Wholesaling Real Estate in Jefferson County, Alabama
Wholesaling in Jefferson County, Alabama gives you a way to profit from real estate without buying, rehabbing, or owning the house. You locate a distressed property around Birmingham, sign a purchase contract with a motivated owner, and assign it to a cash buyer for a fee.
Alabama foreclosures usually skip the courts, with homes auctioned at the courthouse door after three weeks of newspaper notice, so Jefferson County wholesalers who reach owners first can sign better contracts.
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Jefferson County, Alabama housing market at a glance
Market data: Realtor.com Jefferson County housing market, October 2026. Zillow Home Value Index for Jefferson County: $216,676 (up 1.5% from a year earlier), August 2026. View homes on Zillow.
Why wholesale in Jefferson County, Alabama?
Control of a Jefferson County house takes a signed contract and an earnest money deposit, not a mortgage. Your Birmingham-area cash buyer pays for the repairs, you never manage a crew, and many Alabama assignments wrap up within weeks.
Adamsville, Brookside, Coalburg, Morris, and other Jefferson County ZIP codes all turn up inherited homes, neglected rentals, and pre-foreclosures.
A county this large sees probate cases, divorce filings, and foreclosure notices every month. Investors who follow those Jefferson County records and call owners before the auction tend to secure the best off-market deals around Birmingham.
Inside a Jefferson County, AL wholesale deal
A Jefferson County wholesale deal usually follows this sequence:
- Find a distressed property
Build lead lists of heirs, tired landlords, and owners named in Jefferson County foreclosure ads. - Run the numbers
Calculate the after-repair value (ARV) from recent sales near the property in Birmingham or its suburbs, because every offer depends on it. - Sign a purchase contract
Negotiate a Jefferson County number that leaves your buyer a profit and covers your assignment fee. - Find a cash buyer
Bring the deal to Birmingham-area flippers, landlords, and other cash buyers. - Assign the contract
Sign over your Alabama contract rights to the buyer for the fee you agreed on. - Collect your fee
Get your fee from the buyer's purchase funds when the Jefferson County sale closes.
Motivated sellers who want to liquidate fast
ForeclosuresDaily.com’s off-market real estate platform covers every major distress signal in Jefferson County, cross-referenced with tax rolls and property appraiser records.
Running the numbers on a Jefferson County offer
Start every Jefferson County offer with the ARV, the home's expected value after repairs.
Birmingham-area buyers using the 70% Rule pay at most 70% of ARV minus repairs. With your fee taken from that number, your price to a Jefferson County seller has to be lower again.
Wholesale offer example
| Step | Amount |
|---|---|
| ARV | $237,000 |
| 70% of ARV − repairs ($19,000) | $146,900 |
| Your assignment fee | − $7,000 |
| Your contract price |
Jefferson County, AL ZIP codes to watch closely
Start with the Jefferson County ZIP codes listed here, then add more as your buyers tell you where they want to buy. Each Jefferson County card shows that ZIP's figures.
ZIP 35005 · Adamsville · $143,950 · Buy & hold
Market snapshot: Adamsville (35005)
| Metric | Value |
|---|---|
| Median listing price | $143,950 ▲ 6.8% |
| Price per sq ft | $95 |
| Days on market | 52 days ▲ 13.2% |
| Median rent | $1,200 ▼ 2.8% |
| Active listings | 55 ▼ 4.9% |
| Gross rent yield | 10.0% |
Adamsville (35005) has a Zillow Home Value Index of $141,752 as of August 2026, up 4.4% and close to its $143,950 median listing.
Adamsville is a city in western Jefferson County, Alabama. It is north from the Birmingham suburb of Pleasant Grove. The community initially incorporated in 1901, but disincorporated in 1915. It later reincorporated in 1953. Population: 4,366.
Investor note: In short, Adamsville has its own city government, so request its code-violation, vacant-property, and rental-registration lists. As a commuter suburb north of Pleasant Grove, 35005 has owner-occupant demand that supports quick assignments, so pull probate, pre-foreclosure, and absentee-owner leads to find Adamsville sellers.
Max offer when the ARV equals the median price: $143,950 × 70% − $12,000 repairs = $88,765 max offer
Also see the full 35005 market report on Realtor.com →
Then view 35005 homes on Zillow →
ZIP 35036 · Brookside · Wholesale
Market snapshot: Brookside (35036)
Brookside is a town in north-central Jefferson County, Alabama. It is a former mining town.
Investor note: In short, Brookside began as a mining town, and its older housing often needs updating, which suits fix-and-flip buyers working ZIP 35036.
ZIP 35068 · Coalburg · $273,900 · Buy & hold
Market snapshot: Coalburg (35068)
| Metric | Value |
|---|---|
| Median listing price | $273,900 ▲ 14.2% |
| Price per sq ft | $158 |
| Days on market | 38 days ▼ 26.9% |
| Median rent | $2,000 ▲ 2.6% |
| Active listings | 91 ▲ 5.1% |
| Gross rent yield | 8.8% |
Meanwhile, Coalburg's 35068 shows a Zillow Home Value Index of $238,785 for August 2026, a 1.6% annual increase.
Coalburg is an unincorporated community in Jefferson County, Alabama.
Investor note: In short, Coalburg is unincorporated, so Jefferson County handles permits, liens, and code enforcement for 35068.
Max offer when the ARV equals the median price: $273,900 × 70% − $22,000 repairs = $169,730 max offer
Also see the full 35068 market report on Realtor.com →
Then view 35068 homes on Zillow →
ZIP 35116 · Morris · $406,700 · Negotiate
Market snapshot: Morris (35116)
| Metric | Value |
|---|---|
| Median listing price | $406,700 ▼ 16.3% |
| Price per sq ft | $173 |
| Days on market | 53 days ▼ 43.6% |
| Median rent | n/a |
| Active listings | 63 ▲ 93.5% |
| Gross rent yield | n/a |
Morris (35116) carries a Zillow Home Value Index of $268,387 as of August 2026, up 2.5%, well below its $406,700 median listing.
Morris is a town in Jefferson County, Alabama. It is north of the Birmingham suburb of Gardendale. The community initially incorporated on September 19, 1885. It reincorporated on July 11, 1950. Population: 2,259.
Investor note: In short, Morris is a small town with few sales in 35116 each year, so double-check every comp and keep a tight list of local buyers.
Max offer when the ARV equals the median price: $406,700 × 70% − $33,000 repairs = $251,690 max offer
Also see the full 35116 market report on Realtor.com →
Then view 35116 homes on Zillow →
ZIP 35127 · Pleasant Grove · $222,875 · Wholesale
Market snapshot: Pleasant Grove (35127)
| Metric | Value |
|---|---|
| Median listing price | $222,875 ▲ 7.4% |
| Price per sq ft | $126 |
| Days on market | 57 days ▲ 3.6% |
| Median rent | n/a |
| Active listings | 71 ▲ 2.8% |
| Gross rent yield | n/a |
Pleasant Grove's 35127 posted a Zillow Home Value Index of $228,372 in August 2026, up 0.6% and slightly above the $222,875 median listing.
Pleasant Grove is a city in western Jefferson County and part of the Birmingham metro area. Its 2020 census population was 9,544.
Max offer when the ARV equals the median price: $222,875 × 70% − $18,000 repairs = $138,013 max offer
Also see the full 35127 market report on Realtor.com →
Then view 35127 homes on Zillow →
ZIP 35204 · Birmingham · $90,000 · Negotiate
Market snapshot: Birmingham (35204)
| Metric | Value |
|---|---|
| Median listing price | $90,000 ▼ 32% |
| Price per sq ft | $68 |
| Days on market | 123 days ▲ 19.7% |
| Median rent | $850 ▲ 6.3% |
| Active listings | 59 ▲ 16.7% |
| Gross rent yield | 11.3% |
Birmingham ZIP 35204 has a Zillow Home Value Index of $72,282 for August 2026, up 6.7% from a year earlier.
Birmingham is a city in the north central region of Alabama. Its metropolitan area, with over 1.19 million residents, is the largest metropolitan area in Alabama and 47th-most populous in the US.
Birmingham is a regional center for business, medicine, and education across the Deep South and southern Appalachia, and it is the Jefferson County seat. The city has 196,357 residents, and ZIP 35204 covers its central area.
Investor note: In short, a nearby college keeps rental demand steady in 35204, which helps buy-and-hold buyers, and the $56,000 max offer keeps Birmingham entry costs low.
Max offer when the ARV equals the median price: $90,000 × 70% − $7,000 repairs = $56,000 max offer
Also see the full 35204 market report on Realtor.com →
Then view 35204 homes on Zillow →
ZIP 35208 · Birmingham · $101,500 · Negotiate
Market snapshot: Birmingham (35208)
| Metric | Value |
|---|---|
| Median listing price | $101,500 ▼ 7.6% |
| Price per sq ft | $70 |
| Days on market | 75 days ▼ 11.8% |
| Median rent | $1,060 ▼ 0.7% |
| Active listings | 132 ▼ 15.7% |
| Gross rent yield | 12.5% |
Southwest Birmingham ZIP 35208 shows a Zillow Home Value Index of $79,678 in August 2026, down 8.5%, the only annual decline on this Jefferson County page.
ZIP 35208 covers the southwestern part of Birmingham, about 2 miles from the center of the city.
Investor note: In short, ZIP 35208 is about 2 miles from downtown Birmingham, where older homes and rentals are common, so check city rental and code-violation records before you offer.
Max offer when the ARV equals the median price: $101,500 × 70% − $8,000 repairs = $63,050 max offer
Also see the full 35208 market report on Realtor.com →
Then view 35208 homes on Zillow →
ZIP 35213 · Crestline Height · $415,000 · Negotiate
| Metric | Value |
|---|---|
| Median listing price | $415,000 ▼ 33.6% |
| Price per sq ft | $276 |
| Days on market | 26 days ▼ 16.1% |
| Median rent | $1,475 ▼ 50.4% |
| Active listings | 20 ▼ 33.8% |
| Gross rent yield | 4.3% |
ZIP 35213 (Crestline Height) has a Zillow Home Value Index of $874,350 as of August 2026, up 8.5% and more than double its $415,000 median listing.
ZIP 35213 is part of Birmingham, AL.
Max offer when the ARV equals the median price: $415,000 × 70% − $33,000 repairs = $257,500 max offer
Also see the full 35213 market report on Realtor.com →
Then view 35213 homes on Zillow →
ZIP 35221 · Birmingham · $77,000 · Negotiate
Market snapshot: Birmingham (35221)
| Metric | Value |
|---|---|
| Median listing price | $77,000 ▼ 13.5% |
| Price per sq ft | $64 |
| Days on market | 35 days ▼ 24.7% |
| Median rent | n/a |
| Active listings | 27 ▲ 28.6% |
| Gross rent yield | n/a |
Birmingham ZIP 35221 posted a Zillow Home Value Index of $61,075 in August 2026, up 3.3%, the lowest value in this Jefferson County guide.
ZIP 35221 covers the southwestern part of Birmingham, about 5 miles from the center of the city.
Investor note: In short, Birmingham values vary widely, so compare 35221 deals only with sales inside the ZIP, where the $77,000 median listing is the lowest on this page.
Max offer when the ARV equals the median price: $77,000 × 70% − $6,000 repairs = $47,900 max offer
Also see the full 35221 market report on Realtor.com →
Then view 35221 homes on Zillow →
ZIP 35228 · Midfield · $95,000 · Buy & hold
Market snapshot: Midfield (35228)
| Metric | Value |
|---|---|
| Median listing price | $95,000 ▲ 16.4% |
| Price per sq ft | $78 |
| Days on market | 76 days ▲ 133.8% |
| Median rent | $1,100 ▼ 7.7% |
| Active listings | 41 ▲ 13.8% |
| Gross rent yield | 13.9% |
Midfield (35228) shows a Zillow Home Value Index of $79,354 for August 2026, a 2.5% rise from the year before.
Midfield is a town in Jefferson County, Alabama, located two miles south of the Birmingham suburb of Fairfield. Population: 5,211.
Max offer when the ARV equals the median price: $95,000 × 70% − $8,000 repairs = $58,500 max offer
Also see the full 35228 market report on Realtor.com →
Then view 35228 homes on Zillow →
Gross rent yield for these Jefferson County ZIP codes is 12 months of median rent divided by the median listing price, and the max offer figures assume repairs at 8% of that price.
Growing a Jefferson County buyers list
Have Jefferson County buyers ready before you sign a seller. Cash flippers, landlords, and small builders who can close quickly are the strongest Birmingham buyers for an assignment.
What it means to assign a contract in Alabama
Wholesaling is legal in most states, but rules differ, and some states require disclosures or a real estate license for certain activities. Review your Jefferson County contracts with an Alabama real estate attorney before you begin.
ForeclosuresDaily off-market opportunities before your competition
Jefferson County at a glance
Alabama foreclosures are usually nonjudicial.
The lender or its agent auctions the home at the county courthouse door after three weeks of newspaper notice, and a former owner who claimed a homestead exemption has 180 days after the sale to buy it back. In Jefferson County, contracts signed before the sale date leave time to find a buyer.
Sources: U.S. Census Bureau QuickFacts, Jefferson County, Alabama (2020 to 2024 American Community Survey; population estimate for July 1, 2025) and state foreclosure law summary.
In fact, since 2004, ForeclosuresDaily.com has helped investors, wholesalers, flippers, and agents reach motivated sellers first.
Jefferson County, AL wholesaling FAQ
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Pull Jefferson County, AL wholesale leads today
Fresh, targeted, off-market data for Adamsville, Brookside, Coalburg, and other Jefferson County communities.