

Max offer when the ARV equals the median price$949,000 × 70% − $76,000 repairs = $588,300 max offer

Also see the full 07738 market report on Realtor.com →Then view 07738 homes on Zillow →

New MonmouthZIP 07748$875,000Negotiate

New Monmouth (07748) market snapshot

$875,000 ▲ 1.3%Median listing price
$380Price per sq ft
29 days ▲ 16.7%Days on market
$3,300 ▼ 15.4%Median rent
98 ▼ 8%Active listings
4.5%Gross rent yield

In addition, the Zillow Home Value Index is $802,443 (up 7.5% from a year earlier) as of August 2026.

New Monmouth is an unincorporated community located within Middletown Township in Monmouth County, in the U.S. state of New Jersey. The public New Monmouth Elementary School and the parochial Mater Dei High School are located in New Monmouth. Most of the area is suburban, with single-family houses dotting the landscape. Population: 28,689.

Investor note: Commuter suburb: owner-occupant demand helps retail resales and quick assignments.

Max offer when the ARV equals the median price$875,000 × 70% − $70,000 repairs = $542,500 max offer

Also see the full 07748 market report on Realtor.com →Then view 07748 homes on Zillow →

Ocean GroveZIP 07756$1,250,000Flip

Ocean Grove (07756) market snapshot

$1,250,000 ▲ 40.9%Median listing price
$634Price per sq ft
32 days ▼ 31.6%Days on market
$2,600 ▲ 4%Median rent
29 ▲ 8.3%Active listings
2.5%Gross rent yield

In addition, the Zillow Home Value Index is $940,569 (up 5.1% from a year earlier) as of August 2026.

Ocean Grove is an unincorporated community and census-designated place that is part of Neptune Township, in Monmouth County, New Jersey. It is located on the Atlantic Ocean's Jersey Shore, between Asbury Park to the north and Bradley Beach to the south. " Another building, a former high school, is now the Jersey Shore Arts Center. Population: 3,057 (2020 census).

Investor note: Historic properties: check historic-district rules before planning exterior renovations.

Max offer when the ARV equals the median price$1,250,000 × 70% − $100,000 repairs = $775,000 max offer

Also see the full 07756 market report on Realtor.com →Then view 07756 homes on Zillow →

West LongZIP 07764$1,399,000Flip

West Long (07764) market snapshot

$1,399,000 ▲ 7.2%Median listing price
$597Price per sq ft
57 days ▼ 44.7%Days on market
$3,150 ▼ 4.5%Median rent
42 ▼ 15.9%Active listings
2.7%Gross rent yield

In addition, the Zillow Home Value Index is $1,016,308 (up 7.1% from a year earlier) as of August 2026.

ZIP 07764 is part of West Long Branch, NJ.

Max offer when the ARV equals the median price$1,399,000 × 70% − $112,000 repairs = $867,300 max offer

Also see the full 07764 market report on Realtor.com →Then view 07764 homes on Zillow →

RooseveltZIP 08555Wholesale

Roosevelt (08555) market snapshot

In addition, the Zillow Home Value Index is $519,946 (up 2.6% from a year earlier) as of August 2026.

Roosevelt is a borough in western Monmouth County, in the U.S. state of New Jersey. The name was changed to Roosevelt as of November 9, 1945, based on the results of a referendum held three days earlier, in honor of President Franklin D. Roosevelt, who had died on April 12, 1945. Population: 808.

Choose a ZIP code from the menu to see its investing data, then compare markets. Market data: Realtor.com, October 2026, and Zillow Home Value Index, August 2026. Also, gross rent yield is 12 months of median rent divided by the median listing price; the max offer assumes repairs of 8% of the median price.

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Antonio Stringfield
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Cash buyers

How do you build your buyers list in Monmouth County?

Build your buyers list before you sign your first contract. Your best buyers are cash buyers who can close quickly, such as flippers, landlords, and small builders.

  • First of all, attend local real estate investor meetups.
  • Also, review recent cash sales in county records to find active buyers.
  • Then connect with title companies, hard money lenders, and property managers.
  • Finally, ask every buyer for their buy box: areas, price range, and rehab level.
Contracts

What does assigning contracts mean in New Jersey?

Assigning contracts means transferring your rights as the buyer under a purchase agreement to another investor. Your contract should allow assignment, and your buyer typically pays your assignment fee at closing.

Wholesaling is legal in most states, but the rules differ. Some states require disclosures or a real estate license for certain activities, so review your contracts with a New Jersey real estate attorney before you start.

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Nancy focuses on the best outcome for both the seller and the investor, drawing on nearly 20 years of real estate investing experience.

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In fact, since 2004, ForeclosuresDaily.com has helped investors, wholesalers, flippers, and agents reach motivated sellers first.

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More guides

More wholesaling guides in New Jersey

Compare nearby markets before you choose where to farm. For example, these local guides cover other New Jersey cities and counties:

Camden County · Essex County · Hudson County · Middlesex County · Ocean County · Passaic County · Union County · Wholesale Newark, NJ

Also, see Wholesaling Real Estate for Profit for the profit math and guides in every state.

FAQ

Wholesaling questions for Monmouth County

How do you wholesale real estate in Monmouth County?

First of all, find a motivated seller through probate, pre-foreclosure, or absentee-owner leads. Then sign a contract at a discount, and finally assign it to a cash buyer for a fee.

Is wholesaling legal in New Jersey?

Wholesaling is legal in most states, but the rules vary. For example, some states require disclosures or a license for certain activities, so have a New Jersey real estate attorney review your contracts.

How much can you make wholesaling in Monmouth County?

Assignment fees vary by deal. For instance, a fee of about 3% on a home priced near the Monmouth County median of $829,000 would be roughly $25,000.

Which Monmouth County ZIP codes have the lowest entry prices?

Among the ZIP codes in this guide, the lowest median listing prices are in 07732 (Fort Hancock) at $675,000, 07726 (Manalapan) at $749,950, and 07701 (Suburban) at $794,000, based on Realtor.com data from October 2026.

Where do Monmouth County foreclosures come from?

Most start with missed mortgage payments, so pre-foreclosure filings appear months before an auction. As a result, investors who reach owners early can buy before the home is listed.

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