Off-Market Homes for Sale: Ten States From Texas to Tennessee
A property that is not listed on the Multiple Listing Service (MLS) never reaches most buyers.
However, ForeclosuresDaily.com finds these off-market homes across the country, from probate estates to pre-foreclosures, so you can make an offer before anyone else knows the home could be for sale.
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U.S. housing market snapshot for off-market buyers
Local market snapshot
Market data: Realtor.com U.S. housing market, October 2026.
What makes a home off-market?
An off-market property is a home that can be bought without being listed on the MLS. Generally, the owner is under pressure to sell because of a missed mortgage payment, a death in the family, a divorce, unpaid property taxes, or repairs they cannot afford.
Those points tend to come from owners who skip public advertising and keep the home off the Multiple Listing Service (MLS). Fewer competing buyers lets you negotiate wholesale terms rather than bid against retail purchasers.
Realtor.com counts about 1,161,615 homes for sale nationwide, and each one spends an average of 61 days on the market. The states in this guide have large, active housing markets, with Texas, Florida, and California at the top.
Finding homes before they reach the MLS
Public foreclosure sites only catch a property after the lender files or the auction is scheduled. Off-market buyers look further back in the process:
- Pick your states Choose a few states where you know home values and can call on cash buyers.
- Choose lead types Decide which motives you want to work, whether that is pre-foreclosure, probate, divorce, unpaid taxes, or code violations, because each record type reaches a different kind of seller.
- Use fresh data Work from ForeclosuresDaily leads updated every day, so your letter reaches the owner before the rest of the investor mail.
- Target your marketing Spend your budget on owners with a documented motive, so every postcard, call, and text has a reason behind it.
- Run the numbers Figure the after-repair value (ARV) from recent sales near the property and hold your offer to the 70% Rule.
- Make a fair offer Present a cash price for the home as it stands, close on the seller's timeline, and then decide between an assignment and a rehab.
Owners nationwide who need a quick sale
No matter the state, the ForeclosuresDaily.com off-market platform watches for every major sign of distress and verifies it against tax rolls and property appraiser files.
Lead types to work
Applying ARV and the 70% Rule to U.S. flips
Investors who flip or wholesale anywhere in the U.S. build their highest offer from the after-repair value (ARV).
By the 70% Rule, you pay no more than 70% of ARV minus repairs. The remaining spread absorbs holding and closing costs and leaves flip profit, or it turns into your fee when you assign a wholesale contract.
70% Rule example
| Step | Amount |
|---|---|
| ARV | $419,250 |
| 70% of ARV | $293,475 |
| Estimated repairs | − $34,000 |
| Maximum offer |
States to target for off-market deals
These states hold some of the biggest housing markets in the country. Open any state below to read its investing figures.
Below U.S. median · Texas · $359,990 · Wholesale
| Metric | Value |
|---|---|
| Median listing price | $359,990 ▼ 2.4% |
| Price per sq ft | $182 |
| Days on market | 64 days |
| Median rent | $1,795 ▼ 0.3% |
| Active listings | 311,523 ▲ 1.8% |
| Gross rent yield | 6.0% |
Meanwhile, Texas has a Zillow Home Value Index of $299,367 as of August 2026, 1.6% lower than a year earlier.
Texas has more listings than any other state in this guide, so the pool of owners is deep. Its median price slipped 2.4% over the year, and with prices near the area median, deep discounts from off-market sellers drive the profit.
Max offer when the ARV equals the median price: $359,990 × 70% − $29,000 repairs = $222,993 max offer
Also see the full Texas market report on Realtor.com →
Then view Texas homes on Zillow →
Below U.S. median · Florida · $414,900 · Negotiate
| Metric | Value |
|---|---|
| Median listing price | $414,900 ▼ 3.5% |
| Price per sq ft | $250 |
| Days on market | 81 days ▼ 6.9% |
| Median rent | $2,499 |
| Active listings | 281,322 ▼ 8.6% |
| Gross rent yield | 7.2% |
In addition, the Zillow Home Value Index for Florida was $375,470 in August 2026, which is 1.5% below the year-before figure.
Florida rents run high compared with prices, a plus for buy-and-hold investors. The median price fell 3.5% and inventory 8.6% from a year ago, which gives you room to negotiate with motivated owners.
Max offer when the ARV equals the median price: $414,900 × 70% − $33,000 repairs = $257,430 max offer
Also see the full Florida market report on Realtor.com →
Then view Florida homes on Zillow →
Above U.S. median · California · $730,000 · Flip
| Metric | Value |
|---|---|
| Median listing price | $730,000 ▼ 2.6% |
| Price per sq ft | $459 |
| Days on market | 53 days ▼ 5.4% |
| Median rent | $3,003 ▼ 3% |
| Active listings | 154,216 ▼ 2.2% |
| Gross rent yield | 4.9% |
Similarly, California's Zillow Home Value Index reached $764,158 in August 2026, up 0.4% from a year before.
California tops this list on price per square foot. Its median price dipped 2.6% year over year, and high resale values reward a well-planned rehab.
Max offer when the ARV equals the median price: $730,000 × 70% − $58,000 repairs = $453,000 max offer
Also see the full California market report on Realtor.com →
Then view California homes on Zillow →
Below U.S. median · Georgia · $394,000 · Wholesale
| Metric | Value |
|---|---|
| Median listing price | $394,000 ▼ 0.3% |
| Price per sq ft | $188 |
| Days on market | 65 days ▲ 8.3% |
| Median rent | $1,863 ▲ 0.8% |
| Active listings | 90,035 ▲ 6.6% |
| Gross rent yield | 5.7% |
Also, Georgia's Zillow Home Value Index was $330,817 as of August 2026, 0.5% below the prior year.
Georgia's median price eased 0.3% while inventory grew 6.6%. Balanced pricing makes the state a steady source of wholesale deals.
Max offer when the ARV equals the median price: $394,000 × 70% − $32,000 repairs = $243,800 max offer
Also see the full Georgia market report on Realtor.com →
Then view Georgia homes on Zillow →
Below U.S. median · North Carolina · $409,220 · Wholesale
| Metric | Value |
|---|---|
| Median listing price | $409,220 ▼ 2.5% |
| Price per sq ft | $213 |
| Days on market | 66 days ▲ 3.1% |
| Median rent | $1,681 ▼ 1.1% |
| Active listings | 102,651 ▲ 6.9% |
| Gross rent yield | 4.9% |
Moreover, North Carolina's Zillow Home Value Index came in at $334,773 for August 2026, essentially flat (down 0%) from a year earlier.
North Carolina's median price fell 2.5% and inventory rose 6.9%, so off-market leads are your path to the discount retail listings do not offer.
Max offer when the ARV equals the median price: $409,220 × 70% − $33,000 repairs = $253,454 max offer
Also see the full North Carolina market report on Realtor.com →
Then view North Carolina homes on Zillow →
Below U.S. median · Ohio · $289,000 · Flip or wholesale
| Metric | Value |
|---|---|
| Median listing price | $289,000 |
| Price per sq ft | $169 |
| Days on market | 43 days ▲ 8.1% |
| Median rent | $1,300 ▼ 3.7% |
| Active listings | 54,317 ▲ 6.8% |
| Gross rent yield | 5.4% |
Meanwhile, Ohio's Zillow Home Value Index reached $248,803 in August 2026, a 3.4% gain from a year earlier.
No state in this guide costs less to enter than Ohio, a natural fit for a first wholesale or flip. With inventory up 6.8% from last year, buyers have more homes to choose from and need less capital per contract.
Max offer when the ARV equals the median price: $289,000 × 70% − $23,000 repairs = $179,300 max offer
Also see the full Ohio market report on Realtor.com →
Then view Ohio homes on Zillow →
Below U.S. median · Michigan · $300,000 · Flip or wholesale
| Metric | Value |
|---|---|
| Median listing price | $300,000 |
| Price per sq ft | $189 |
| Days on market | 43 days |
| Median rent | $1,500 ▼ 4.8% |
| Active listings | 61,728 ▲ 9.3% |
| Gross rent yield | 6.0% |
In addition, Michigan's Zillow Home Value Index stood at $266,292 for August 2026, up 4% from a year earlier.
Michigan inventory has grown 9.3% in a year, and at these prices a wholesaler can still build in a fee or a flipper can turn a house quickly.
Max offer when the ARV equals the median price: $300,000 × 70% − $24,000 repairs = $186,000 max offer
Also see the full Michigan market report on Realtor.com →
Then view Michigan homes on Zillow →
Below U.S. median · Pennsylvania · $315,000 · Flip or wholesale
| Metric | Value |
|---|---|
| Median listing price | $315,000 ▼ 1.6% |
| Price per sq ft | $190 |
| Days on market | 51 days ▲ 4.1% |
| Median rent | $1,700 ▼ 0.6% |
| Active listings | 61,699 ▲ 7.5% |
| Gross rent yield | 6.5% |
Similarly, Pennsylvania's Zillow Home Value Index was $290,401 as of August 2026, a 2.4% rise over the year.
Pennsylvania's median price slipped 1.6% while inventory climbed 7.5%. Cash buyers hunt for homes at this price, so wholesale contracts here tend to sell fast.
Max offer when the ARV equals the median price: $315,000 × 70% − $25,000 repairs = $195,500 max offer
Also see the full Pennsylvania market report on Realtor.com →
Then view Pennsylvania homes on Zillow →
Above U.S. median · Arizona · $459,990 · Negotiate
| Metric | Value |
|---|---|
| Median listing price | $459,990 ▼ 4% |
| Price per sq ft | $260 |
| Days on market | 70 days ▼ 1.4% |
| Median rent | $1,710 ▼ 3.1% |
| Active listings | 63,935 ▲ 0.9% |
| Gross rent yield | 4.5% |
Also, Arizona's Zillow Home Value Index came in at $417,990 for August 2026, 1.1% below a year earlier.
Arizona's median price is down 4% from last year, and sellers adjusting to slower demand will consider an offer below asking.
Max offer when the ARV equals the median price: $459,990 × 70% − $37,000 repairs = $284,993 max offer
Also see the full Arizona market report on Realtor.com →
Then view Arizona homes on Zillow →
Above U.S. median · Tennessee · $434,700 · Wholesale
| Metric | Value |
|---|---|
| Median listing price | $434,700 ▼ 0.9% |
| Price per sq ft | $222 |
| Days on market | 66 days ▲ 8.2% |
| Median rent | $1,800 ▼ 4% |
| Active listings | 74,258 ▲ 8.1% |
| Gross rent yield | 5.0% |
Moreover, Tennessee's Zillow Home Value Index reached $334,108 in August 2026, up 0.7% year over year.
Tennessee's median price edged down 0.9% while inventory increased 8.1%.
Max offer when the ARV equals the median price: $434,700 × 70% − $35,000 repairs = $269,290 max offer
Also see the full Tennessee market report on Realtor.com →
Then view Tennessee homes on Zillow →
To get gross rent yield, take 12 months of median rent and divide by the median listing price. Our 70% Rule examples set aside 8% of the median price for repairs.
Find off-market owners before other buyers do
ForeclosuresDaily.com has put investors, wholesalers, flippers, and agents in touch with motivated sellers ahead of the competition every year since 2004.
Why off-market deals work
Off-market home questions
How do I find homes for sale that are not listed on the MLS?
Do off-market homes sell for less?
Which states in this guide are cheapest to buy in?
Which state in this guide sells homes fastest?
What separates a profitable wholesale deal from a weak one?
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