Hidalgo County, Texas · Wholesaling

Wholesaling Real Estate in Hidalgo County, Texas

Wholesaling real estate in Hidalgo County, Texas lets you profit from property deals without buying, renovating, or holding a home. You find a distressed property, sign a purchase contract with a motivated seller, and assign that contract to a cash buyer for a fee.

Assign contractsCash buyersProbate leadsPre-foreclosureAbsentee owners

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Hidalgo County, Texas areas and ZIP codes map for real estate investors
$259,000
Median listing price (down 3.7%)
8,353
Active listings in Hidalgo County
80 days
Average time on market
$1,200
Median rent

Market data: Realtor.com Hidalgo County housing market, October 2026. Zillow Home Value Index for Hidalgo County: $193,010 (down 0.2% from a year earlier), August 2026. View homes on Zillow.

Carolynn Castillo, ForeclosuresDaily.com customer

Customer review 1 of 8Featured success story

Listed and sold 25 properties and personally bought and sold four fix-and-flip properties, all generated from probate leads.

Carolynn Castillo
Realtor & Broker · eXp Realty

Local market snapshot

Why wholesale real estate in Hidalgo County?

Wholesaling needs little capital because you control a property with a contract and an earnest money deposit, not a mortgage. In addition, your buyer handles the repairs, so you never manage contractors, and many assignments close in weeks rather than months.

Hidalgo County’s county seat is Edinburg. Its ZIP codes span communities such as McAllen, Donna, Hidalgo, and La Joya, and motivated-seller situations such as inherited homes, tired rentals, and pre-foreclosures show up across all of them.

Local investors who track probate filings, divorces, and foreclosure notices in Hidalgo County and reach owners early tend to find the best off-market deals.

Hidalgo County wholesale real estate investors finding off-market deals
Shannon Thompson, ForeclosuresDaily.com customer

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Shannon Thompson
Investor · Joe Homebuyer of Atlanta

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Step-by-step

How does wholesaling real estate work in Hidalgo County?

Every wholesale deal follows the same path, from the first lead to the assignment fee:

Find a distressed property

Initially, use targeted lead generation to find owners with a reason to sell, such as heirs, tired landlords, or owners facing foreclosure.

Run the numbers

Next, estimate the after-repair value (ARV) from nearby sales, because your offer depends on it.

Sign a purchase contract

Then agree on a price that leaves room for your buyer’s profit as well as your assignment fee.

Find a cash buyer

After that, match the deal with a flipper, landlord, or other cash buyer from your list.

Assign the contract

In addition, transfer your rights under the contract to the buyer in exchange for your fee.

Collect your fee

Finally, the title company or closing attorney usually pays your assignment fee at closing.

Andrew Litchfield, ForeclosuresDaily.com customer

Customer review 3 of 8

Andrew Litchfield
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Anthony Coletti
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Find a deal

How do you calculate a wholesale offer in Hidalgo County?

Every offer starts with the ARV, which is what the home will be worth once it is fixed. For example, the 70% Rule says your buyer should pay no more than 70% of ARV minus repairs. Because your assignment fee comes out of that number, your contract price must be even lower.

For instance, here is the math using the Hidalgo County median listing price as the ARV, an 8% repair budget, and a typical assignment fee.

Wholesale offer example

ARV$259,000
70% of ARV − repairs ($21,000)$160,300
Your assignment fee− $8,000
Your contract price$152,300
Jeremy Resmer, ForeclosuresDaily.com customer

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Jeremy Resmer
Webinar host

Jeremy Resmer hosted a ForeclosuresDaily.com monthly webinar for real estate investors.

Zip codes

Hidalgo County ZIP codes to watch

Start your search in these Hidalgo County ZIP codes, and then expand as you learn which areas your buyers want. Next, choose a ZIP code from the menu to open its investing data.

McAllenZIP 78501$274,999Negotiate

McAllen (78501) market snapshot

$274,999 ▲ 7.5%Median listing price
$151Price per sq ft
89 days ▲ 15.6%Days on market
$1,250 ▼ 3.9%Median rent
345 ▲ 11.2%Active listings
5.5%Gross rent yield

In addition, the Zillow Home Value Index is $197,253 (up 0.9% from a year earlier) as of August 2026.

McAllen is a city in the U.S. state of Texas. It is located at the southern tip of the state in the Rio Grande Valley, on the Mexican border. The city limits extend south to the Rio Grande, across from the Mexican city of Reynosa. Population: 150,640. ZIP 78501 covers the central part of McAllen.

Investor note: Has its own local government, so check its code-violation, vacant-property, and rental-registration lists. Large market: high deal volume and plenty of comps for pricing. Pull probate, pre-foreclosure, and absentee-owner leads for 78501 to find motivated sellers here.

Max offer when the ARV equals the median price$274,999 × 70% − $22,000 repairs = $170,499 max offer

Also see the full 78501 market report on Realtor.com →Then view 78501 homes on Zillow →

McAllenZIP 78504$305,000Negotiate

McAllen (78504) market snapshot

$305,000 ▼ 6.2%Median listing price
$168Price per sq ft
80 days ▲ 25%Days on market
$1,650 ▼ 2.1%Median rent
763 ▲ 24.8%Active listings
6.5%Gross rent yield

In addition, the Zillow Home Value Index is $265,581 (up 0.1% from a year earlier) as of August 2026.

ZIP 78504 covers the northern part of McAllen, about 2 miles from the center of the city.

Investor note: Close to the city center, where older homes and rentals are common, so check rental-registration and code-violation records.

Max offer when the ARV equals the median price$305,000 × 70% − $24,000 repairs = $189,500 max offer

Also see the full 78504 market report on Realtor.com →Then view 78504 homes on Zillow →

DonnaZIP 78537$212,975Flip & wholesale

Donna (78537) market snapshot

$212,975 ▲ 1.4%Median listing price
$157Price per sq ft
54 days ▼ 45.5%Days on market
$1,200 ▲ 37.9%Median rent
358 ▲ 40.5%Active listings
6.8%Gross rent yield

In addition, the Zillow Home Value Index is $153,418 (up 3.3% from a year earlier) as of August 2026.

Donna is a city in Hidalgo County, Texas. Donna is part of the McAllen–Edinburg–Mission and Reynosa–McAllen metropolitan areas. Population: 16,797 (2020 census).

Max offer when the ARV equals the median price$212,975 × 70% − $17,000 repairs = $132,083 max offer

Also see the full 78537 market report on Realtor.com →Then view 78537 homes on Zillow →

EdinburgZIP 78539$322,000Negotiate

Edinburg (78539) market snapshot

$322,000 ▼ 7.1%Median listing price
$160Price per sq ft
64 days ▼ 8.6%Days on market
$1,250 ▼ 2%Median rent
326 ▲ 10.4%Active listings
4.7%Gross rent yield

In addition, the Zillow Home Value Index is $242,849 (down 0.4% from a year earlier) as of August 2026.

Edinburg is a city in and the county seat of Hidalgo County, Texas. Edinburg is part of the McAllen–Edinburg–Mission and Reynosa–McAllen metropolitan areas. Edinburg is home to the main campus of University of Texas Rio Grande Valley. Population: 100,243 (2020 census).

Investor note: Nearby college: steady rental demand for buy-and-hold buyers.

Max offer when the ARV equals the median price$322,000 × 70% − $26,000 repairs = $199,400 max offer

Also see the full 78539 market report on Realtor.com →Then view 78539 homes on Zillow →

HidalgoZIP 78557$268,000Wholesale

Hidalgo (78557) market snapshot

$268,000 ▲ 3.5%Median listing price
$152Price per sq ft
67 days ▼ 30%Days on market
$1,500 ▲ 15.4%Median rent
105Active listings
6.7%Gross rent yield

In addition, the Zillow Home Value Index is $189,778 (down 2.3% from a year earlier) as of August 2026.

Hidalgo is a city in Hidalgo County, Texas. Population: 11,198 (2010 census).

Max offer when the ARV equals the median price$268,000 × 70% − $21,000 repairs = $166,600 max offer

Also see the full 78557 market report on Realtor.com →Then view 78557 homes on Zillow →

La JoyaZIP 78560$230,000Wholesale

La Joya (78560) market snapshot

$230,000 ▲ 12.2%Median listing price
$135Price per sq ft
83 days ▲ 3.8%Days on market
n/aMedian rent
50Active listings
n/aGross rent yield

In addition, the Zillow Home Value Index is $160,635 (down 0.5% from a year earlier) as of August 2026.

La Joya is a city in Hidalgo County, Texas. It is part of the McAllen–Edinburg–Mission and Reynosa–McAllen metropolitan areas. Population: 4,457.

Max offer when the ARV equals the median price$230,000 × 70% − $18,000 repairs = $143,000 max offer

Also see the full 78560 market report on Realtor.com →Then view 78560 homes on Zillow →

LinnZIP 78563Wholesale

Linn (78563) market snapshot

Linn, formerly San Manuel-Linn, is a census-designated place in Hidalgo County, Texas. It is part of the McAllen–Edinburg–Mission Metropolitan Statistical Area. Population: 733.

Investor note: Unincorporated area: permits, liens, and code enforcement are handled by the township or county, so pull records there. Small market: few sales each year, so verify every comp and keep a local buyers list.

AltonZIP 78572$272,250Negotiate

Alton (78572) market snapshot

$272,250 ▼ 1.2%Median listing price
$149Price per sq ft
82 days ▲ 13.9%Days on market
$1,400 ▼ 6.7%Median rent
679 ▲ 5.6%Active listings
6.2%Gross rent yield

In addition, the Zillow Home Value Index is $196,378 (down 1% from a year earlier) as of August 2026.

Alton is a city in Hidalgo County, Texas. Population: 18,198 (2020 census).

Max offer when the ARV equals the median price$272,250 × 70% − $22,000 repairs = $168,575 max offer

Also see the full 78572 market report on Realtor.com →Then view 78572 homes on Zillow →

PharrZIP 78577$225,000Negotiate

Pharr (78577) market snapshot

$225,000 ▲ 2.3%Median listing price
$141Price per sq ft
81 days ▲ 26.6%Days on market
$1,150 ▼ 4.2%Median rent
442 ▲ 26.3%Active listings
6.1%Gross rent yield

In addition, the Zillow Home Value Index is $165,327 (down 1.8% from a year earlier) as of August 2026.

Pharr is a city in Hidalgo County, Texas. Pharr is connected by bridge to the Mexican city of Reynosa, Tamaulipas. Pharr is part of the McAllen–Edinburg–Mission and Reynosa–McAllen metropolitan areas. Population: 79,715.

Max offer when the ARV equals the median price$225,000 × 70% − $18,000 repairs = $139,500 max offer

Also see the full 78577 market report on Realtor.com →Then view 78577 homes on Zillow →

San JuanZIP 78589$254,825Negotiate

San Juan (78589) market snapshot

$254,825 ▼ 3.9%Median listing price
$166Price per sq ft
88 days ▲ 8.7%Days on market
$1,325 ▲ 1.9%Median rent
307 ▼ 17.9%Active listings
6.2%Gross rent yield

In addition, the Zillow Home Value Index is $183,480 (down 0.4% from a year earlier) as of August 2026.

San Juan is a city in Hidalgo County, Texas. The city is known for the Basilica of the National Shrine of Our Lady of San Juan del Valle, one of the largest churches in South Texas. Population: 35,294.

Max offer when the ARV equals the median price$254,825 × 70% − $20,000 repairs = $158,378 max offer

Also see the full 78589 market report on Realtor.com →Then view 78589 homes on Zillow →

Choose a ZIP code from the menu to see its investing data, then compare markets. Market data: Realtor.com, October 2026, and Zillow Home Value Index, August 2026. Also, gross rent yield is 12 months of median rent divided by the median listing price; the max offer assumes repairs of 8% of the median price.

Antonio Stringfield, ForeclosuresDaily.com customer

Customer review 6 of 8

Antonio Stringfield
Probate investor · Los Angeles

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Cash buyers

How do you build your buyers list in Hidalgo County?

Build your buyers list before you sign your first contract. Your best buyers are cash buyers who can close quickly, such as flippers, landlords, and small builders.

  • First of all, attend local real estate investor meetups.
  • Also, review recent cash sales in county records to find active buyers.
  • Then connect with title companies, hard money lenders, and property managers.
  • Finally, ask every buyer for their buy box: areas, price range, and rehab level.
Contracts

What does assigning contracts mean in Texas?

Assigning contracts means transferring your rights as the buyer under a purchase agreement to another investor. Your contract should allow assignment, and your buyer typically pays your assignment fee at closing.

Wholesaling is legal in most states, but the rules differ. Some states require disclosures or a real estate license for certain activities, so review your contracts with a Texas real estate attorney before you start.

Nancy Wallace-Laab, ForeclosuresDaily.com customer

Customer review 7 of 8

Nancy Wallace-Laab
Investor · nearly 20 years

Nancy focuses on the best outcome for both the seller and the investor, drawing on nearly 20 years of real estate investing experience.

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Phillip Warrick, ForeclosuresDaily.com customer

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Phillip Warrick
Full-time investor since 2003

Full-time real estate investor since 2003, with over 20 years of experience.

More guides

More wholesaling guides in Texas

Compare nearby markets before you choose where to farm. For example, these local guides cover other Texas cities and counties:

Bell County · Bexar County · Brazoria County · Cameron County · Dallas County · Denton County · Ellis County · Fort Bend County · Harris County · McLennan County

Also, see Wholesaling Real Estate for Profit for the profit math and guides in every state.

FAQ

Wholesaling questions for Hidalgo County

How do you wholesale real estate in Hidalgo County?

First of all, find a motivated seller through probate, pre-foreclosure, or absentee-owner leads. Then sign a contract at a discount, and finally assign it to a cash buyer for a fee.

Is wholesaling legal in Texas?

Wholesaling is legal in most states, but the rules vary. For example, some states require disclosures or a license for certain activities, so have a Texas real estate attorney review your contracts.

How much can you make wholesaling in Hidalgo County?

Assignment fees vary by deal. For instance, a fee of about 3% on a home priced near the Hidalgo County median of $259,000 would be roughly $8,000.

Which Hidalgo County ZIP codes have the lowest entry prices?

Among the ZIP codes in this guide, the lowest median listing prices are in 78537 (Donna) at $212,975, 78577 (Pharr) at $225,000, and 78560 (La Joya) at $230,000, based on Realtor.com data from October 2026.

Where do Hidalgo County foreclosures come from?

Most start with missed mortgage payments, so pre-foreclosure filings appear months before an auction. As a result, investors who reach owners early can buy before the home is listed.

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