Wholesaling Real Estate in Cameron County, Texas
Also, wholesaling gives you a realistic way into Cameron County real estate even if your savings are thin.
Most Cameron County foreclosures are first-Tuesday trustee sales with no court case, so the wholesaler who contacts an owner soon after the notice of sale is filed has the edge.
You find a house priced under value, sign a purchase contract, and hand that contract to a cash buyer who wants it.
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Cameron County, Texas housing market at a glance
Market data: Realtor.com Cameron County housing market, October 2026. Zillow Home Value Index for Cameron County: $209,484 (up 1.3% from a year earlier), August 2026. View homes on Zillow.
Why wholesalers look at Cameron County
From Brownsville to Harlingen, you can control a property with a signed contract and an earnest money deposit rather than a mortgage. The investor who takes your assignment pays for and manages the repairs, and many Rio Grande Valley assignments close within a few weeks.
The county's ZIP codes reach from Harlingen and La Feria inland to Olmito and Port Isabel on the coast, and inherited homes, worn-out rentals, and pre-foreclosures surface in every one.
A county of this size sees probate cases, divorce filings, and posted foreclosure notices every month. In general, investors who follow those records and reach Cameron County owners early get the best off-market deals.
How a Cameron County wholesale deal works
Here is the route a Cameron County deal follows, from first lead to paid fee:
- Find a distressed property
Look for Cameron County owners with a clear reason to sell, such as heirs, landlords who are finished, and owners whose notice of sale is on file. - Run the numbers
Estimate the after-repair value (ARV) from recent sales near the property in the same Valley town, since the offer depends on it. - Sign a purchase contract
So, agree on a contract price that leaves profit for your buyer and space for your fee. - Find a cash buyer
Offer the deal to a flipper, landlord, or cash investor from your Rio Grande Valley buyers list. - Assign the contract
Transfer your contract rights to the Valley buyer, who pays your fee in return. - Collect your fee
Overall, the title company or closing attorney normally pays your assignment fee at closing.
Motivated sellers who want to liquidate fast
For this reason, ForeclosuresDaily.com’s off-market real estate platform covers every major distress signal in Cameron County, cross-referenced with tax rolls and property appraiser records.
Pricing a Cameron County wholesale offer
Begin with ARV, the price the house should fetch once repaired.
Buyers who follow the 70% Rule pay no more than 70% of ARV after subtracting repairs. Your fee comes out of that number, so your price with the seller must be lower again.
Wholesale offer example
| Step | Amount |
|---|---|
| ARV | $295,000 |
| 70% of ARV − repairs ($24,000) | $182,500 |
| Your assignment fee | − $9,000 |
| Your contract price |
Cameron County ZIP codes worth tracking
Work these Cameron County ZIP codes first, and widen your search once your buyers tell you which towns they like. Pick a ZIP to see its numbers.
ZIP 78520 · Brownsville · $264,950 · Negotiate
Market snapshot: Brownsville (78520)
| Metric | Value |
|---|---|
| Median listing price | $264,950 ▼ 3.7% |
| Price per sq ft | $161 |
| Days on market | 79 days ▼ 7.1% |
| Median rent | $1,600 ▲ 10.3% |
| Active listings | 299 ▼ 9.3% |
| Gross rent yield | 7.2% |
Brownsville's 78520 has a Zillow Home Value Index of $194,766 for August 2026, up 1.9% on the year.
Brownsville is the largest city in Cameron County and its county seat. Also, it sits on the western Gulf Coast of South Texas, directly across the border from Matamoros, Tamaulipas, and anchors the Matamoros-Brownsville metro area.
The city is known for its year-round subtropical climate, deep-water seaport, and Hispanic culture. The city was founded in 1848 by American entrepreneur Charles Stillman after he developed a successful river-boat company nearby. Population: 186,738 (2020 census). Generally, ZIP 78520 covers the western part of Brownsville, about 2 miles from the center of the city.
Investor note: 78520 lies within the city of Brownsville, so check the city's code-violation, vacant-property, and rental-registration lists. Homes near the Rio Grande and the city's resacas can carry a water premium, so compare ARV against similar lots and confirm the flood zone. Older houses close to downtown often need updates that suit fix-and-flip buyers.
Max offer when the ARV equals the median price: $264,950 × 70% − $21,000 repairs = $164,465 max offer
ZIP 78521 · Brownsville · $220,000 · Negotiate
Market snapshot: Brownsville (78521)
| Metric | Value |
|---|---|
| Median listing price | $220,000 ▼ 5% |
| Price per sq ft | $155 |
| Days on market | 71 days ▼ 20.2% |
| Median rent | $1,400 ▲ 27.3% |
| Active listings | 320 ▼ 6.8% |
| Gross rent yield | 7.6% |
In 78521, the Zillow Home Value Index reached $174,537 as of August 2026, a 1.3% rise from a year before.
ZIP 78521 covers the southeastern part of Brownsville, about 2 miles from the center of the city.
Investor note: 78521 sits near central Brownsville, where older homes and rentals are common, so search city rental-registration and code-violation records. Probate, pre-foreclosure, and absentee-owner lists for 78521 are the best route to motivated sellers.
Max offer when the ARV equals the median price: $220,000 × 70% − $18,000 repairs = $136,000 max offer
ZIP 78526 · Brownsville · $324,999 · Buy & hold
Market snapshot: Brownsville (78526)
| Metric | Value |
|---|---|
| Median listing price | $324,999 ▼ 2.1% |
| Price per sq ft | $172 |
| Days on market | 79 days ▲ 30.4% |
| Median rent | $2,100 ▼ 4.5% |
| Active listings | 381 ▼ 3.7% |
| Gross rent yield | 7.8% |
Brownsville's 78526 shows a Zillow Home Value Index of $238,595 in August 2026, up 2.7% from the prior year.
ZIP 78526 covers the northeastern part of Brownsville, about 3 miles from the center of the city.
Max offer when the ARV equals the median price: $324,999 × 70% − $26,000 repairs = $201,499 max offer
ZIP 78552 · Harlingen · $274,950 · Negotiate
Market snapshot: Harlingen (78552)
| Metric | Value |
|---|---|
| Median listing price | $274,950 ▼ 10.1% |
| Price per sq ft | $171 |
| Days on market | 80 days ▲ 9.7% |
| Median rent | $1,712 ▼ 11.6% |
| Active listings | 462 ▲ 12.4% |
| Gross rent yield | 7.5% |
Harlingen (78552) carries a Zillow Home Value Index of $226,310 for August 2026, 1.3% lower than a year earlier.
Harlingen is a city in Cameron County, Texas. Also, it is located in the central region of the Rio Grande Valley, about 30 miles from the coast of the Gulf of Mexico. The city covers more than 40 square miles and is the second-largest city in Cameron County, as well as the sixth-largest in the Rio Grande Valley. Population: 71,892.
Max offer when the ARV equals the median price: $274,950 × 70% − $22,000 repairs = $170,465 max offer
ZIP 78559 · La Feria · $263,000 · Wholesale
Market snapshot: La Feria (78559)
| Metric | Value |
|---|---|
| Median listing price | $263,000 ▲ 0.4% |
| Price per sq ft | $170 |
| Days on market | 63 days ▲ 1.9% |
| Median rent | $1,200 ▼ 2% |
| Active listings | 243 ▲ 16.8% |
| Gross rent yield | 5.5% |
La Feria (78559) posts a Zillow Home Value Index of $185,530 as of August 2026, a 1.5% annual gain.
La Feria is a small Cameron County city that falls within three metro areas: Brownsville-Harlingen-Raymondville, Matamoros-Brownsville, and McAllen-Edinburg-Mission. Population: 6,817.
Max offer when the ARV equals the median price: $263,000 × 70% − $21,000 repairs = $163,100 max offer
ZIP 78575 · Olmito · $265,000 · Negotiate
Market snapshot: Olmito (78575)
| Metric | Value |
|---|---|
| Median listing price | $265,000 ▼ 8.5% |
| Price per sq ft | $139 |
| Days on market | 89 days ▲ 10.5% |
| Median rent | $1,995 ▲ 10.8% |
| Active listings | 19 ▼ 31% |
| Gross rent yield | 9.0% |
Olmito (78575) has a Zillow Home Value Index of $289,179 in August 2026, up 4.7% year over year.
Olmito is a census-designated place in Cameron County whose name means "little elm" in Spanish. Also, it belongs to the Brownsville-Harlingen metro area. Population: 1,021 (2020 census).
Investor note: Olmito is unincorporated, so Cameron County handles permits, liens, and code enforcement for 78575. Sales here are few, so verify each comp and keep a short list of buyers who already want Olmito properties.
Max offer when the ARV equals the median price: $265,000 × 70% − $21,000 repairs = $164,500 max offer
ZIP 78578 · Port Isabel · $315,000 · Negotiate
Market snapshot: Port Isabel (78578)
| Metric | Value |
|---|---|
| Median listing price | $315,000 ▼ 12.4% |
| Price per sq ft | $235 |
| Days on market | 83 days ▼ 14.2% |
| Median rent | $2,300 ▲ 12.2% |
| Active listings | 159 ▼ 4.8% |
| Gross rent yield | 8.8% |
Port Isabel (78578) shows a Zillow Home Value Index of $263,874 for August 2026, a 2.7% increase over the year.
Port Isabel is a coastal Cameron County city within the Brownsville-Harlingen-Raymondville and Matamoros-Brownsville metro areas. The Port Isabel Detention Center, about 12 miles northwest beside the Port Isabel-Cameron County Airport, carries the city's name. Population: 5,028 (2020 census).
Max offer when the ARV equals the median price: $315,000 × 70% − $25,000 repairs = $195,500 max offer
ZIP 78583 · Rio Hondo · $424,500 · Flip
Market snapshot: Rio Hondo (78583)
| Metric | Value |
|---|---|
| Median listing price | $424,500 ▼ 1.3% |
| Price per sq ft | $202 |
| Days on market | 69 days ▼ 22.4% |
| Median rent | n/a |
| Active listings | 93 ▼ 1.2% |
| Gross rent yield | n/a |
Rio Hondo (78583) reports a Zillow Home Value Index of $215,936 as of August 2026, up 4.7% on the year.
Rio Hondo is a city in Cameron County, Texas. Also, it may be included as part of the Brownsville–Harlingen–Raymondville and the Matamoros–Brownsville metropolitan areas. Population: 2,021.
Max offer when the ARV equals the median price: $424,500 × 70% − $34,000 repairs = $263,150 max offer
ZIP 78592 · Santa Maria · Wholesale
Market snapshot: Santa Maria (78592)
Santa Maria is a census-designated place in Cameron County, Texas. Population: 651 (2020 census).
ZIP 78593 · Santa Rosa · $120,000 · Negotiate
Market snapshot: Santa Rosa (78593)
| Metric | Value |
|---|---|
| Median listing price | $120,000 ▼ 27.3% |
| Price per sq ft | $118 |
| Days on market | 110 days ▼ 23.5% |
| Median rent | n/a |
| Active listings | 50 ▲ 13.7% |
| Gross rent yield | n/a |
Santa Rosa (78593) has a Zillow Home Value Index of $157,995 for August 2026, 2.5% above a year earlier.
Santa Rosa is a town in Cameron County, Texas. Population: 2,450 (2020 census).
Max offer when the ARV equals the median price: $120,000 × 70% − $10,000 repairs = $74,000 max offer
To get gross rent yield, divide 12 months of median rent by the median listing price; max offers here assume repairs of 8% of the median price.
Building a Cameron County buyers list
So, have Cameron County buyers lined up before your first contract. Target cash buyers who close quickly: flippers, landlords, and small builders.
Assigning purchase contracts in Texas
Also, most states allow wholesaling, but rules vary, and some require disclosures or a license for certain activities. Have a Texas real estate attorney review your contracts before your first Cameron County deal.
ForeclosuresDaily off-market opportunities before your competition
Cameron County at a glance
Texas foreclosures are usually nonjudicial.
Trustee sales are held at the county courthouse on the first Tuesday of the month after at least 21 days’ notice, and there is no right to buy the home back after a regular mortgage sale. In addition, reaching Cameron County owners early gives a wholesaler time to assign the contract.
Sources: U.S. Census Bureau QuickFacts, Cameron County, Texas (2020 to 2024 American Community Survey; population estimate for July 1, 2025) and state foreclosure law summary.
In fact, since 2004, ForeclosuresDaily.com has helped investors, wholesalers, flippers, and agents reach motivated sellers first.
Cameron County wholesaling FAQ
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Targeted, current off-market data for Brownsville, Harlingen, La Feria, and the rest of Cameron County.