Wholesaling Real Estate in Hudson County, New Jersey
In short, a Hudson County wholesaler earns money on a property without owning, rehabbing or renting it. To begin with, you find a distressed house or multifamily from Bayonne to North Bergen, sign a purchase agreement with an owner who needs to sell, and transfer that agreement to a cash investor for a fee.
Every Hudson County foreclosure runs through the Superior Court's Chancery Division, often for a year or more, so a wholesaler who reaches the owner while the case is open has plenty of time to sign a contract before any sheriff's sale.
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Hudson County, New Jersey housing market at a glance
Market data: Realtor.com Hudson County housing market, October 2026. Zillow Home Value Index for Hudson County: $640,103 (up 1.2% from a year earlier), August 2026. View homes on Zillow.
What makes Hudson County a wholesaling market?
A Hudson County assignment controls a property through a signed contract and a deposit, not a mortgage, so very little of your own cash is on the line. After that, the investor who takes over your contract pays for the renovation, and many of these deals close within weeks.
Wholesalers who follow Hudson County estate cases, divorce filings and lis pendens recorded with the county clerk, then call those owners early, get the first look at off-market deals.
How does a Hudson County, NJ wholesale deal come together?
A Hudson County contract typically moves through these stages before your fee is paid:
- Find a distressed property
Pull lists of Hudson County owners with a real reason to sell, such as heirs to a Jersey City two-family, landlords ready to step back, or borrowers who received a Notice of Intention to Foreclose. - Run the numbers
Set the after-repair value (ARV) from recent nearby sales, since every other number in your offer rests on it. - Sign a purchase contract
Then, push the contract price down far enough to fund your fee plus a Hudson County buyer's margin. - Find a cash buyer
Then, present the contract to a flipper, landlord or other cash investor on your North Jersey list. - Assign the contract
After that, execute an assignment agreement transferring your contract to the Hudson County investor in exchange for the fee. - Collect your fee
Finally, you collect the fee out of the funds at the investor's Hudson County closing.
Motivated sellers who want to liquidate fast
For this reason, ForeclosuresDaily.com’s off-market real estate platform covers every major distress signal in Hudson County, cross-referenced with tax rolls and property appraiser records.
Pricing a wholesale offer in Hudson County
To begin with, a Hudson County offer starts with ARV, the value a property should reach after the work is done.
Hudson County flippers using the 70% Rule offer no more than 70% of ARV less repair costs. Your fee comes out of that ceiling, so the price you sign with the seller has to be lower still.
Wholesale offer example
| Step | Amount |
|---|---|
| ARV | $599,999 |
| 70% of ARV − repairs ($48,000) | $371,999 |
| Your assignment fee | − $18,000 |
| Your contract price |
Hudson County ZIP codes worth tracking
Therefore, work these Hudson County ZIP codes first and widen your search as your buyers show you where they want to own. Also, expand a ZIP code below for its prices and offer math.
ZIP 07002 · Bayonne · $537,000 · Wholesale
Market snapshot: Bayonne (07002)
| Metric | Value |
|---|---|
| Median listing price | $537,000 ▲ 45.2% |
| Price per sq ft | $346 |
| Days on market | 39 days ▼ 15.2% |
| Median rent | $2,200 ▼ 8.3% |
| Active listings | 192 ▲ 24.8% |
| Gross rent yield | 4.9% |
Meanwhile, Bayonne's 07002 shows a Zillow Home Value Index of $592,896 for August 2026, up 2% from a year earlier.
In addition, Bayonne has about 71,686 residents on the Bergen Neck peninsula.
Investor note: In short, Bayonne is a city of 71,686 on a peninsula ringed by Newark Bay, the Kill Van Kull and New York Bay, so check flood maps on every 07002 house. Also, the $537,000 median sits below the $592,896 index value, which can leave flippers room, and city hall keeps the code and rental records you need.
Max offer when the ARV equals the median price: $537,000 × 70% − $43,000 repairs = $332,900 max offer
Also see the full 07002 market report on Realtor.com →
Then view 07002 homes on Zillow →
ZIP 07029 · Kearny · $449,000 · Negotiate
Market snapshot: Kearny (07029)
| Metric | Value |
|---|---|
| Median listing price | $449,000 ▼ 6.8% |
| Price per sq ft | $321 |
| Days on market | 29 days ▲ 20.8% |
| Median rent | $2,350 ▲ 2.2% |
| Active listings | 22 ▲ 23.8% |
| Gross rent yield | 6.3% |
Similarly, Kearny (07029) logged an August 2026 Zillow Home Value Index of $575,513, a 0.8% gain over twelve months.
In addition, Kearny has about 41,999 residents next to Newark.
Investor note: In short, Kearny is a Newark suburb of 41,999 people with the cheapest median on this page at $449,000, well under its $575,513 index value. As a result, commuter demand keeps owner-occupant buyers active, so a rehabbed 07029 house can resell quickly.
Max offer when the ARV equals the median price: $449,000 × 70% − $36,000 repairs = $278,300 max offer
Also see the full 07029 market report on Realtor.com →
Then view 07029 homes on Zillow →
ZIP 07030 · Hoboken · $887,000 · Negotiate
Market snapshot: Hoboken (07030)
| Metric | Value |
|---|---|
| Median listing price | $887,000 ▼ 9.4% |
| Price per sq ft | $908 |
| Days on market | 39 days ▼ 3.7% |
| Median rent | $4,000 ▲ 11.1% |
| Active listings | 206 ▲ 40% |
| Gross rent yield | 5.4% |
Meanwhile, Hoboken's 07030 carries a Zillow Home Value Index of $882,736 for August 2026, rising 4.6% over the year.
In addition, Hoboken has about 60,419 residents around a major rail and ferry terminal.
Investor note: In short, Hoboken's $887,000 median nearly matches its $882,736 index value, and values rose 4.6%, so 07030 sellers rarely need to discount. Therefore, probate and absentee-owner leads are the best way to find the few owners in this city of 60,419 who want a quiet sale.
Max offer when the ARV equals the median price: $887,000 × 70% − $71,000 repairs = $549,900 max offer
Also see the full 07030 market report on Realtor.com →
Then view 07030 homes on Zillow →
ZIP 07047 · North Bergen · $475,000 · Negotiate
Market snapshot: North Bergen (07047)
| Metric | Value |
|---|---|
| Median listing price | $475,000 ▼ 17% |
| Price per sq ft | $431 |
| Days on market | 59 days ▲ 18% |
| Median rent | $2,900 ▼ 0.8% |
| Active listings | 210 ▲ 23.4% |
| Gross rent yield | 7.3% |
Likewise, North Bergen (07047) posted a Zillow Home Value Index of $586,548 in August 2026, up 1.8% from twelve months before.
In addition, North Bergen has about 63,361 residents on the Hudson Palisades.
Max offer when the ARV equals the median price: $475,000 × 70% − $38,000 repairs = $294,500 max offer
Also see the full 07047 market report on Realtor.com →
Then view 07047 homes on Zillow →
ZIP 07087 · Weehawken · $454,500 · Flip & wholesale
Market snapshot: Weehawken (07087)
| Metric | Value |
|---|---|
| Median listing price | $454,500 ▲ 19.2% |
| Price per sq ft | $476 |
| Days on market | 44 days ▼ 6.7% |
| Median rent | $2,650 ▼ 1.7% |
| Active listings | 226 ▲ 13.9% |
| Gross rent yield | 7.0% |
However, Weehawken's 07087 recorded the biggest annual gain on this page, with a Zillow Home Value Index of $565,080 for August 2026, up 5.2%.
In addition, Weehawken has about 17,197 residents on the Hudson waterfront.
Max offer when the ARV equals the median price: $454,500 × 70% − $36,000 repairs = $282,150 max offer
Also see the full 07087 market report on Realtor.com →
Then view 07087 homes on Zillow →
ZIP 07094 · Secaucus · $494,500 · Negotiate
Market snapshot: Secaucus (07094)
| Metric | Value |
|---|---|
| Median listing price | $494,500 ▼ 15.8% |
| Price per sq ft | $321 |
| Days on market | 45 days ▼ 1.1% |
| Median rent | $3,300 |
| Active listings | 72 ▲ 41.7% |
| Gross rent yield | 8.0% |
Meanwhile, Secaucus (07094) shows an August 2026 Zillow Home Value Index of $675,713, which is 3.8% above the prior year.
In addition, Secaucus has about 22,181 residents in the Meadowlands.
Max offer when the ARV equals the median price: $494,500 × 70% − $40,000 repairs = $306,150 max offer
Also see the full 07094 market report on Realtor.com →
Then view 07094 homes on Zillow →
ZIP 07302 · Jersey City · $799,000 · Negotiate
Market snapshot: Jersey City (07302)
| Metric | Value |
|---|---|
| Median listing price | $799,000 ▼ 5% |
| Price per sq ft | $898 |
| Days on market | 39 days ▼ 12.8% |
| Median rent | $3,800 ▲ 9% |
| Active listings | 294 ▲ 0.7% |
| Gross rent yield | 5.7% |
In contrast, Central Jersey City's 07302 has the highest Zillow Home Value Index on this page at $891,943 for August 2026, slipping 0.2% from a year ago.
In addition, Jersey City has about 292,449 residents, making it the county seat and largest city. Specifically, ZIP 07302 covers the central part of Jersey City.
Investor note: In short, as part of a city of 292,449, 07302 offers plenty of comps for pricing. The $799,000 median sits below the $891,943 index value, so a contract priced from closed sales can still leave a flipper margin.
Max offer when the ARV equals the median price: $799,000 × 70% − $64,000 repairs = $495,300 max offer
Also see the full 07302 market report on Realtor.com →
Then view 07302 homes on Zillow →
ZIP 07304 · Jersey City · $599,000 · Wholesale
Market snapshot: Jersey City (07304)
| Metric | Value |
|---|---|
| Median listing price | $599,000 ▲ 30.2% |
| Price per sq ft | $431 |
| Days on market | 40 days ▲ 2.2% |
| Median rent | $2,512 ▲ 2.5% |
| Active listings | 198 ▲ 27.7% |
| Gross rent yield | 5.0% |
On the other hand, Jersey City's 07304 has the lowest Zillow Home Value Index on this page at $538,569 for August 2026, down 0.3% over the year.
Investor note: In short, the 07304 median of $599,000 runs above the $538,569 index value, so lean on sold comps rather than list prices. Therefore, check Jersey City code and rental records here to find landlords ready to sell older buildings.
Max offer when the ARV equals the median price: $599,000 × 70% − $48,000 repairs = $371,300 max offer
Also see the full 07304 market report on Realtor.com →
Then view 07304 homes on Zillow →
ZIP 07306 · Jersey City · $525,000 · Negotiate
Market snapshot: Jersey City (07306)
| Metric | Value |
|---|---|
| Median listing price | $525,000 ▼ 5.4% |
| Price per sq ft | $530 |
| Days on market | 38 days |
| Median rent | $2,500 ▲ 3% |
| Active listings | 178 ▲ 10.9% |
| Gross rent yield | 5.7% |
However, Jersey City's 07306 posted the steepest decline on this page, with a Zillow Home Value Index of $543,185 for August 2026, down 3.7%.
Max offer when the ARV equals the median price: $525,000 × 70% − $42,000 repairs = $325,500 max offer
Also see the full 07306 market report on Realtor.com →
Then view 07306 homes on Zillow →
ZIP 07307 · Jersey City · $799,000 · Flip
Market snapshot: Jersey City (07307)
| Metric | Value |
|---|---|
| Median listing price | $799,000 |
| Price per sq ft | $599 |
| Days on market | 32 days ▼ 11.1% |
| Median rent | $2,750 ▲ 1.9% |
| Active listings | 277 ▲ 50.3% |
| Gross rent yield | 4.1% |
Northeast Jersey City (07307) carries a Zillow Home Value Index of $749,848 in August 2026, 2.3% higher than twelve months earlier.
Similarly, ZIP 07307 covers the northeastern part of Jersey City, about 2 miles from the center of the city.
Max offer when the ARV equals the median price: $799,000 × 70% − $64,000 repairs = $495,300 max offer
Also see the full 07307 market report on Realtor.com →
Then view 07307 homes on Zillow →
Also, gross rent yield on this page means 12 months of median rent divided by the median listing price, and every max offer assumes repairs at 8% of the median price.
Finding cash buyers in Hudson County
Recruit Hudson County buyers before you sign a seller. Above all, multifamily landlords, flippers and small builders who pay cash and close fast belong at the top of your list.
Hudson County contract assignments under New Jersey rules
However, rules for marketing a property you do not own differ by state, and New Jersey licensing law may apply depending on how you advertise. Have a New Jersey real estate attorney review your contract and assignment before you sign a Hudson County seller.
ForeclosuresDaily off-market opportunities before your competition
Hudson County at a glance
In general, New Jersey forecloses through the courts.
Specifically, lenders file in the Superior Court, Chancery Division, and the county sheriff runs the sale. However, after a sheriff sale, the owner usually has 10 days to redeem by paying the full judgment. As a result, reaching Hudson County owners early gives a wholesaler time to assign the contract.
What changed recently: Since July 10, 2024 (P.L.2024, c.39), a New Jersey owner facing foreclosure on a tax sale certificate can ask the court, before final judgment, to have the home sold at a sheriff’s sale or online auction instead of the lienholder simply taking title. The owner then keeps the money left over after the tax debt and costs are paid. Abandoned properties are excluded.
Sources: U.S. Census Bureau QuickFacts, Hudson County, New Jersey (2020 to 2024 American Community Survey; population estimate for July 1, 2025) and state foreclosure law summary.
In fact, since 2004, ForeclosuresDaily.com has helped investors, wholesalers, flippers, and agents reach motivated sellers first.
Hudson County wholesaling FAQ
What are the steps to wholesale a Hudson County property?
Is wholesaling legal in New Jersey?
What can a wholesaler earn on a Hudson County deal?
Where are entry prices lowest in Hudson County?
How do Hudson County foreclosures begin?
Get Hudson County wholesale leads today
Daily off-market lists for Jersey City, Bayonne, Kearny and the rest of Hudson County.