Virginia · Statewide

Virginia Foreclosures and Distressed Properties Statewide

Most investors in Virginia chase the same bank-owned listings. ForeclosuresDaily.com tracks the earlier signals instead, such as probate filings, missed payments, and tax delinquency, so you can reach motivated sellers before your competition.

Pre-foreclosureProbate & pre-probateDivorceTax delinquentAbsentee owners

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Virginia distressed properties map by area and ZIP code
$457,000
Median listing price (up 1.6%)
47,449
Active listings in Virginia
46 days
Average time on market
$2,450
Median rent (up 2.1%)

Market data: Realtor.com Virginia housing market, October 2026. Zillow Home Value Index for Virginia: $414,662 (up 2.2% from a year earlier), August 2026. View homes on Zillow.

Carolynn Castillo, ForeclosuresDaily.com customer

Customer review 1 of 8Featured success story

Listed and sold 25 properties and personally bought and sold four fix-and-flip properties, all generated from probate leads.

Carolynn Castillo

Realtor & Broker · eXp Realty

Distressed real estate for sale

What is a distressed property?

A distressed property is a home whose owner is under pressure to sell. Usually, the cause is a life event, such as a missed mortgage payment, a death in the family, a divorce, unpaid property taxes, or repairs the owner cannot afford.

The median listing price in Virginia is near $455,000, so a few points of discount decide whether a flip pays. Generally, those points come from motivated sellers whose property is not publicly advertised for sale and not listed on the Multiple Listing Service (MLS). Because there is less competition, you can negotiate wholesale pricing instead of bidding against retail buyers.

In addition, by inventory, its busiest markets right now are Fairfax County, Chesterfield County, and Prince William County, where more listings mean more owners under pressure.

Virginia real estate investors finding off-market deals
Shannon Thompson, ForeclosuresDaily.com customer

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Shannon Thompson

Investor · Joe Homebuyer of Atlanta

Watch Shannon Thompson share their experience using ForeclosuresDaily.com.

Step-by-step

How to find distressed properties in Virginia

Foreclosure listing sites show homes after the bank or auction is involved. Therefore, to find a deal first, work earlier in the timeline:

Pick your counties

Initially, start with a few Virginia counties where you know values and have cash buyers ready.

Choose lead types

Next, pick your leads, because probate, pre-foreclosure, divorce, code violation, and tax delinquency leads each signal a different reason to sell.

Use fresh data

Then use ForeclosuresDaily fresh leads, which are updated daily, so that you reach owners before other investors mail them.

Target your marketing

In addition, data targeting your marketing means mail, calls, and texts go only to owners with a real reason to sell.

Run the numbers

After that, estimate the after-repair value (ARV) from nearby sales, and then apply the 70% Rule.

Make a fair offer

Finally, solve the seller’s problem with a quick, as-is cash close, then wholesale or flip the property.

Andrew Litchfield, ForeclosuresDaily.com customer

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Andrew Litchfield

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Andrew Litchfield hosted a ForeclosuresDaily.com monthly webinar for real estate investors.

Anthony Coletti, ForeclosuresDaily.com customer

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Anthony Coletti

Real estate investor

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Find a deal

ARV and the 70% Rule for Virginia flips

Real estate flippers and wholesalers use the after-repair value (ARV) to set their maximum offer. For example, the 70% Rule says to pay no more than 70% of ARV, minus repairs. As a result, that margin covers holding costs, closing costs, and profit for property flipping, or your assignment fee when you wholesale.

For instance, here is the math using the Virginia median listing price as the ARV and an 8% repair budget.

70% Rule example

ARV$457,000
70% of ARV$319,900
Estimated repairs− $37,000
Maximum offer$282,900
Jeremy Resmer, ForeclosuresDaily.com customer

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Jeremy Resmer

Webinar host

Jeremy Resmer hosted a ForeclosuresDaily.com monthly webinar for real estate investors.

Counties

Virginia counties to target

These are the 10 Virginia counties with the most homes for sale. Next, choose a county from the menu to open its investing data, and then match the market to your strategy.

Fairfax CountyAbove state median$744,949Negotiate

Fairfax County market snapshot

$744,949 ▼ 5.2%Median listing price
$363Price per sq ft
37 days ▲ 22.6%Days on market
$3,100Median rent
3,539 ▲ 11.7%Active listings
5.0%Gross rent yield

In addition, the Zillow Home Value Index is $760,599 (up 0.9% from a year earlier) as of August 2026.

Prices per square foot run higher here than anywhere else on this list. Meanwhile, the median price is down 5.2% from a year earlier, and inventory is up 11.7%. As a result, softer pricing gives you room to negotiate with motivated sellers.

Max offer when the ARV equals the median price$744,949 × 70% − $60,000 repairs = $461,464 max offer

Also see the full Fairfax County market report on Realtor.com →Then view Fairfax County homes on Zillow →

Chesterfield CountyAbove state median$459,990Wholesale

Chesterfield County market snapshot

$459,990 ▲ 2.5%Median listing price
$216Price per sq ft
39 days ▼ 13.3%Days on market
$2,450Median rent
2,126 ▲ 18.8%Active listings
6.4%Gross rent yield

In addition, the Zillow Home Value Index is $412,221 (up 2.6% from a year earlier) as of August 2026.

Meanwhile, the median price is up 2.5% from a year earlier, and inventory is up 18.8%. Therefore, prices sit near the area median, so focus on deep discounts from off-market sellers.

Max offer when the ARV equals the median price$459,990 × 70% − $37,000 repairs = $284,993 max offer

Also see the full Chesterfield County market report on Realtor.com →Then view Chesterfield County homes on Zillow →

Prince William CountyAbove state median$600,000Flip

Prince William County market snapshot

$600,000Median listing price
$256Price per sq ft
31 days ▲ 6.7%Days on market
$2,875 ▼ 0.9%Median rent
1,722 ▲ 10%Active listings
5.8%Gross rent yield

In addition, the Zillow Home Value Index is $581,036 (up 1.1% from a year earlier) as of August 2026.

Homes sell faster here than anywhere else on the list. Also, inventory is up 10% from a year earlier. For this reason, higher resale values here reward a well-planned renovation.

Max offer when the ARV equals the median price$600,000 × 70% − $48,000 repairs = $372,000 max offer

Also see the full Prince William County market report on Realtor.com →Then view Prince William County homes on Zillow →

Loudoun CountyAbove state median$779,990Negotiate

Loudoun County market snapshot

$779,990 ▼ 3.6%Median listing price
$305Price per sq ft
35 daysDays on market
$3,200Median rent
1,578 ▲ 8.3%Active listings
4.9%Gross rent yield

In addition, the Zillow Home Value Index is $795,391 (up 1.4% from a year earlier) as of August 2026.

Median prices are higher here than anywhere else on this list, so one deal can carry a big margin. Meanwhile, the median price is down 3.6% from a year earlier, and inventory is up 8.3%. Because of this, sellers here are adjusting to slower demand, so offers below asking get a hearing.

Max offer when the ARV equals the median price$779,990 × 70% − $62,000 repairs = $483,993 max offer

Also see the full Loudoun County market report on Realtor.com →Then view Loudoun County homes on Zillow →

Henrico CountyBelow state median$425,000Wholesale

Henrico County market snapshot

$425,000 ▲ 6.3%Median listing price
$237Price per sq ft
36 days ▼ 2.7%Days on market
$2,400 ▲ 0.2%Median rent
1,328 ▲ 10.4%Active listings
6.8%Gross rent yield

In addition, the Zillow Home Value Index is $400,287 (up 1.7% from a year earlier) as of August 2026.

Rents are high compared with prices here, especially for buy-and-hold investors. Meanwhile, the median price is up 6.3% from a year earlier, and inventory is up 10.4%. Consequently, balanced pricing makes this area a steady source of wholesale deals.

Max offer when the ARV equals the median price$425,000 × 70% − $34,000 repairs = $263,500 max offer

Also see the full Henrico County market report on Realtor.com →Then view Henrico County homes on Zillow →

Albemarle CountyAbove state median$614,865Negotiate

Albemarle County market snapshot

$614,865 ▼ 12.1%Median listing price
$265Price per sq ft
64 daysDays on market
$2,073 ▼ 13.6%Median rent
1,144 ▲ 33%Active listings
4.0%Gross rent yield

In addition, the Zillow Home Value Index is $553,487 (up 2% from a year earlier) as of August 2026.

Meanwhile, the median price is down 12.1% from a year earlier, and inventory is up 33%. As a result, use the extra time on market to negotiate repairs into your price.

Max offer when the ARV equals the median price$614,865 × 70% − $49,000 repairs = $381,406 max offer

Also see the full Albemarle County market report on Realtor.com →Then view Albemarle County homes on Zillow →

Bedford CountyBelow state median$439,900Negotiate

Bedford County market snapshot

$439,900 ▲ 2.3%Median listing price
$216Price per sq ft
61 days ▲ 13%Days on market
$1,897 ▼ 5.2%Median rent
935 ▲ 20.1%Active listings
5.2%Gross rent yield

In addition, the Zillow Home Value Index is $354,070 (up 4.7% from a year earlier) as of August 2026.

Meanwhile, the median price is up 2.3% from a year earlier, and inventory is up 20.1%.

Max offer when the ARV equals the median price$439,900 × 70% − $35,000 repairs = $272,930 max offer

Also see the full Bedford County market report on Realtor.com →Then view Bedford County homes on Zillow →

Accomack CountyBelow state median$335,000Negotiate

Accomack County market snapshot

$335,000 ▼ 4%Median listing price
$208Price per sq ft
86 days ▲ 24.6%Days on market
$1,500 ▼ 23.1%Median rent
893 ▲ 7.2%Active listings
5.4%Gross rent yield

In addition, the Zillow Home Value Index is $245,742 (up 1.4% from a year earlier) as of August 2026.

Entry prices are lower here than in the rest of the group, so it fits wholesaling and first flips. Meanwhile, the median price is down 4% from a year earlier, and inventory is up 7.2%.

Max offer when the ARV equals the median price$335,000 × 70% − $27,000 repairs = $207,500 max offer

Also see the full Accomack County market report on Realtor.com →Then view Accomack County homes on Zillow →

Stafford CountyAbove state median$599,450Negotiate

Stafford County market snapshot

$599,450 ▼ 1.8%Median listing price
$219Price per sq ft
39 days ▲ 16.7%Days on market
$2,650 ▼ 1.9%Median rent
842 ▲ 21.5%Active listings
5.3%Gross rent yield

In addition, the Zillow Home Value Index is $537,904 (up 0.6% from a year earlier) as of August 2026.

Meanwhile, the median price is down 1.8% from a year earlier, and inventory is up 21.5%.

Max offer when the ARV equals the median price$599,450 × 70% − $48,000 repairs = $371,615 max offer

Also see the full Stafford County market report on Realtor.com →Then view Stafford County homes on Zillow →

Spotsylvania CountyAbove state median$542,500Negotiate

Spotsylvania County market snapshot

$542,500 ▼ 4%Median listing price
$221Price per sq ft
38 days ▲ 5.6%Days on market
$2,550 ▲ 6.3%Median rent
841 ▲ 13.7%Active listings
5.6%Gross rent yield

In addition, the Zillow Home Value Index is $456,897 (up 1% from a year earlier) as of August 2026.

Smallest inventory on the list, so an off-market lead faces little competition. Meanwhile, the median price is down 4% from a year earlier, and inventory is up 13.7%.

Max offer when the ARV equals the median price$542,500 × 70% − $43,000 repairs = $336,750 max offer

Also see the full Spotsylvania County market report on Realtor.com →Then view Spotsylvania County homes on Zillow →

Choose a county from the menu to see its investing data, then compare markets. Market data: Realtor.com, October 2026, and Zillow Home Value Index, August 2026. Also, gross rent yield is 12 months of median rent divided by the median listing price; the 70% Rule example assumes repairs of 8% of the median price.

Antonio Stringfield, ForeclosuresDaily.com customer

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Antonio Stringfield

Probate investor · Los Angeles

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ForeclosuresDaily off-market opportunities before your competition

In fact, since 2004, ForeclosuresDaily.com has helped investors, wholesalers, flippers, and agents reach motivated sellers first.

Not on the MLSHomes for sale privately, before any listing.
Less competitionFewer buyers know the property exists.
Fresh leadsNew records added every day.
NationwideTarget any county or ZIP code.

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Nancy Wallace-Laab, ForeclosuresDaily.com customer

Customer review 7 of 8

Nancy Wallace-Laab

Investor · nearly 20 years

Nancy focuses on the best outcome for both the seller and the investor, drawing on nearly 20 years of real estate investing experience.

Phillip Warrick, ForeclosuresDaily.com customer

Customer review 8 of 8

Phillip Warrick

Full-time investor since 2003

Full-time real estate investor since 2003, with over 20 years of experience.

FAQ

Virginia foreclosure and distressed property questions

How do I find distressed properties for sale in Virginia?

Initially, start with public-record signals such as pre-foreclosure, probate, divorce, and tax delinquency. ForeclosuresDaily.com gathers these records daily, so that you can contact Virginia owners before the home is listed or sent to auction.

Where can I find foreclosed homes in Virginia?

Bank-owned and auction homes appear on sites like Realtor.com, Zillow, and Auction.com. However, off-market pre-foreclosure leads let you reach owners earlier, while they can still sell on their own terms.

Which counties have the lowest entry prices?

Among the counties in this guide, the lowest median listing prices are in Accomack County at $335,000, Henrico County at $425,000, and Bedford County at $439,900, based on Realtor.com data from October 2026.

Where do homes sell fastest?

Prince William County has the shortest average time on market in this guide, at 31 days. As a result, fast markets reward investors who can reach owners before a home is listed.

How do I find distressed properties for wholesale profit?

First of all, focus on owners with equity and a reason to sell quickly. Then run the 70% Rule, and finally line up cash buyers before you sign a contract you plan to assign.

Get Virginia distressed property leads today

Fresh, targeted, off-market data for Fairfax County, Chesterfield County, Prince William County, and beyond.

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