Wholesaling Real Estate in Pasco County, Florida
Also, wholesaling in Pasco County means you never have to buy, rehab or hold a house to get paid. In addition, you locate a distressed property from Hudson to Zephyrhills, sign a purchase contract with an owner who needs to sell, and assign that contract to a cash investor for a fee.
In general, every Pasco County foreclosure has to go through the circuit court before the clerk's online sale, so wholesalers who reach owners early in the case have the most room to work.
Hear From Our Customers
Click a profile to watch their video or read their story.
Pasco County, Florida housing market at a glance
Market data: Realtor.com Pasco County housing market, October 2026. Zillow Home Value Index for Pasco County: $329,346 (down 2.1% from a year earlier), August 2026. View homes on Zillow.
Why Pasco County works for wholesalers
Overall, a Pasco County assignment ties up a house with a signed contract and an earnest money deposit rather than a loan. Generally, the cash buyer pays for the repairs. As a result, you never run a job site, and many deals close inside a few weeks.
Wholesalers who follow Pasco County probate cases, divorce filings and foreclosure suits. Then, call owners before anyone else, tend to land the best off-market contracts.
How a Pasco County wholesale deal comes together
A Pasco County contract moves through these stages between the first lead and your paid fee:
- Find a distressed property
So, build lists of Pasco owners with a solid reason to sell, such as heirs, tired landlords and borrowers named in a lis pendens. - Run the numbers
In general, pin down the after-repair value (ARV) from recent sales in the same community, because the rest of your numbers depend on it. - Sign a purchase contract
So, agree on a contract price that leaves a margin for your buyer and covers your fee. - Find a cash buyer
Overall, offer the house to a flipper, rental investor or other cash buyer from your Tampa Bay list. - Assign the contract
So, sign the assignment that passes your purchase rights to the buyer in exchange for the agreed fee. - Collect your fee
When the sale closes, the title company or closing attorney usually pays your fee from the proceeds.
Motivated sellers who want to liquidate fast
For this reason, ForeclosuresDaily.com’s off-market real estate platform covers every major distress signal in Pasco County, cross-referenced with tax rolls and property appraiser records.
Working out a Pasco County wholesale offer
Generally, Pasco offers begin with ARV, the price a house should bring once repairs are done.
Under the 70% Rule, cash buyers cap their price at 70% of ARV minus repairs. Since your fee comes out of that cap, the price you sign with the seller has to be lower.
Wholesale offer example
| Step | Amount |
|---|---|
| ARV | $345,000 |
| 70% of ARV − repairs ($28,000) | $213,500 |
| Your assignment fee | − $10,000 |
| Your contract price |
Pasco County ZIP codes worth targeting
Also, begin with the Pasco ZIP codes below and branch out once you see where your buyers want to own. In addition, each ZIP code opens to its own data.
ZIP 33525 · Ridge Manor · $399,990 · Negotiate
Market snapshot: Ridge Manor (33525)
| Metric | Value |
|---|---|
| Median listing price | $399,990 ▼ 3.6% |
| Price per sq ft | $201 |
| Days on market | 74 days ▼ 8.6% |
| Median rent | $2,200 ▲ 10.6% |
| Active listings | 644 ▼ 1.3% |
| Gross rent yield | 6.6% |
Ridge Manor (33525) shows a Zillow Home Value Index of $345,153 as of August 2026, 2% below a year earlier.
In general, ZIP 33525 is part of Dade City, FL.
Investor note: Ridge Manor owners in 33525 surface fastest through probate, pre-foreclosure and absentee-owner lists, so start your outreach there.
Max offer when the ARV equals the median price: $399,990 × 70% − $32,000 repairs = $247,993 max offer
ZIP 33540 · Zephyrhills · $345,000 · Negotiate
Market snapshot: Zephyrhills (33540)
| Metric | Value |
|---|---|
| Median listing price | $345,000 ▼ 3.5% |
| Price per sq ft | $184 |
| Days on market | 69 days ▼ 7.8% |
| Median rent | $2,200 ▼ 6.4% |
| Active listings | 272 ▲ 10.7% |
| Gross rent yield | 7.7% |
Zephyrhills (33540) posted a Zillow Home Value Index of $329,742 in August 2026, down 2.5% from the prior year.
Zephyrhills is a city in Pasco County, Florida. Overall, the city is the headquarters of the Zephyrhills bottled water company. The current mayor is Melonie Monson.
Investor note: Zephyrhills runs its own city government, so its code-violation, vacant-property and rental-registration lists are worth pulling for 33540.
Max offer when the ARV equals the median price: $345,000 × 70% − $28,000 repairs = $213,500 max offer
ZIP 33543 · Wesley Chapel · $424,500 · Negotiate
Market snapshot: Wesley Chapel (33543)
| Metric | Value |
|---|---|
| Median listing price | $424,500 ▼ 10.6% |
| Price per sq ft | $205 |
| Days on market | 79 days ▲ 5.3% |
| Median rent | $2,400 |
| Active listings | 496 ▼ 8.7% |
| Gross rent yield | 6.8% |
For Wesley Chapel (33543), the August 2026 Zillow Home Value Index came in at $407,059, a 2.9% drop over twelve months.
Wesley Chapel is a census-designated place in Pasco County, Florida. It is a suburb in the Tampa Bay area. Population: 64,866 (2020 census).
Investor note: Wesley Chapel is unincorporated, so Pasco County handles its permits, liens and code enforcement, and those county records are where to search. Homes with water views or access often sell at a premium, so compare ARV carefully and check flood zones. As a commuter suburb, it draws owner-occupant buyers who support retail resales and fast assignments.
Max offer when the ARV equals the median price: $424,500 × 70% − $34,000 repairs = $263,150 max offer
ZIP 33576 · San Antonio · $349,945 · Buy & hold
Market snapshot: San Antonio (33576)
| Metric | Value |
|---|---|
| Median listing price | $349,945 ▼ 1.4% |
| Price per sq ft | $200 |
| Days on market | 114 days ▲ 60.6% |
| Median rent | $2,201 ▼ 4.3% |
| Active listings | 312 ▲ 45.8% |
| Gross rent yield | 7.5% |
San Antonio (33576) had a Zillow Home Value Index of $342,402 in August 2026, 3.2% lower than a year before.
San Antonio, or unofficially "San Ann" or "San An" as the locals call it, is a city in Pasco County, Florida. It is a suburban city included in the Tampa-St.
Generally, petersburg-Clearwater, Florida Metropolitan Statistical Area, much more commonly known as the Tampa Bay Area. Also, the city lies within Florida's 12th congressional district. Also, it was established as a Catholic colony by Judge Edmund F. Population: 1,297 (2020 census).
Investor note: A college near San Antonio keeps rental demand steady, which appeals to buy-and-hold investors in 33576.
Max offer when the ARV equals the median price: $349,945 × 70% − $28,000 repairs = $216,961 max offer
ZIP 34639 · Land O' Lakes · $415,000 · Negotiate
Market snapshot: Land O' Lakes (34639)
| Metric | Value |
|---|---|
| Median listing price | $415,000 ▼ 9.8% |
| Price per sq ft | $222 |
| Days on market | 49 days ▼ 24.6% |
| Median rent | $2,300 ▲ 4.5% |
| Active listings | 147 ▲ 1.3% |
| Gross rent yield | 6.7% |
Land O' Lakes (34639) recorded a Zillow Home Value Index of $405,126 for August 2026, off 1.7% year over year.
Land O' Lakes is a census-designated place in Pasco County, Florida. It is part of the Tampa-St. Petersburg-Clearwater, Florida MSA. Population: 35,929.
Max offer when the ARV equals the median price: $415,000 × 70% − $33,000 repairs = $257,500 max offer
ZIP 34653 · New Port Richey · $265,000 · Buy & hold
Market snapshot: New Port Richey (34653)
| Metric | Value |
|---|---|
| Median listing price | $265,000 ▲ 1.6% |
| Price per sq ft | $191 |
| Days on market | 67 days ▼ 12.5% |
| Median rent | $1,649 ▼ 8.4% |
| Active listings | 330 ▼ 5.4% |
| Gross rent yield | 7.5% |
In central New Port Richey (34653), the Zillow Home Value Index stood at $250,206 in August 2026, 1.2% under the prior year.
Similarly, new Port Richey is a Pasco County city in the Tampa-St. Petersburg-Clearwater metro area. In general, ZIP 34653 takes in the middle of the city.
Max offer when the ARV equals the median price: $265,000 × 70% − $21,000 repairs = $164,500 max offer
ZIP 34654 · New Port Richey · $340,000 · Buy & hold
Market snapshot: New Port Richey (34654)
| Metric | Value |
|---|---|
| Median listing price | $340,000 ▲ 4.6% |
| Price per sq ft | $192 |
| Days on market | 64 days ▼ 1.5% |
| Median rent | $2,000 ▼ 4.7% |
| Active listings | 343 ▼ 0.6% |
| Gross rent yield | 7.1% |
ZIP 34654 in New Port Richey carries a Zillow Home Value Index of $315,230 for August 2026, down 1.4% from a year earlier.
Overall, ZIP 34654 covers the northeastern part of New Port Richey, about 5 miles from the center of the city.
Investor note: Prices shift from one part of New Port Richey to another. As a result, pull comps from inside 34654 rather than across the whole city.
Max offer when the ARV equals the median price: $340,000 × 70% − $27,000 repairs = $211,000 max offer
ZIP 34667 · Hudson · $335,000 · Wholesale
Market snapshot: Hudson (34667)
| Metric | Value |
|---|---|
| Median listing price | $335,000 |
| Price per sq ft | $207 |
| Days on market | 74 days ▼ 11.1% |
| Median rent | $1,900 ▼ 9.5% |
| Active listings | 701 ▼ 4.7% |
| Gross rent yield | 6.8% |
Central Hudson (34667) shows an August 2026 Zillow Home Value Index of $277,149, a 2% annual decline.
Hudson is a census-designated place located at the westernmost end of Pasco County, Florida, United States, and is included in the Tampa-St. Population: 12,944. Generally, ZIP 34667 covers the central part of Hudson.
Max offer when the ARV equals the median price: $335,000 × 70% − $27,000 repairs = $207,500 max offer
ZIP 34669 · Hudson · $340,000 · Wholesale
Market snapshot: Hudson (34669)
| Metric | Value |
|---|---|
| Median listing price | $340,000 ▲ 3.3% |
| Price per sq ft | $179 |
| Days on market | 52 days ▼ 10.3% |
| Median rent | $1,977 ▼ 8.1% |
| Active listings | 260 ▲ 1.3% |
| Gross rent yield | 7.0% |
For eastern Hudson (34669), the Zillow Home Value Index reached $311,447 as of August 2026, 1.3% below twelve months earlier.
Also, ZIP 34669 covers the eastern part of Hudson, about 2 miles from the center of the city.
Investor note: 34669 sits near the center of Hudson, where older houses and rentals are common, so rental-registration and code-violation records are good places to dig.
Max offer when the ARV equals the median price: $340,000 × 70% − $27,000 repairs = $211,000 max offer
ZIP 34690 · Holiday · $258,000 · Negotiate
Market snapshot: Holiday (34690)
| Metric | Value |
|---|---|
| Median listing price | $258,000 ▼ 3.5% |
| Price per sq ft | $208 |
| Days on market | 58 days ▼ 4.9% |
| Median rent | $1,800 ▲ 4.3% |
| Active listings | 119 ▲ 3.3% |
| Gross rent yield | 8.4% |
Holiday (34690) posted a Zillow Home Value Index of $218,026 in August 2026, down 1.6% from the year before.
Holiday is a census-designated place in Pasco County, Florida. It is a suburb of the Tampa-St. In the early 1960s, William W. Later Boyd began drumming up support to name the community Holiday. Population: 24,939 (2020 census).
Max offer when the ARV equals the median price: $258,000 × 70% − $21,000 repairs = $159,600 max offer
On this page, gross rent yield is median rent over 12 months divided by the median listing price, and the max offer formula budgets repairs at 8% of the median price.
Finding cash buyers for Pasco County deals
So, line up Pasco buyers before you sign your first seller. In general, cash flippers, landlords and small builders who close quickly should be first on the list.
Contract assignment in Florida, explained for Pasco wholesalers
Generally, rules for wholesalers change from state to state, and some call for disclosures or a license depending on what you do. Then, have a Florida real estate attorney check your contracts before your first Pasco County deal.
ForeclosuresDaily off-market opportunities before your competition
Pasco County at a glance
Also, Florida forecloses through the circuit court, and the county clerk runs the sale, often online.
In addition, an owner can redeem only until the clerk files the certificate of sale, so owners behind on a mortgage have a short window to sell. In Pasco County, contracts signed before the sale date leave time to find a buyer.
Sources: U.S. Census Bureau QuickFacts, Pasco County, Florida (2020 to 2024 American Community Survey; population estimate for July 1, 2025) and state foreclosure law summary.
In fact, since 2004, ForeclosuresDaily.com has helped investors, wholesalers, flippers, and agents reach motivated sellers first.
Pasco County wholesaling FAQs
What are the steps to wholesale a Pasco County house?
Is wholesaling legal in Florida?
What can a Pasco County wholesaler earn per deal?
Which Pasco County ZIP codes cost the least to buy into?
How does a Pasco County foreclosure begin?
Get Pasco County wholesale leads today
In addition, daily off-market lists for Ridge Manor, Zephyrhills, Wesley Chapel and the rest of Pasco County.