Union County, New Jersey · Wholesaling

Wholesaling Real Estate in Union County, New Jersey

Wholesaling real estate in Union County, New Jersey lets you profit from property deals without buying, renovating, or holding a home. You find a distressed property, sign a purchase contract with a motivated seller, and assign that contract to a cash buyer for a fee.

Assign contractsCash buyersProbate leadsPre-foreclosureAbsentee owners

Get Started →How wholesaling works ↓

Union County, New Jersey areas and ZIP codes map for real estate investors
$599,000
Median listing price (down 0.1%)
1,374
Active listings in Union County
38 days
Average time on market
$2,587
Median rent (down 0.3%)

Market data: Realtor.com Union County housing market, October 2026. Zillow Home Value Index for Union County: $633,876 (up 2.1% from a year earlier), August 2026. View homes on Zillow.

Carolynn Castillo, ForeclosuresDaily.com customer

Customer review 1 of 8Featured success story

Listed and sold 25 properties and personally bought and sold four fix-and-flip properties, all generated from probate leads.

Carolynn Castillo
Realtor & Broker · eXp Realty

▶ Watch videoWebinar press release →
Local market snapshot

Why wholesale real estate in Union County?

Wholesaling needs little capital because you control a property with a contract and an earnest money deposit, not a mortgage. In addition, your buyer handles the repairs, so you never manage contractors, and many assignments close in weeks rather than months.

Union County is home to about 575,000 residents as of the 2020 census, and its county seat is Elizabeth. Its ZIP codes span communities such as Fanwood, Kenilworth, North Plainfield, and Rahway, and motivated-seller situations such as inherited homes, tired rentals, and pre-foreclosures show up across all of them.

With a population of this size, Union County produces a steady flow of probate filings, divorces, and foreclosure notices every year. Investors who track these records and reach owners early tend to find the best off-market deals.

Union County wholesale real estate investors finding off-market deals
Shannon Thompson, ForeclosuresDaily.com customer

Customer review 2 of 8

Shannon Thompson
Investor · Joe Homebuyer of Atlanta

Watch Shannon Thompson share their experience using ForeclosuresDaily.com.

▶ Watch video
Step-by-step

How does wholesaling real estate work in Union County?

Every wholesale deal follows the same path, from the first lead to the assignment fee:

Find a distressed property

Initially, use targeted lead generation to find owners with a reason to sell, such as heirs, tired landlords, or owners facing foreclosure.

Run the numbers

Next, estimate the after-repair value (ARV) from nearby sales, because your offer depends on it.

Sign a purchase contract

Then agree on a price that leaves room for your buyer’s profit as well as your assignment fee.

Find a cash buyer

After that, match the deal with a flipper, landlord, or other cash buyer from your list.

Assign the contract

In addition, transfer your rights under the contract to the buyer in exchange for your fee.

Collect your fee

Finally, the title company or closing attorney usually pays your assignment fee at closing.

Andrew Litchfield, ForeclosuresDaily.com customer

Customer review 3 of 8

Andrew Litchfield
Webinar host

Andrew Litchfield hosted a ForeclosuresDaily.com monthly webinar for real estate investors.

Read press release →
Targeted real estate lead generation

Motivated sellers who want to liquidate fast

For this reason, ForeclosuresDaily.com’s off-market real estate platform covers every major distress signal in Union County, cross-referenced with tax rolls and property appraiser records.

Probate LeadsExecutors who must sell before the estate can close.Get probate leads →Pre-Probate LeadsFamilies who may sell before a probate case is filed.See pre-probate leads →Inheritance LeadsHeirs who want to sell because they will not keep the home.View inheritance leads →Foreclosure LeadsOwners behind on payments who want to sell before auction.Explore foreclosure leads →Divorce LeadsCouples who must sell when they divide shared assets.Find divorce leads →Eviction LeadsTired landlords who want out because of problem tenants.Browse eviction leads →Code Violation LeadsOwners facing fines because of open violations and costly repairs.Check code violation leads →Tax DelinquencyOwners behind on property taxes who need cash soon.Target tax-delinquent owners →Absentee Owner LeadsOut-of-area owners, especially those far from the property.Reach absentee owners →Life Leads & FSBOOwners selling on their own rather than with an agent.Shop all lead products →
Anthony Coletti, ForeclosuresDaily.com customer

Customer review 4 of 8

Anthony Coletti
Real estate investor

Watch Anthony Coletti share their experience using ForeclosuresDaily.com.

▶ Watch video
Find a deal

How do you calculate a wholesale offer in Union County?

Every offer starts with the ARV, which is what the home will be worth once it is fixed. For example, the 70% Rule says your buyer should pay no more than 70% of ARV minus repairs. Because your assignment fee comes out of that number, your contract price must be even lower.

For instance, here is the math using the Union County median listing price as the ARV, an 8% repair budget, and a typical assignment fee.

Wholesale offer example

ARV$599,000
70% of ARV − repairs ($48,000)$371,300
Your assignment fee− $18,000
Your contract price$353,300
Jeremy Resmer, ForeclosuresDaily.com customer

Customer review 5 of 8

Jeremy Resmer
Webinar host

Jeremy Resmer hosted a ForeclosuresDaily.com monthly webinar for real estate investors.

Read press release →
Zip codes

Union County ZIP codes to watch

Start your search in these Union County ZIP codes, and then expand as you learn which areas your buyers want. Next, choose a ZIP code from the menu to open its investing data.

FanwoodZIP 07023$799,000Negotiate

Fanwood (07023) market snapshot

$799,000 ▲ 4.8%Median listing price
$396Price per sq ft
54 days ▲ 42.1%Days on market
$3,200 ▲ 6.8%Median rent
13 ▼ 15.4%Active listings
4.8%Gross rent yield

In addition, the Zillow Home Value Index is $809,218 (up 5.3% from a year earlier) as of August 2026.

Fanwood is a borough in Union County, in the U.S. state of New Jersey. Located on a ridge in northern-central New Jersey, the borough is a commuter town of New York City in the New York metropolitan area. Fanwood is located in the Raritan Valley and Rahway Valley regions. Population: 7,774.

Investor note: Has its own local government, so check its code-violation, vacant-property, and rental-registration lists. Commuter suburb: owner-occupant demand helps retail resales and quick assignments. Pull probate, pre-foreclosure, and absentee-owner leads for 07023 to find motivated sellers here.

Max offer when the ARV equals the median price$799,000 × 70% − $64,000 repairs = $495,300 max offer

Also see the full 07023 market report on Realtor.com →Then view 07023 homes on Zillow →

KenilworthZIP 07033$699,000Wholesale

Kenilworth (07033) market snapshot

$699,000 ▲ 16.7%Median listing price
$325Price per sq ft
39 days ▼ 11.4%Days on market
$2,750 ▲ 12.4%Median rent
20 ▲ 19.1%Active listings
4.7%Gross rent yield

In addition, the Zillow Home Value Index is $634,682 (up 3.6% from a year earlier) as of August 2026.

Kenilworth is a borough in Union County, in the U.S. state of New Jersey. Kenilworth was incorporated as a borough by an act of the New Jersey Legislature on May 13, 1907, from portions of Cranford and Union Township, based on the results of a referendum held on June 18, 1907. Population: 8,427.

Max offer when the ARV equals the median price$699,000 × 70% − $56,000 repairs = $433,300 max offer

Also see the full 07033 market report on Realtor.com →Then view 07033 homes on Zillow →

North PlainfieldZIP 07062$449,500Flip & wholesale

North Plainfield (07062) market snapshot

$449,500 ▼ 0.5%Median listing price
$309Price per sq ft
44 days ▼ 20.8%Days on market
$2,250 ▼ 11.2%Median rent
42 ▲ 55.9%Active listings
6.0%Gross rent yield

In addition, the Zillow Home Value Index is $500,237 (up 0.1% from a year earlier) as of August 2026.

North Plainfield is a borough in Somerset County, in the U.S. state of New Jersey. It is located within the Raritan Valley region. North Plainfield Township was created from portions of Warren Township by an act of the New Jersey Legislature passed on April 2, 1872. The borough of North Plainfield became an independent municipality on June 9, 1885. Population: 22,808.

Investor note: Historic properties: check historic-district rules before planning exterior renovations.

Max offer when the ARV equals the median price$449,500 × 70% − $36,000 repairs = $278,650 max offer

Also see the full 07062 market report on Realtor.com →Then view 07062 homes on Zillow →

RahwayZIP 07065$510,000Negotiate

Rahway (07065) market snapshot

$510,000 ▼ 3.7%Median listing price
$373Price per sq ft
43 days ▼ 2.3%Days on market
$2,575 ▲ 3%Median rent
86 ▼ 12.1%Active listings
6.1%Gross rent yield

In addition, the Zillow Home Value Index is $540,661 (up 1.1% from a year earlier) as of August 2026.

Rahway is a city in southern Union County, in the U.S. state of New Jersey. A bedroom community of New York City, it is centrally located in the Rahway Valley region, in the New York metropolitan area. The city is 15 miles southwest of Manhattan and 5 miles west of Staten Island. Built on the navigable Rahway River, it was an industrial and artisanal craft city for much of its history. Population: 29,556.

Investor note: Water nearby: view and water-access homes often sell at a premium, so compare ARV carefully and check flood zones. Industrial history: older housing stock often needs updates, which suits fix-and-flip buyers.

Max offer when the ARV equals the median price$510,000 × 70% − $41,000 repairs = $316,000 max offer

Also see the full 07065 market report on Realtor.com →Then view 07065 homes on Zillow →

SpringfieldZIP 07081$665,450Wholesale

Springfield (07081) market snapshot

$665,450 ▲ 11.1%Median listing price
$351Price per sq ft
32 days ▼ 17.7%Days on market
$2,800 ▼ 29.1%Median rent
47 ▲ 2.9%Active listings
5.0%Gross rent yield

In addition, the Zillow Home Value Index is $705,385 (up 0.5% from a year earlier) as of August 2026.

Springfield, New Jersey may refer to: Springfield Township, Burlington County, New Jersey Springfield Township, Union County, New Jersey Springfield, New Jersey Springfield/Belmont, Newark, New Jersey, a neighborhood of Newark

Investor note: City neighborhood: city code-violation and lien records apply, and values can change block by block, so pull tight comps.

Max offer when the ARV equals the median price$665,450 × 70% − $53,000 repairs = $412,815 max offer

Also see the full 07081 market report on Realtor.com →Then view 07081 homes on Zillow →

VauxhallZIP 07088Wholesale

Vauxhall (07088) market snapshot

In addition, the Zillow Home Value Index is $473,301 (down 3.3% from a year earlier) as of August 2026.

Vauxhall is an unincorporated community and census-designated place located within Union Township in Union County, in the U.S. state of New Jersey. Vauxhall borders Millburn, Maplewood and Springfield. Vauxhall is home to The Home Depot Superstore, that at 217,000 square feet was the chain's largest store in the world as of 2012. Population: 5,251.

Investor note: Unincorporated area: permits, liens, and code enforcement are handled by the township or county, so pull records there.

ElizabethZIP 07201$449,499Flip & wholesale

Elizabeth (07201) market snapshot

$449,499Median listing price
$235Price per sq ft
41 daysDays on market
$2,425 ▼ 3%Median rent
44 ▼ 4.3%Active listings
6.5%Gross rent yield

In addition, the Zillow Home Value Index is $507,314 (down 0% from a year earlier) as of August 2026.

Elizabeth is a city in and the county seat of Union County, in the U.S. state of New Jersey. Population: 137,298. ZIP 07201 covers the central part of Elizabeth.

Investor note: Large market: high deal volume and plenty of comps for pricing.

Max offer when the ARV equals the median price$449,499 × 70% − $36,000 repairs = $278,649 max offer

Also see the full 07201 market report on Realtor.com →Then view 07201 homes on Zillow →

RoselleZIP 07203$499,000Negotiate

Roselle (07203) market snapshot

$499,000 ▼ 8.3%Median listing price
$350Price per sq ft
39 days ▲ 14.7%Days on market
$2,100 ▼ 16%Median rent
84 ▲ 20.3%Active listings
5.1%Gross rent yield

In addition, the Zillow Home Value Index is $521,055 (up 1.6% from a year earlier) as of August 2026.

Roselle is a borough located in Union County in the U.S. state of New Jersey. Population: 22,695.

Max offer when the ARV equals the median price$499,000 × 70% − $40,000 repairs = $309,300 max offer

Also see the full 07203 market report on Realtor.com →Then view 07203 homes on Zillow →

ElizabethZIP 07206$474,999Flip & wholesale

Elizabeth (07206) market snapshot

$474,999Median listing price
$290Price per sq ft
70 daysDays on market
$2,350 ▼ 2.1%Median rent
71 ▲ 58.7%Active listings
5.9%Gross rent yield

In addition, the Zillow Home Value Index is $509,229 (up 3.9% from a year earlier) as of August 2026.

ZIP 07206 covers the southeastern part of Elizabeth, about 2 miles from the center of the city.

Investor note: Close to the city center, where older homes and rentals are common, so check rental-registration and code-violation records.

Max offer when the ARV equals the median price$474,999 × 70% − $38,000 repairs = $294,499 max offer

Also see the full 07206 market report on Realtor.com →Then view 07206 homes on Zillow →

SummitZIP 07901$1,175,000Negotiate

Summit (07901) market snapshot

$1,175,000 ▼ 11.3%Median listing price
$637Price per sq ft
36 days ▼ 6.4%Days on market
$3,250 ▼ 4.4%Median rent
40 ▼ 15.4%Active listings
3.3%Gross rent yield

In addition, the Zillow Home Value Index is $1,398,225 (up 13% from a year earlier) as of August 2026.

Summit is the northernmost city of Union County, in the U.S. state of New Jersey, located within the New York metropolitan area. Situated on a ridge in northern–central New Jersey, the city is located within the Raritan Valley and Rahway Valley regions, and also borders both Essex and Morris counties in the Passaic Valley region. Summit is a commercial hub and commuter town for New York City. Population: 22,719.

Max offer when the ARV equals the median price$1,175,000 × 70% − $94,000 repairs = $728,500 max offer

Also see the full 07901 market report on Realtor.com →Then view 07901 homes on Zillow →

Choose a ZIP code from the menu to see its investing data, then compare markets. Market data: Realtor.com, October 2026, and Zillow Home Value Index, August 2026. Also, gross rent yield is 12 months of median rent divided by the median listing price; the max offer assumes repairs of 8% of the median price.

Antonio Stringfield, ForeclosuresDaily.com customer

Customer review 6 of 8

Antonio Stringfield
Probate investor · Los Angeles

Watch Antonio Stringfield share their experience using ForeclosuresDaily.com.

▶ Watch video
Cash buyers

How do you build your buyers list in Union County?

Build your buyers list before you sign your first contract. Your best buyers are cash buyers who can close quickly, such as flippers, landlords, and small builders.

  • First of all, attend local real estate investor meetups.
  • Also, review recent cash sales in county records to find active buyers.
  • Then connect with title companies, hard money lenders, and property managers.
  • Finally, ask every buyer for their buy box: areas, price range, and rehab level.
Contracts

What does assigning contracts mean in New Jersey?

Assigning contracts means transferring your rights as the buyer under a purchase agreement to another investor. Your contract should allow assignment, and your buyer typically pays your assignment fee at closing.

Wholesaling is legal in most states, but the rules differ. Some states require disclosures or a real estate license for certain activities, so review your contracts with a New Jersey real estate attorney before you start.

Nancy Wallace-Laab, ForeclosuresDaily.com customer

Customer review 7 of 8

Nancy Wallace-Laab
Investor · nearly 20 years

Nancy focuses on the best outcome for both the seller and the investor, drawing on nearly 20 years of real estate investing experience.

▶ Watch videoAirbnb press release →

ForeclosuresDaily off-market opportunities before your competition

In fact, since 2004, ForeclosuresDaily.com has helped investors, wholesalers, flippers, and agents reach motivated sellers first.

Not on the MLSHomes for sale privately, before any listing.
Less competitionFewer buyers know the property exists.
Fresh leadsNew records added every day.
NationwideTarget any county or ZIP code.

Get Started →

Phillip Warrick, ForeclosuresDaily.com customer

Customer review 8 of 8

Phillip Warrick
Full-time investor since 2003

Full-time real estate investor since 2003, with over 20 years of experience.

▶ Watch videoWebinar press release →
More guides

More wholesaling guides in New Jersey

Compare nearby markets before you choose where to farm. For example, these local guides cover other New Jersey cities and counties:

Camden County · Essex County · Hudson County · Middlesex County · Monmouth County · Ocean County · Passaic County · Wholesale Newark, NJ

Also, see Wholesaling Real Estate for Profit for the profit math and guides in every state.

FAQ

Wholesaling questions for Union County

How do you wholesale real estate in Union County?

First of all, find a motivated seller through probate, pre-foreclosure, or absentee-owner leads. Then sign a contract at a discount, and finally assign it to a cash buyer for a fee.

Is wholesaling legal in New Jersey?

Wholesaling is legal in most states, but the rules vary. For example, some states require disclosures or a license for certain activities, so have a New Jersey real estate attorney review your contracts.

How much can you make wholesaling in Union County?

Assignment fees vary by deal. For instance, a fee of about 3% on a home priced near the Union County median of $599,000 would be roughly $18,000.

Which Union County ZIP codes have the lowest entry prices?

Among the ZIP codes in this guide, the lowest median listing prices are in 07201 (Elizabeth) at $449,499, 07062 (North Plainfield) at $449,500, and 07206 (Elizabeth) at $474,999, based on Realtor.com data from October 2026.

Where do Union County foreclosures come from?

Most start with missed mortgage payments, so pre-foreclosure filings appear months before an auction. As a result, investors who reach owners early can buy before the home is listed.

Get Union County wholesale leads today

Fresh, targeted, off-market data for Fanwood, Kenilworth, North Plainfield, and beyond.
Get Started →