New Jersey Foreclosures and Distressed Properties Statewide
Foreclosure listings on Zillow, Realtor.com, and Auction.com are seen by every buyer in New Jersey. However, ForeclosuresDaily.com finds distressed real estate for sale before it gets there: motivated sellers who want to liquidate fast, reached privately and off the MLS.
New Jersey housing market at a glance
$599,000
Median listing price (county median)
25,963
Active listings in these 10 counties
44 days
Typical time on market
$2,662
Median rent
Market data: Realtor.com New Jersey housing market, October 2026. Zillow Home Value Index for New Jersey: $580,353 (up 3.9% from a year earlier), August 2026. View homes on Zillow.
What is a distressed property?
A distressed property is a home whose owner is under pressure to sell. Usually, the cause is a life event, such as a missed mortgage payment, a death in the family, a divorce, unpaid property taxes, or repairs the owner cannot afford.
In New Jersey, these owners matter more than ever. With a median listing price near $600,000, retail deals leave little room for profit. The discount comes from motivated sellers whose property is not publicly advertised for sale, is for sale privately, and is not listed on the Multiple Listing Service (MLS). As a result, there is less competition and room to negotiate wholesale pricing.
In addition, by inventory, its busiest markets right now are Ocean County, Monmouth County, and Middlesex County, where more listings mean more owners under pressure.
How to find distressed properties in New Jersey
Foreclosure listing sites show homes after the bank or auction is involved. Therefore, to find a deal first, work earlier in the timeline:
- Pick your counties Initially, start with a few New Jersey counties where you know values and have cash buyers ready.
- Choose lead types Next, pick your leads, because probate, pre-foreclosure, divorce, code violation, and tax delinquency leads each signal a different reason to sell.
- Use fresh data Then use ForeclosuresDaily fresh leads, which are updated daily, so that you reach owners before other investors mail them.
- Target your marketing In addition, data targeting your marketing means mail, calls, and texts go only to owners with a real reason to sell.
- Run the numbers After that, estimate the after-repair value (ARV) from nearby sales, and then apply the 70% Rule.
- Make a fair offer Finally, solve the seller’s problem with a quick, as-is cash close, then wholesale or flip the property.
Motivated sellers who want to liquidate fast
For this reason, ForeclosuresDaily.com’s off-market real estate platform covers every major distress signal in New Jersey, cross-referenced with tax rolls and property appraiser records.
Probate leads
Executors who must sell before the estate can close. See probate leads →
Pre-probate leads
Families who may sell before a probate case is filed. See pre-probate leads →
Inheritance leads
Heirs who want to sell because they won’t keep the home. View inheritance leads →
Foreclosure leads
Owners behind on payments who want to sell before auction. Explore foreclosure leads →
Divorce leads
Couples who must sell when they divide shared assets. Find divorce leads →
Eviction leads
Tired landlords who want out because of problem tenants. Browse eviction leads →
Code violation leads
Owners facing fines and repairs they can’t afford. See code violation leads →
Tax-delinquent leads
Owners behind on property taxes who need cash soon. Target tax-delinquent owners →
Absentee owner leads
Out-of-area owners, especially those far from the property. Reach absentee owners →
Life leads and FSBO
Owners selling on their own rather than with an agent. Shop all lead products →
ARV and the 70% Rule for New Jersey flips
Real estate flippers and wholesalers use the after-repair value (ARV) to set their maximum offer. For example, the 70% Rule says to pay no more than 70% of ARV, minus repairs. As a result, that margin covers holding costs, closing costs, and profit for property flipping, or your assignment fee when you wholesale.
For instance, here is the math using the New Jersey median listing price as the ARV and an 8% repair budget.
70% Rule example
| Step | Amount |
|---|---|
| ARV | $599,000 |
| 70% of ARV | $419,300 |
| Estimated repairs | − $48,000 |
| Maximum offer |
New Jersey counties to target
These are the 10 New Jersey counties with the most homes for sale. Next, open a county below to open its investing data, and then match the market to your strategy.
Below state median · Ocean County · $534,900 · Wholesale
Ocean County market snapshot
| Metric | Value |
|---|---|
| Median listing price | $534,900 ▼ 2.6% |
| Price per sq ft | $308 |
| Days on market | 49 days ▲ 4.3% |
| Median rent | $3,000 |
| Active listings | 4,714 ▲ 5.9% |
| Gross rent yield | 6.7% |
In addition, the Zillow Home Value Index is $551,072 (up 4.8% from a year earlier) as of August 2026.
Largest inventory on the list, so there are more owners to reach. Meanwhile, the median price is down 2.6% from a year earlier, and inventory is up 5.9%. As a result, prices sit near the area median, so focus on deep discounts from off-market sellers.
Max offer when the ARV equals the median price: $534,900 × 70% − $43,000 repairs = $331,430 max offer
Also see the full Ocean County market report on Realtor.com →
Then view Ocean County homes on Zillow →
Above state median · Monmouth County · $829,000 · Flip
Monmouth County market snapshot
| Metric | Value |
|---|---|
| Median listing price | $829,000 ▲ 3.6% |
| Price per sq ft | $402 |
| Days on market | 44 days ▼ 2.2% |
| Median rent | $3,200 |
| Active listings | 3,346 ▲ 4.5% |
| Gross rent yield | 4.6% |
In addition, the Zillow Home Value Index is $793,713 (up 6.5% from a year earlier) as of August 2026.
Meanwhile, the median price is up 3.6% from a year earlier, and inventory is up 4.5%. Therefore, higher resale values here reward a well-planned renovation.
Max offer when the ARV equals the median price: $829,000 × 70% − $66,000 repairs = $514,300 max offer
Also see the full Monmouth County market report on Realtor.com →
Then view Monmouth County homes on Zillow →
Below state median · Middlesex County · $575,000 · Negotiate
Middlesex County market snapshot
| Metric | Value |
|---|---|
| Median listing price | $575,000 ▲ 2.7% |
| Price per sq ft | $352 |
| Days on market | 44 days ▲ 15.8% |
| Median rent | $2,662 ▼ 1.4% |
| Active listings | 3,014 ▲ 20.3% |
| Gross rent yield | 5.6% |
In addition, the Zillow Home Value Index is $588,036 (up 3.1% from a year earlier) as of August 2026.
Meanwhile, the median price is up 2.7% from a year earlier, and inventory is up 20.3%. For this reason, softer pricing gives you room to negotiate with motivated sellers.
Max offer when the ARV equals the median price: $575,000 × 70% − $46,000 repairs = $356,500 max offer
Also see the full Middlesex County market report on Realtor.com →
Then view Middlesex County homes on Zillow →
Above state median · Hudson County · $599,999 · Wholesale
Hudson County market snapshot
| Metric | Value |
|---|---|
| Median listing price | $599,999 ▲ 0.2% |
| Price per sq ft | $557 |
| Days on market | 43 days ▼ 6.5% |
| Median rent | $2,795 ▲ 1.1% |
| Active listings | 2,581 ▲ 18.6% |
| Gross rent yield | 5.6% |
In addition, the Zillow Home Value Index is $640,103 (up 1.2% from a year earlier) as of August 2026.
Meanwhile, the median price is up 0.2% from a year earlier, and inventory is up 18.6%. Because of this, balanced pricing makes this area a steady source of wholesale deals.
Max offer when the ARV equals the median price: $599,999 × 70% − $48,000 repairs = $371,999 max offer
Also see the full Hudson County market report on Realtor.com →
Then view Hudson County homes on Zillow →
Above state median · Bergen County · $774,950 · Negotiate
Bergen County market snapshot
| Metric | Value |
|---|---|
| Median listing price | $774,950 ▼ 3.1% |
| Price per sq ft | $412 |
| Days on market | 38 days ▲ 11.8% |
| Median rent | $2,950 |
| Active listings | 2,262 ▲ 16.9% |
| Gross rent yield | 4.6% |
In addition, the Zillow Home Value Index is $786,765 (up 6.9% from a year earlier) as of August 2026.
Meanwhile, the median price is down 3.1% from a year earlier, and inventory is up 16.9%. Consequently, sellers here are adjusting to slower demand, so offers below asking get a hearing.
Max offer when the ARV equals the median price: $774,950 × 70% − $62,000 repairs = $480,465 max offer
Also see the full Bergen County market report on Realtor.com →
Then view Bergen County homes on Zillow →
Below state median · Atlantic County · $419,000 · Flip & wholesale
Atlantic County market snapshot
| Metric | Value |
|---|---|
| Median listing price | $419,000 ▼ 2.4% |
| Price per sq ft | $254 |
| Days on market | 58 days ▲ 1.9% |
| Median rent | $2,232 ▼ 7% |
| Active listings | 2,227 ▼ 2.4% |
| Gross rent yield | 6.4% |
In addition, the Zillow Home Value Index is $385,559 (up 3.9% from a year earlier) as of August 2026.
Meanwhile, the median price is down 2.4% from a year earlier. As a result, lower prices keep your cash needs small for wholesale deals and light flips.
Max offer when the ARV equals the median price: $419,000 × 70% − $34,000 repairs = $259,300 max offer
Also see the full Atlantic County market report on Realtor.com →
Then view Atlantic County homes on Zillow →
Above state median · Essex County · $599,000 · Wholesale
Essex County market snapshot
| Metric | Value |
|---|---|
| Median listing price | $599,000 |
| Price per sq ft | $340 |
| Days on market | 40 days ▼ 2.4% |
| Median rent | $2,300 ▼ 2.1% |
| Active listings | 2,102 ▲ 17.1% |
| Gross rent yield | 4.6% |
In addition, the Zillow Home Value Index is $664,986 (up 3.7% from a year earlier) as of August 2026.
Inventory is up 17.1% from a year earlier. Therefore, work off-market leads here to find the discount that retail listings lack.
Max offer when the ARV equals the median price: $599,000 × 70% − $48,000 repairs = $371,300 max offer
Also see the full Essex County market report on Realtor.com →
Then view Essex County homes on Zillow →
Below state median · Burlington County · $411,000 · Buy & hold
Burlington County market snapshot
| Metric | Value |
|---|---|
| Median listing price | $411,000 ▼ 2.1% |
| Price per sq ft | $243 |
| Days on market | 37 days ▲ 12.1% |
| Median rent | $2,500 ▲ 8.2% |
| Active listings | 2,028 ▲ 17.4% |
| Gross rent yield | 7.3% |
In addition, the Zillow Home Value Index is $423,352 (up 2.3% from a year earlier) as of August 2026.
Homes sell faster here than anywhere else on the list. Meanwhile, the median price is down 2.1% from a year earlier, and inventory is up 17.4%. For this reason, rents cover a larger share of the price here, which helps rental investors.
Max offer when the ARV equals the median price: $411,000 × 70% − $33,000 repairs = $254,700 max offer
Also see the full Burlington County market report on Realtor.com →
Then view Burlington County homes on Zillow →
Below state median · Camden County · $375,000 · Flip & wholesale
Camden County market snapshot
| Metric | Value |
|---|---|
| Median listing price | $375,000 ▲ 7.1% |
| Price per sq ft | $223 |
| Days on market | 39 days ▲ 8.1% |
| Median rent | $2,000 ▼ 8.1% |
| Active listings | 2,027 ▲ 10.6% |
| Gross rent yield | 6.4% |
In addition, the Zillow Home Value Index is $359,108 (up 4.3% from a year earlier) as of August 2026.
Entry prices are lower here than in the rest of the group, so it fits wholesaling and first flips. Meanwhile, the median price is up 7.1% from a year earlier, and inventory is up 10.6%. Because of this, entry prices here leave room for an assignment fee or a quick flip.
Max offer when the ARV equals the median price: $375,000 × 70% − $30,000 repairs = $232,500 max offer
Also see the full Camden County market report on Realtor.com →
Then view Camden County homes on Zillow →
Above state median · Cape May County · $899,000 · Flip
Cape May County market snapshot
| Metric | Value |
|---|---|
| Median listing price | $899,000 ▲ 5.8% |
| Price per sq ft | $603 |
| Days on market | 65 days ▲ 1.6% |
| Median rent | $2,000 ▼ 21.6% |
| Active listings | 1,662 ▼ 4.7% |
| Gross rent yield | 2.7% |
In addition, the Zillow Home Value Index is $806,250 (up 9.3% from a year earlier) as of August 2026.
Prices per square foot run higher here than anywhere else on this list. Meanwhile, the median price is up 5.8% from a year earlier, and inventory is down 4.7%. Consequently, strong prices make this a fit for full renovations with a solid profit margin.
Max offer when the ARV equals the median price: $899,000 × 70% − $72,000 repairs = $557,300 max offer
Also see the full Cape May County market report on Realtor.com →
Then view Cape May County homes on Zillow →
Open a county below to see its investing data, then compare markets. Market data: Realtor.com, October 2026, and Zillow Home Value Index, August 2026. Also, gross rent yield is 12 months of median rent divided by the median listing price; the 70% Rule example assumes repairs of 8% of the median price.
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New Jersey foreclosure and distressed property questions
How do I find distressed properties for sale in New Jersey?
Initially, start with public-record signals such as pre-foreclosure, probate, divorce, and tax delinquency. ForeclosuresDaily.com gathers these records daily, so that you can contact New Jersey owners before the home is listed or sent to auction.
Where can I find foreclosed homes in New Jersey?
Bank-owned and auction homes appear on sites like Realtor.com, Zillow, and Auction.com. However, off-market pre-foreclosure leads let you reach owners earlier, while they can still sell on their own terms.
Which counties have the lowest entry prices?
Among the counties in this guide, the lowest median listing prices are in Camden County at $375,000, Burlington County at $411,000, and Atlantic County at $419,000, based on Realtor.com data from October 2026.
Where do homes sell fastest?
Burlington County has the shortest average time on market in this guide, at 37 days. As a result, fast markets reward investors who can reach owners before a home is listed.
How do I find distressed properties for wholesale profit?
First of all, focus on owners with equity and a reason to sell quickly. Then run the 70% Rule, and finally line up cash buyers before you sign a contract you plan to assign.
Get New Jersey distressed property leads today
Fresh, targeted, off-market data for Ocean County, Monmouth County, Middlesex County, and beyond.