Cameron County, Texas · Wholesaling

Wholesaling Real Estate in Cameron County, Texas

If you want to break into real estate in Cameron County without a large bankroll, wholesaling is one of the most practical ways to start. Your job is to find a discounted property, put it under contract, and connect it with a cash buyer who wants the deal.

Assign contractsCash buyersProbate leadsPre-foreclosureAbsentee owners

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Cameron County, Texas areas and ZIP codes map for real estate investors
$295,000
Median listing price (down 6.7%)
3,717
Active listings in Cameron County
85 days
Average time on market
$1,600
Median rent (up 3.2%)

Market data: Realtor.com Cameron County housing market, October 2026. Zillow Home Value Index for Cameron County: $209,484 (up 1.3% from a year earlier), August 2026. View homes on Zillow.

Carolynn Castillo, ForeclosuresDaily.com customer

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Listed and sold 25 properties and personally bought and sold four fix-and-flip properties, all generated from probate leads.

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Realtor & Broker · eXp Realty

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Local market snapshot

Why wholesale real estate in Cameron County?

Wholesaling needs little capital because you control a property with a contract and an earnest money deposit, not a mortgage. In addition, your buyer handles the repairs, so you never manage contractors, and many assignments close in weeks rather than months.

Cameron County is home to about 434,000 residents according to the 2025 census estimate, and its county seat is Brownsville. Its ZIP codes span communities such as Harlingen, La Feria, Olmito, and Port Isabel, and motivated-seller situations such as inherited homes, tired rentals, and pre-foreclosures show up across all of them.

With a population of this size, Cameron County produces a steady flow of probate filings, divorces, and foreclosure notices every year. Investors who track these records and reach owners early tend to find the best off-market deals.

Cameron County wholesale real estate investors finding off-market deals
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Step-by-step

How does wholesaling real estate work in Cameron County?

Every wholesale deal follows the same path, from the first lead to the assignment fee:

Find a distressed property

Initially, use targeted lead generation to find owners with a reason to sell, such as heirs, tired landlords, or owners facing foreclosure.

Run the numbers

Next, estimate the after-repair value (ARV) from nearby sales, because your offer depends on it.

Sign a purchase contract

Then agree on a price that leaves room for your buyer’s profit as well as your assignment fee.

Find a cash buyer

After that, match the deal with a flipper, landlord, or other cash buyer from your list.

Assign the contract

In addition, transfer your rights under the contract to the buyer in exchange for your fee.

Collect your fee

Finally, the title company or closing attorney usually pays your assignment fee at closing.

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Targeted real estate lead generation

Motivated sellers who want to liquidate fast

For this reason, ForeclosuresDaily.com’s off-market real estate platform covers every major distress signal in Cameron County, cross-referenced with tax rolls and property appraiser records.

Probate LeadsExecutors who must sell before the estate can close.Get probate leads →Pre-Probate LeadsFamilies who may sell before a probate case is filed.See pre-probate leads →Inheritance LeadsHeirs who want to sell because they will not keep the home.View inheritance leads →Foreclosure LeadsOwners behind on payments who want to sell before auction.Explore foreclosure leads →Divorce LeadsCouples who must sell when they divide shared assets.Find divorce leads →Eviction LeadsTired landlords who want out because of problem tenants.Browse eviction leads →Code Violation LeadsOwners facing fines because of open violations and costly repairs.Check code violation leads →Tax DelinquencyOwners behind on property taxes who need cash soon.Target tax-delinquent owners →Absentee Owner LeadsOut-of-area owners, especially those far from the property.Reach absentee owners →Life Leads & FSBOOwners selling on their own rather than with an agent.Shop all lead products →
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Find a deal

How do you calculate a wholesale offer in Cameron County?

Every offer starts with the ARV, which is what the home will be worth once it is fixed. For example, the 70% Rule says your buyer should pay no more than 70% of ARV minus repairs. Because your assignment fee comes out of that number, your contract price must be even lower.

For instance, here is the math using the Cameron County median listing price as the ARV, an 8% repair budget, and a typical assignment fee.

Wholesale offer example

ARV$295,000
70% of ARV − repairs ($24,000)$182,500
Your assignment fee− $9,000
Your contract price$173,500
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Zip codes

Cameron County ZIP codes to watch

Start your search in these Cameron County ZIP codes, and then expand as you learn which areas your buyers want. Next, choose a ZIP code from the menu to open its investing data.

BrownsvilleZIP 78520$264,950Negotiate

Brownsville (78520) market snapshot

$264,950 ▼ 3.7%Median listing price
$161Price per sq ft
79 days ▼ 7.1%Days on market
$1,600 ▲ 10.3%Median rent
299 ▼ 9.3%Active listings
7.2%Gross rent yield

In addition, the Zillow Home Value Index is $194,766 (up 1.9% from a year earlier) as of August 2026.

Brownsville is a city in the U.S. state of Texas and the largest city and county seat of Cameron County, located on the western Gulf Coast in South Texas, adjacent to the border with Matamoros, Tamaulipas, Mexico. It is part of the Matamoros–Brownsville metropolitan area. The city is known for its year-round subtropical climate, deep-water seaport, and Hispanic culture. The city was founded in 1848 by American entrepreneur Charles Stillman after he developed a successful river-boat company nearby. Population: 186,738 (2020 census). ZIP 78520 covers the western part of Brownsville, about 2 miles from the center of the city.

Investor note: Has its own local government, so check its code-violation, vacant-property, and rental-registration lists. Water nearby: view and water-access homes often sell at a premium, so compare ARV carefully and check flood zones. Industrial history: older housing stock often needs updates, which suits fix-and-flip buyers.

Max offer when the ARV equals the median price$264,950 × 70% − $21,000 repairs = $164,465 max offer

Also see the full 78520 market report on Realtor.com →Then view 78520 homes on Zillow →

BrownsvilleZIP 78521$220,000Negotiate

Brownsville (78521) market snapshot

$220,000 ▼ 5%Median listing price
$155Price per sq ft
71 days ▼ 20.2%Days on market
$1,400 ▲ 27.3%Median rent
320 ▼ 6.8%Active listings
7.6%Gross rent yield

In addition, the Zillow Home Value Index is $174,537 (up 1.3% from a year earlier) as of August 2026.

ZIP 78521 covers the southeastern part of Brownsville, about 2 miles from the center of the city.

Investor note: Close to the city center, where older homes and rentals are common, so check rental-registration and code-violation records. Pull probate, pre-foreclosure, and absentee-owner leads for 78521 to find motivated sellers here.

Max offer when the ARV equals the median price$220,000 × 70% − $18,000 repairs = $136,000 max offer

Also see the full 78521 market report on Realtor.com →Then view 78521 homes on Zillow →

BrownsvilleZIP 78526$324,999Buy & hold

Brownsville (78526) market snapshot

$324,999 ▼ 2.1%Median listing price
$172Price per sq ft
79 days ▲ 30.4%Days on market
$2,100 ▼ 4.5%Median rent
381 ▼ 3.7%Active listings
7.8%Gross rent yield

In addition, the Zillow Home Value Index is $238,595 (up 2.7% from a year earlier) as of August 2026.

ZIP 78526 covers the northeastern part of Brownsville, about 3 miles from the center of the city.

Max offer when the ARV equals the median price$324,999 × 70% − $26,000 repairs = $201,499 max offer

Also see the full 78526 market report on Realtor.com →Then view 78526 homes on Zillow →

HarlingenZIP 78552$274,950Negotiate

Harlingen (78552) market snapshot

$274,950 ▼ 10.1%Median listing price
$171Price per sq ft
80 days ▲ 9.7%Days on market
$1,712 ▼ 11.6%Median rent
462 ▲ 12.4%Active listings
7.5%Gross rent yield

In addition, the Zillow Home Value Index is $226,310 (down 1.3% from a year earlier) as of August 2026.

Harlingen is a city in Cameron County, Texas. It is located in the central region of the Rio Grande Valley, about 30 miles from the coast of the Gulf of Mexico. The city covers more than 40 square miles and is the second-largest city in Cameron County, as well as the sixth-largest in the Rio Grande Valley. Population: 71,892.

Max offer when the ARV equals the median price$274,950 × 70% − $22,000 repairs = $170,465 max offer

Also see the full 78552 market report on Realtor.com →Then view 78552 homes on Zillow →

La FeriaZIP 78559$263,000Wholesale

La Feria (78559) market snapshot

$263,000 ▲ 0.4%Median listing price
$170Price per sq ft
63 days ▲ 1.9%Days on market
$1,200 ▼ 2%Median rent
243 ▲ 16.8%Active listings
5.5%Gross rent yield

In addition, the Zillow Home Value Index is $185,530 (up 1.5% from a year earlier) as of August 2026.

La Feria is a city in Cameron County, Texas. It is part of the Brownsville–Harlingen–Raymondville, the Matamoros–Brownsville, and the McAllen–Edinburg–Mission metropolitan areas. Population: 6,817.

Max offer when the ARV equals the median price$263,000 × 70% − $21,000 repairs = $163,100 max offer

Also see the full 78559 market report on Realtor.com →Then view 78559 homes on Zillow →

OlmitoZIP 78575$265,000Negotiate

Olmito (78575) market snapshot

$265,000 ▼ 8.5%Median listing price
$139Price per sq ft
89 days ▲ 10.5%Days on market
$1,995 ▲ 10.8%Median rent
19 ▼ 31%Active listings
9.0%Gross rent yield

In addition, the Zillow Home Value Index is $289,179 (up 4.7% from a year earlier) as of August 2026.

Olmito is a census-designated place in Cameron County, Texas. Olmito is Spanish for "little elm". It is part of the Brownsville–Harlingen Metropolitan Statistical Area. Population: 1,021 (2020 census).

Investor note: Unincorporated area: permits, liens, and code enforcement are handled by the township or county, so pull records there. Small market: few sales each year, so verify every comp and keep a local buyers list.

Max offer when the ARV equals the median price$265,000 × 70% − $21,000 repairs = $164,500 max offer

Also see the full 78575 market report on Realtor.com →Then view 78575 homes on Zillow →

Port IsabelZIP 78578$315,000Negotiate

Port Isabel (78578) market snapshot

$315,000 ▼ 12.4%Median listing price
$235Price per sq ft
83 days ▼ 14.2%Days on market
$2,300 ▲ 12.2%Median rent
159 ▼ 4.8%Active listings
8.8%Gross rent yield

In addition, the Zillow Home Value Index is $263,874 (up 2.7% from a year earlier) as of August 2026.

Port Isabel is a city in Cameron County, Texas. It is part of the Brownsville–Harlingen–Raymondville and the Matamoros–Brownsville metropolitan areas. The city's name is given to the Port Isabel Detention Center, 12 miles to the northwest next to Port Isabel-Cameron County Airport. Population: 5,028 (2020 census).

Max offer when the ARV equals the median price$315,000 × 70% − $25,000 repairs = $195,500 max offer

Also see the full 78578 market report on Realtor.com →Then view 78578 homes on Zillow →

Rio HondoZIP 78583$424,500Flip

Rio Hondo (78583) market snapshot

$424,500 ▼ 1.3%Median listing price
$202Price per sq ft
69 days ▼ 22.4%Days on market
n/aMedian rent
93 ▼ 1.2%Active listings
n/aGross rent yield

In addition, the Zillow Home Value Index is $215,936 (up 4.7% from a year earlier) as of August 2026.

Rio Hondo is a city in Cameron County, Texas. It may be included as part of the Brownsville–Harlingen–Raymondville and the Matamoros–Brownsville metropolitan areas. Population: 2,021.

Max offer when the ARV equals the median price$424,500 × 70% − $34,000 repairs = $263,150 max offer

Also see the full 78583 market report on Realtor.com →Then view 78583 homes on Zillow →

Santa MariaZIP 78592Wholesale

Santa Maria (78592) market snapshot

Santa Maria is a census-designated place in Cameron County, Texas. Population: 651 (2020 census).

Santa RosaZIP 78593$120,000Negotiate

Santa Rosa (78593) market snapshot

$120,000 ▼ 27.3%Median listing price
$118Price per sq ft
110 days ▼ 23.5%Days on market
n/aMedian rent
50 ▲ 13.7%Active listings
n/aGross rent yield

In addition, the Zillow Home Value Index is $157,995 (up 2.5% from a year earlier) as of August 2026.

Santa Rosa is a town in Cameron County, Texas. Population: 2,450 (2020 census).

Max offer when the ARV equals the median price$120,000 × 70% − $10,000 repairs = $74,000 max offer

Also see the full 78593 market report on Realtor.com →Then view 78593 homes on Zillow →

Choose a ZIP code from the menu to see its investing data, then compare markets. Market data: Realtor.com, October 2026, and Zillow Home Value Index, August 2026. Also, gross rent yield is 12 months of median rent divided by the median listing price; the max offer assumes repairs of 8% of the median price.

Antonio Stringfield, ForeclosuresDaily.com customer

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Antonio Stringfield
Probate investor · Los Angeles

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Cash buyers

How do you build your buyers list in Cameron County?

Build your buyers list before you sign your first contract. Your best buyers are cash buyers who can close quickly, such as flippers, landlords, and small builders.

  • First of all, attend local real estate investor meetups.
  • Also, review recent cash sales in county records to find active buyers.
  • Then connect with title companies, hard money lenders, and property managers.
  • Finally, ask every buyer for their buy box: areas, price range, and rehab level.
Contracts

What does assigning contracts mean in Texas?

Assigning contracts means transferring your rights as the buyer under a purchase agreement to another investor. Your contract should allow assignment, and your buyer typically pays your assignment fee at closing.

Wholesaling is legal in most states, but the rules differ. Some states require disclosures or a real estate license for certain activities, so review your contracts with a Texas real estate attorney before you start.

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Nancy focuses on the best outcome for both the seller and the investor, drawing on nearly 20 years of real estate investing experience.

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In fact, since 2004, ForeclosuresDaily.com has helped investors, wholesalers, flippers, and agents reach motivated sellers first.

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Fresh leadsNew records added every day.
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More guides

More wholesaling guides in Texas

Compare nearby markets before you choose where to farm. For example, these local guides cover other Texas cities and counties:

Bell County · Bexar County · Brazoria County · Dallas County · Denton County · Ellis County · Fort Bend County · Harris County · Hidalgo County · McLennan County

Also, see Wholesaling Real Estate for Profit for the profit math and guides in every state.

FAQ

Wholesaling questions for Cameron County

How do you wholesale real estate in Cameron County?

First of all, find a motivated seller through probate, pre-foreclosure, or absentee-owner leads. Then sign a contract at a discount, and finally assign it to a cash buyer for a fee.

Is wholesaling legal in Texas?

Wholesaling is legal in most states, but the rules vary. For example, some states require disclosures or a license for certain activities, so have a Texas real estate attorney review your contracts.

How much can you make wholesaling in Cameron County?

Assignment fees vary by deal. For instance, a fee of about 3% on a home priced near the Cameron County median of $295,000 would be roughly $9,000.

Which Cameron County ZIP codes have the lowest entry prices?

Among the ZIP codes in this guide, the lowest median listing prices are in 78593 (Santa Rosa) at $120,000, 78521 (Brownsville) at $220,000, and 78559 (La Feria) at $263,000, based on Realtor.com data from October 2026.

Where do Cameron County foreclosures come from?

Most start with missed mortgage payments, so pre-foreclosure filings appear months before an auction. As a result, investors who reach owners early can buy before the home is listed.

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