Wholesaling Real Estate in Union County, New Jersey
Also, wholesaling in Union County, New Jersey lets you earn from property deals without buying, renovating, or holding the house. In addition, you find a distressed property in a town such as Elizabeth or Rahway, sign a purchase contract with a motivated owner, and assign that contract to a cash buyer for a fee.
In general, Union County foreclosures run through the Superior Court, Chancery Division, which takes months. As a result, wholesalers who reach owners before the sheriff's sale can lock up better contracts.
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Union County, New Jersey housing market at a glance
Market data: Realtor.com Union County housing market, October 2026. Zillow Home Value Index for Union County: $633,876 (up 2.1% from a year earlier), August 2026. View homes on Zillow.
What makes Union County, NJ a wholesaling market?
Overall, a contract and an earnest money deposit give you control of a Union County house without a mortgage. Generally, your North Jersey buyer handles repairs. As a result, you never manage contractors, and many Union County assignments close in a few weeks.
In addition, Fanwood, Kenilworth, Rahway, Elizabeth, and the county's other ZIP codes all produce inherited homes, tired rentals, and pre-foreclosures for Union County wholesalers.
With about 575,000 residents, Union County sees probate, divorce, and foreclosure filings all year. Investors who watch those records and reach owners early tend to find the best off-market deals from Elizabeth to Summit.
Inside the Union County wholesaling process
A Union County deal goes from first lead to assignment fee like this:
- Find a distressed property
So, build lists of heirs, tired landlords, and owners with lis pendens recorded with the Union County clerk. - Run the numbers
So, set the after-repair value (ARV) from recent sales in the same Union County town, since your offer depends on it. - Sign a purchase contract
So, Negotiate a Union County price that covers your buyer's profit and your fee. - Find a cash buyer
In general, shop the contract to North Jersey flippers, landlords, and cash buyers. - Assign the contract
So, assign your rights in the New Jersey contract to the buyer for the agreed fee. - Collect your fee
Overall, collect your fee from the buyer's funds when the Union County sale closes.
Motivated sellers who want to liquidate fast
Generally, ForeclosuresDaily.com’s off-market real estate platform covers every major distress signal in Union County, cross-referenced with tax rolls and property appraiser records.
Pricing a wholesale offer in Union County, NJ
Also, Union County offers start with the ARV, what the home should sell for once repaired.
In addition, a North Jersey buyer using the 70% Rule pays no more than 70% of ARV minus repairs. Because your fee comes from that figure, the price you sign with a Union County seller must be lower again.
Wholesale offer example
| Step | Amount |
|---|---|
| ARV | $599,000 |
| 70% of ARV − repairs ($48,000) | $371,300 |
| Your assignment fee | − $18,000 |
| Your contract price |
Union County, NJ ZIP codes worth watching
In addition, these Union County ZIP codes make a good first list, and you can expand as buyers show you where they want to own. In general, each New Jersey card holds that ZIP's figures.
ZIP 07023 · Fanwood · $799,000 · Negotiate
Market snapshot: Fanwood (07023)
| Metric | Value |
|---|---|
| Median listing price | $799,000 ▲ 4.8% |
| Price per sq ft | $396 |
| Days on market | 54 days ▲ 42.1% |
| Median rent | $3,200 ▲ 6.8% |
| Active listings | 13 ▼ 15.4% |
| Gross rent yield | 4.8% |
Fanwood (07023) has a Zillow Home Value Index of $809,218 as of August 2026, up 5.3% and slightly above its $799,000 median listing.
Fanwood is a borough in Union County, in the U.S. state of New Jersey. Located on a ridge in northern-central New Jersey, the borough is a commuter town of New York City in the New York metropolitan area. Overall, Fanwood is located in the Raritan Valley and Rahway Valley regions. Population: 7,774.
Investor note: Fanwood is its own borough, so request its code-violation, vacant-property, and rental-registration lists. As a commuter town for New York City, 07023 has steady owner-occupant demand. As a result, pull probate, pre-foreclosure, and absentee-owner leads to find Fanwood sellers.
Max offer when the ARV equals the median price: $799,000 × 70% − $64,000 repairs = $495,300 max offer
ZIP 07033 · Kenilworth · $699,000 · Wholesale
Market snapshot: Kenilworth (07033)
| Metric | Value |
|---|---|
| Median listing price | $699,000 ▲ 16.7% |
| Price per sq ft | $325 |
| Days on market | 39 days ▼ 11.4% |
| Median rent | $2,750 ▲ 12.4% |
| Active listings | 20 ▲ 19.1% |
| Gross rent yield | 4.7% |
Kenilworth's 07033 shows a Zillow Home Value Index of $634,682 for August 2026, up 3.6%.
Kenilworth is a borough in Union County, in the U.S. state of New Jersey. Generally, Kenilworth was incorporated as a borough by an act of the New Jersey Legislature on May 13, 1907, from portions of Cranford and Union Township, based on the results of a referendum held on June 18, 1907. Population: 8,427.
Max offer when the ARV equals the median price: $699,000 × 70% − $56,000 repairs = $433,300 max offer
ZIP 07062 · North Plainfield · $449,500 · Flip & wholesale
| Metric | Value |
|---|---|
| Median listing price | $449,500 ▼ 0.5% |
| Price per sq ft | $309 |
| Days on market | 44 days ▼ 20.8% |
| Median rent | $2,250 ▼ 11.2% |
| Active listings | 42 ▲ 55.9% |
| Gross rent yield | 6.0% |
North Plainfield (07062) posted a Zillow Home Value Index of $500,237 in August 2026, essentially flat at up 0.1%.
North Plainfield is a borough in Somerset County, in the U.S. state of New Jersey. Also, it is located within the Raritan Valley region.
Also, North Plainfield Township was created from portions of Warren Township by an act of the New Jersey Legislature passed on April 2, 1872. In addition, the borough of North Plainfield became an independent municipality on June 9, 1885. Population: 22,808.
Investor note: North Plainfield sits in Somerset County. As a result, pull 07062 deed, lien, and foreclosure records there, and check historic-district rules before planning exterior work.
Max offer when the ARV equals the median price: $449,500 × 70% − $36,000 repairs = $278,650 max offer
ZIP 07065 · Rahway · $510,000 · Negotiate
Market snapshot: Rahway (07065)
| Metric | Value |
|---|---|
| Median listing price | $510,000 ▼ 3.7% |
| Price per sq ft | $373 |
| Days on market | 43 days ▼ 2.3% |
| Median rent | $2,575 ▲ 3% |
| Active listings | 86 ▼ 12.1% |
| Gross rent yield | 6.1% |
Rahway's 07065 has a Zillow Home Value Index of $540,661 as of August 2026, up 1.1%.
Rahway is a city in southern Union County, in the U.S. state of New Jersey. In general, a bedroom community of New York City, it is centrally located in the Rahway Valley region, in the New York metropolitan area.
Overall, the city is 15 miles southwest of Manhattan and 5 miles west of Staten Island. Generally, built on the navigable Rahway River, it was an industrial and artisanal craft city for much of its history. Population: 29,556.
Investor note: Rahway grew along the Rahway River as an industrial city. As a result, check flood zones for homes near water in 07065 and expect older housing that suits fix-and-flip buyers.
Max offer when the ARV equals the median price: $510,000 × 70% − $41,000 repairs = $316,000 max offer
ZIP 07081 · Springfield · $665,450 · Wholesale
Market snapshot: Springfield (07081)
| Metric | Value |
|---|---|
| Median listing price | $665,450 ▲ 11.1% |
| Price per sq ft | $351 |
| Days on market | 32 days ▼ 17.7% |
| Median rent | $2,800 ▼ 29.1% |
| Active listings | 47 ▲ 2.9% |
| Gross rent yield | 5.0% |
Springfield (07081) shows a Zillow Home Value Index of $705,385 for August 2026, up 0.5%.
Also, Springfield Township is a Union County township of 17,178 residents (2020 census) and home to Baltusrol Golf Club, a seven-time U.S. Open host.
Investor note: Springfield Township in Union County keeps its own code-violation and lien records for 07081. Also, values can change from street to street, so pull tight comps.
Max offer when the ARV equals the median price: $665,450 × 70% − $53,000 repairs = $412,815 max offer
ZIP 07088 · Vauxhall · Wholesale
Market snapshot: Vauxhall (07088)
Vauxhall's 07088 recorded a Zillow Home Value Index of $473,301 in August 2026, down 3.3%, the largest drop on this Union County page.
Vauxhall is an unincorporated community and census-designated place located within Union Township in Union County, in the U.S. state of New Jersey. It borders Millburn, Maplewood and Springfield. In addition, Vauxhall is home to The Home Depot Superstore, that at 217,000 square feet was the chain's largest store in the world as of 2012. Population: 5,251.
Investor note: Vauxhall is an unincorporated community inside Union Township, so pull 07088 permits, liens, and code records from the township.
ZIP 07201 · Elizabeth · $449,499 · Flip & wholesale
Market snapshot: Elizabeth (07201)
| Metric | Value |
|---|---|
| Median listing price | $449,499 |
| Price per sq ft | $235 |
| Days on market | 41 days |
| Median rent | $2,425 ▼ 3% |
| Active listings | 44 ▼ 4.3% |
| Gross rent yield | 6.5% |
Elizabeth ZIP 07201 held flat with a Zillow Home Value Index of $507,314 in August 2026, a 0% change from the year before.
Elizabeth is a city in and the county seat of Union County, in the U.S. state of New Jersey. Population: 137,298. In general, ZIP 07201 covers the central part of Elizabeth.
Investor note: Elizabeth is the county seat and a large city with 137,298 residents. As a result, 07201 offers high deal volume and plenty of comps.
Max offer when the ARV equals the median price: $449,499 × 70% − $36,000 repairs = $278,649 max offer
ZIP 07203 · Roselle · $499,000 · Negotiate
Market snapshot: Roselle (07203)
| Metric | Value |
|---|---|
| Median listing price | $499,000 ▼ 8.3% |
| Price per sq ft | $350 |
| Days on market | 39 days ▲ 14.7% |
| Median rent | $2,100 ▼ 16% |
| Active listings | 84 ▲ 20.3% |
| Gross rent yield | 5.1% |
Roselle (07203) has a Zillow Home Value Index of $521,055 as of August 2026, up 1.6%.
Roselle is a borough located in Union County in the U.S. state of New Jersey. Population: 22,695.
Max offer when the ARV equals the median price: $499,000 × 70% − $40,000 repairs = $309,300 max offer
ZIP 07206 · Elizabeth · $474,999 · Flip & wholesale
Market snapshot: Elizabeth (07206)
| Metric | Value |
|---|---|
| Median listing price | $474,999 |
| Price per sq ft | $290 |
| Days on market | 70 days |
| Median rent | $2,350 ▼ 2.1% |
| Active listings | 71 ▲ 58.7% |
| Gross rent yield | 5.9% |
Elizabeth ZIP 07206 shows a Zillow Home Value Index of $509,229 for August 2026, up 3.9%.
Overall, ZIP 07206 covers the southeastern part of Elizabeth, about 2 miles from the center of the city.
Investor note: ZIP 07206 lies about 2 miles southeast of central Elizabeth, where older homes and rentals are common, so check city rental and code-violation records.
Max offer when the ARV equals the median price: $474,999 × 70% − $38,000 repairs = $294,499 max offer
ZIP 07901 · Summit · $1,175,000 · Negotiate
Market snapshot: Summit (07901)
| Metric | Value |
|---|---|
| Median listing price | $1,175,000 ▼ 11.3% |
| Price per sq ft | $637 |
| Days on market | 36 days ▼ 6.4% |
| Median rent | $3,250 ▼ 4.4% |
| Active listings | 40 ▼ 15.4% |
| Gross rent yield | 3.3% |
Summit's 07901 posted a Zillow Home Value Index of $1,398,225 in August 2026, up 13%, the highest value and fastest gain in this Union County guide.
Summit is the northernmost city of Union County, in the U.S. state of New Jersey, located within the New York metropolitan area.
Generally, situated on a ridge in northern–central New Jersey, the city is located within the Raritan Valley and Rahway Valley regions, and also borders both Essex and Morris counties in the Passaic Valley region. Also, Summit is a commercial hub and commuter town for New York City. Population: 22,719.
Max offer when the ARV equals the median price: $1,175,000 × 70% − $94,000 repairs = $728,500 max offer
For Union County ZIP codes, gross rent yield equals 12 months of median rent over the median listing price, and each max offer budgets repairs at 8% of that price.
Finding cash buyers in Union County, NJ
In general, recruit Union County buyers before you sign a seller. Overall, cash flippers, landlords, and small builders who can close quickly make the best North Jersey assignees.
How contract assignment works in New Jersey
In addition, most states treat wholesaling as legal. However, the rules are not uniform, and some require disclosures or a license for certain activities. Then, have a New Jersey real estate attorney review your Union County contracts before your first deal.
ForeclosuresDaily off-market opportunities before your competition
Union County at a glance
New Jersey forecloses through the courts.
In general, lenders file in the Superior Court, Chancery Division, and the county sheriff runs the sale. After a sheriff sale, the owner usually has 10 days to redeem by paying the full judgment. For Union County wholesalers, the weeks before the sale are usually the best time to make an offer.
What changed recently: Since July 10, 2024 (P.L.2024, c.39), a New Jersey owner facing foreclosure on a tax sale certificate can ask the court, before final judgment, to have the home sold at a sheriff’s sale or online auction instead of the lienholder simply taking title. The owner then keeps the money left over after the tax debt and costs are paid. Abandoned properties are excluded.
Sources: U.S. Census Bureau QuickFacts, Union County, New Jersey (2020 to 2024 American Community Survey; population estimate for July 1, 2025) and state foreclosure law summary.
In fact, since 2004, ForeclosuresDaily.com has helped investors, wholesalers, flippers, and agents reach motivated sellers first.
Union County, NJ wholesaling FAQ
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