Wholesaling Real Estate in Monmouth County, New Jersey
Wholesaling is one of the most practical ways to start in Monmouth County real estate without a large bankroll.
New Jersey foreclosures run through the courts and often take many months, so Monmouth County wholesalers who sign contracts before the sheriff's sale have time to find a buyer.
You locate a discounted Jersey Shore house, put it under contract, and connect that contract with a cash buyer who wants it.
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Monmouth County, New Jersey housing market at a glance
Market data: Realtor.com Monmouth County housing market, October 2026. Zillow Home Value Index for Monmouth County: $793,713 (up 6.5% from a year earlier), August 2026. View homes on Zillow.
Why wholesale houses in Monmouth County?
A Monmouth County wholesaler holds a property with a signed contract and earnest money instead of a mortgage. The cash buyer funds the repairs, so you never manage contractors, and many assignments close in weeks.
Monmouth County investors who follow probate cases, divorce filings, and foreclosure complaints, then reach owners early, are the ones who tend to land the best off-market deals.
How does wholesaling work in Monmouth County?
A Monmouth County wholesale deal takes six steps from first lead to fee:
- Find a distressed property
Build Monmouth County lists of heirs, tired landlords, and owners named in Chancery foreclosure filings, each with real pressure to sell. - Run the numbers
Set the after-repair value (ARV) using recent sales in the same Monmouth County borough or township, since your offer depends on it. - Sign a purchase contract
Agree on a Monmouth County price that covers your buyer's profit and your assignment fee. - Find a cash buyer
Bring the contract to a flipper, landlord, or cash buyer on your Monmouth County list. - Assign the contract
Assign your Monmouth County contract rights to that buyer in exchange for your fee. - Collect your fee
Collect the fee from closing funds when the buyer completes the Monmouth County purchase.
Motivated sellers who want to liquidate fast
For this reason, ForeclosuresDaily.com’s off-market real estate platform covers every major distress signal in Monmouth County, cross-referenced with tax rolls and property appraiser records.
How should you figure a wholesale offer in Monmouth County?
Monmouth County offers begin with the ARV, the home's expected value after repairs.
Under the 70% Rule, shore-area cash buyers pay no more than 70% of ARV minus repairs. Your assignment fee comes out of that amount, so your contract price must be lower.
Wholesale offer example
| Step | Amount |
|---|---|
| ARV | $829,000 |
| 70% of ARV − repairs ($66,000) | $514,300 |
| Your assignment fee | − $25,000 |
| Your contract price |
Monmouth County ZIP codes to study
Start with the Monmouth County ZIP codes below and widen your search as buyers tell you which shore towns they want. Each Monmouth County card lists prices, values, and the offer math.
ZIP 07701 · Suburban · $794,000 · Wholesale
Market snapshot: Suburban (07701)
| Metric | Value |
|---|---|
| Median listing price | $794,000 ▲ 4.2% |
| Price per sq ft | $473 |
| Days on market | 29 days ▲ 6.9% |
| Median rent | $3,500 ▲ 4.5% |
| Active listings | 95 ▼ 25.3% |
| Gross rent yield | 5.3% |
Suburban (07701), part of Red Bank, shows a Zillow Home Value Index of $737,998 in August 2026, up 9.7% from a year earlier.
ZIP 07701 is part of Red Bank, NJ.
Investor note: In 07701 the $794,000 median listing runs only modestly above the index value, so probate, pre-foreclosure, and absentee-owner leads around Red Bank can work if your offer stays under the $491,800 max.
Max offer when the ARV equals the median price: $794,000 × 70% − $64,000 repairs = $491,800 max offer
ZIP 07711 · Allenhurst · $3,199,499 · Flip
Market snapshot: Allenhurst (07711)
| Metric | Value |
|---|---|
| Median listing price | $3,199,499 ▲ 10.3% |
| Price per sq ft | $1,172 |
| Days on market | 40 days ▼ 46.7% |
| Median rent | $3,200 ▲ 20.8% |
| Active listings | 9 ▼ 40% |
| Gross rent yield | 1.2% |
Allenhurst (07711) leads this page with a Zillow Home Value Index of $2,548,597 in August 2026, up 14.2%.
Allenhurst is a borough located on the Jersey Shore, in Monmouth County, in the U.S. state of New Jersey. The settlement was named after resident Abner Allen and was incorporated as a borough by an act of the New Jersey Legislature on April 26, 1897, from portions of Ocean Township. Population: 472.
Investor note: Allenhurst is a shore borough with its own code, vacancy, and rental records to check. Oceanfront homes carry a premium, so confirm flood zones and compare ARV carefully, and with about 472 residents, sales are rare, so verify each comp.
Max offer when the ARV equals the median price: $3,199,499 × 70% − $256,000 repairs = $1,983,649 max offer
ZIP 07720 · Bradley Beach · $999,000 · Negotiate
Market snapshot: Bradley Beach (07720)
| Metric | Value |
|---|---|
| Median listing price | $999,000 ▼ 23.1% |
| Price per sq ft | $739 |
| Days on market | 43 days ▲ 35.9% |
| Median rent | $2,800 ▲ 3.7% |
| Active listings | 15 |
| Gross rent yield | 3.4% |
Bradley Beach (07720) recorded a Zillow Home Value Index of $1,138,151 for August 2026, 8% above the prior year.
Bradley Beach is a borough in Monmouth County, in the U.S. state of New Jersey. Population: 4,282.
Max offer when the ARV equals the median price: $999,000 × 70% − $80,000 repairs = $619,300 max offer
ZIP 07726 · Manalapan · $749,950 · Wholesale
Market snapshot: Manalapan (07726)
| Metric | Value |
|---|---|
| Median listing price | $749,950 |
| Price per sq ft | $345 |
| Days on market | 43 days ▲ 9.1% |
| Median rent | $2,750 ▼ 2.6% |
| Active listings | 38 ▼ 5.8% |
| Gross rent yield | 4.4% |
Manalapan (07726) had a Zillow Home Value Index of $798,895 in August 2026, up 4.5% year over year.
ZIP 07726 is part of Englishtown, NJ.
Max offer when the ARV equals the median price: $749,950 × 70% − $60,000 repairs = $464,965 max offer
ZIP 07732 · Fort Hancock · $675,000 · Flip & wholesale
Market snapshot: Fort Hancock (07732)
| Metric | Value |
|---|---|
| Median listing price | $675,000 ▲ 5.6% |
| Price per sq ft | $441 |
| Days on market | 26 days ▼ 72% |
| Median rent | $2,850 ▼ 1.7% |
| Active listings | 27 ▼ 17.2% |
| Gross rent yield | 5.1% |
Fort Hancock (07732), part of Highlands, logged a Zillow Home Value Index of $609,406 in August 2026, a 6.7% increase.
ZIP 07732 is part of Highlands, NJ.
Max offer when the ARV equals the median price: $675,000 × 70% − $54,000 repairs = $418,500 max offer
ZIP 07738 · Lincroft · $949,000 · Wholesale
Market snapshot: Lincroft (07738)
| Metric | Value |
|---|---|
| Median listing price | $949,000 ▼ 1.6% |
| Price per sq ft | $436 |
| Days on market | 30 days ▼ 26.8% |
| Median rent | n/a |
| Active listings | 21 ▲ 58.3% |
| Gross rent yield | n/a |
Lincroft (07738) showed a Zillow Home Value Index of $1,074,650 in August 2026, up 8.5% over twelve months.
Lincroft is an unincorporated community and census-designated place in Middletown Township, Monmouth County, New Jersey. Population: 7,060.
Investor note: Lincroft is unincorporated, so permits, liens, and code cases run through Middletown Township, which is where to pull 07738 records.
Max offer when the ARV equals the median price: $949,000 × 70% − $76,000 repairs = $588,300 max offer
ZIP 07748 · New Monmouth · $875,000 · Negotiate
Market snapshot: New Monmouth (07748)
| Metric | Value |
|---|---|
| Median listing price | $875,000 ▲ 1.3% |
| Price per sq ft | $380 |
| Days on market | 29 days ▲ 16.7% |
| Median rent | $3,300 ▼ 15.4% |
| Active listings | 98 ▼ 8% |
| Gross rent yield | 4.5% |
New Monmouth (07748) carried a Zillow Home Value Index of $802,443 in August 2026, 7.5% higher than a year before.
New Monmouth is an unincorporated community located within Middletown Township in Monmouth County, in the U.S. state of New Jersey. The public New Monmouth Elementary School and the parochial Mater Dei High School are located in New Monmouth. Most of the area is suburban, with single-family houses dotting the landscape. Population: 28,689.
Investor note: New Monmouth is mostly single-family suburban housing in Middletown Township, and owner-occupant demand helps resales and quick assignments near the $875,000 median.
Max offer when the ARV equals the median price: $875,000 × 70% − $70,000 repairs = $542,500 max offer
ZIP 07756 · Ocean Grove · $1,250,000 · Flip
Market snapshot: Ocean Grove (07756)
| Metric | Value |
|---|---|
| Median listing price | $1,250,000 ▲ 40.9% |
| Price per sq ft | $634 |
| Days on market | 32 days ▼ 31.6% |
| Median rent | $2,600 ▲ 4% |
| Active listings | 29 ▲ 8.3% |
| Gross rent yield | 2.5% |
Ocean Grove (07756) had a Zillow Home Value Index of $940,569 for August 2026, up 5.1% from the prior year.
Ocean Grove is an unincorporated community and census-designated place that is part of Neptune Township, in Monmouth County, New Jersey. It is located on the Atlantic Ocean's Jersey Shore, between Asbury Park to the north and Bradley Beach to the south. " Another building, a former high school, is now the Jersey Shore Arts Center. Population: 3,057 (2020 census).
Investor note: Before planning exterior work in Ocean Grove, check historic-district rules, and price the rehab on homes near the $1,250,000 median with that review in mind.
Max offer when the ARV equals the median price: $1,250,000 × 70% − $100,000 repairs = $775,000 max offer
ZIP 07764 · West Long · $1,399,000 · Flip
Market snapshot: West Long (07764)
| Metric | Value |
|---|---|
| Median listing price | $1,399,000 ▲ 7.2% |
| Price per sq ft | $597 |
| Days on market | 57 days ▼ 44.7% |
| Median rent | $3,150 ▼ 4.5% |
| Active listings | 42 ▼ 15.9% |
| Gross rent yield | 2.7% |
West Long Branch's 07764 recorded a Zillow Home Value Index of $1,016,308 in August 2026, up 7.1% year over year.
ZIP 07764 is part of West Long Branch, NJ.
Max offer when the ARV equals the median price: $1,399,000 × 70% − $112,000 repairs = $867,300 max offer
ZIP 08555 · Roosevelt · Wholesale
Market snapshot: Roosevelt (08555)
Roosevelt (08555) has the lowest Zillow Home Value Index on this page at $519,946 in August 2026, up 2.6%.
Roosevelt is a borough in western Monmouth County, in the U.S. state of New Jersey. The name was changed to Roosevelt as of November 9, 1945, based on the results of a referendum held three days earlier, in honor of President Franklin D. Roosevelt, who had died on April 12, 1945. Population: 808.
Gross rent yield equals 12 months of median rent over the median listing price, and Monmouth County max offers assume repairs costing 8% of the median.
How do you find cash buyers in Monmouth County?
Get Monmouth County cash buyers lined up before you sign a seller. Flippers, landlords, and small builders who can close fast are the ones to recruit.
How does contract assignment work in New Jersey?
New Jersey has its own take on wholesaling, and some states require disclosures or a license for certain activities. Have a New Jersey real estate attorney review your contracts before you start in Monmouth County.
ForeclosuresDaily off-market opportunities before your competition
Monmouth County at a glance
New Jersey forecloses through the courts.
Lenders file in the Superior Court, Chancery Division, and the county sheriff runs the sale. After a sheriff sale, the owner usually has 10 days to redeem by paying the full judgment. In Monmouth County, contracts signed before the sale date leave time to find a buyer.
What changed recently: Since July 10, 2024 (P.L.2024, c.39), a New Jersey owner facing foreclosure on a tax sale certificate can ask the court, before final judgment, to have the home sold at a sheriff’s sale or online auction instead of the lienholder simply taking title. The owner then keeps the money left over after the tax debt and costs are paid. Abandoned properties are excluded.
Sources: U.S. Census Bureau QuickFacts, Monmouth County, New Jersey (2020 to 2024 American Community Survey; population estimate for July 1, 2025) and state foreclosure law summary.
In fact, since 2004, ForeclosuresDaily.com has helped investors, wholesalers, flippers, and agents reach motivated sellers first.
Monmouth County wholesaling FAQ
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How much do Monmouth County wholesalers earn?
Which Monmouth County ZIP codes have the lowest prices?
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Start getting Monmouth County wholesale leads
Fresh off-market data for Suburban, Allenhurst, Bradley Beach, and the rest of Monmouth County.