Florida Foreclosures and Distressed Properties Statewide: Clerk Sales and Ten Ranked Counties
However, foreclosures that make it onto listing sites draw a crowd of investors at once. ForeclosuresDaily.com gets you to distressed owners at an earlier stage, while a private sale is still possible and nothing is on the MLS.
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Florida housing numbers right now
Local market snapshot
Market data: Realtor.com Florida housing market, October 2026. Zillow Home Value Index for Florida: $375,470 (down 1.5% from a year earlier), August 2026. View homes on Zillow.
Florida homes in distress: what does that mean?
A home becomes distressed when its owner is under pressure to sell. For example, common triggers include falling behind on the mortgage, a death in the family, a divorce, unpaid property taxes, or repairs the owner cannot pay for.
In fact, those points usually come from motivated sellers whose homes are not advertised and not on the Multiple Listing Service (MLS). Fewer competing buyers means you can negotiate a wholesale price rather than outbid retail shoppers.
Overall, Florida has about 23 million residents. Ranked by inventory, Miami-Dade County, Lee County, and Broward County are its busiest markets right now. As a result, more listings there mean more owners feeling pressure.
Spotting Florida distress before the clerk's sale
However, foreclosure sites list homes only after a bank or the county clerk's auction is involved. To get to a deal first, start earlier in the process:
- Pick your counties Above all, narrow your search to a small set of Florida counties whose values you understand and where cash buyers already know you.
- Choose lead types A probate case, a lis pendens, a divorce filing, a code violation, or a tax delinquency each signals a different motive, so match lead types to how you like to buy.
- Use fresh data Because ForeclosuresDaily fresh leads are updated daily, your letter can be the first one a Florida owner opens.
- Target your marketing Then point every postcard, call, and text at owners who show a genuine reason to sell, and let the lead data filter out everyone else.
- Run the numbers Comparable Florida sales tell you the after-repair value (ARV); plug it into the 70% Rule before you talk price.
- Make a fair offer Solve the seller's problem with a fast, as-is cash closing, and afterward wholesale or flip the house.
Who needs to sell fast across Florida
Every major distress signal in Florida feeds into the ForeclosuresDaily.com off-market platform, where records are checked against county tax rolls and property appraiser files.
Lead types to work
How the 70% Rule and ARV set a Florida offer
In general, every serious offer from a flipper or wholesaler is built backward from the after-repair value (ARV).
Then the 70% Rule limits your price to 70% of ARV, less the repair budget. Finally, what remains pays for holding and closing costs plus your flip profit, or becomes your assignment fee on a wholesale deal.
70% Rule example
| Step | Amount |
|---|---|
| ARV | $414,900 |
| 70% of ARV | $290,430 |
| Estimated repairs | − $33,000 |
| Maximum offer |
Ten Florida counties ranked by homes for sale
Specifically, ranked by active inventory, these are the 10 Florida counties with the most homes on the market. Then expand one for local investing data and decide which strategy suits it.
Above state median · Miami-Dade County · $589,000 · Flip
| Metric | Value |
|---|---|
| Median listing price | $589,000 ▼ 1.7% |
| Price per sq ft | $460 |
| Days on market | 88 days ▼ 5.4% |
| Median rent | $2,900 ▼ 2.3% |
| Active listings | 21,753 ▼ 9.5% |
| Gross rent yield | 5.9% |
Meanwhile, Miami-Dade's typical home is worth $521,012 on the Zillow Home Value Index, down 0% from a year earlier, as of August 2026.
Price per square foot is higher here than in any other county on this list. The median price has slipped 1.7% from a year ago and inventory has fallen 9.5%. Meanwhile, strong resale values reward a carefully planned renovation.
Max offer when the ARV equals the median price: $589,000 × 70% − $47,000 repairs = $365,300 max offer
Also see the full Miami-Dade County market report on Realtor.com →
Then view Miami-Dade County homes on Zillow →
Below state median · Lee County · $380,000 · Negotiate
| Metric | Value |
|---|---|
| Median listing price | $380,000 ▼ 6.2% |
| Price per sq ft | $232 |
| Days on market | 95 days ▼ 10.4% |
| Median rent | $2,000 ▼ 9.1% |
| Active listings | 20,996 ▼ 14.3% |
| Gross rent yield | 6.3% |
In addition, as of August 2026, the Zillow Home Value Index puts Lee County at $335,409, a 4.4% drop over twelve months.
Lee County's median price is 6.2% lower than a year ago and inventory is down 14.3%. As a result, softer prices give you room to negotiate with sellers who need to move.
Max offer when the ARV equals the median price: $380,000 × 70% − $30,000 repairs = $236,000 max offer
Also see the full Lee County market report on Realtor.com →
Then view Lee County homes on Zillow →
Below state median · Broward County · $380,000 · Negotiate
| Metric | Value |
|---|---|
| Median listing price | $380,000 ▼ 5% |
| Price per sq ft | $302 |
| Days on market | 85 days ▼ 3.4% |
| Median rent | $2,521 ▲ 0.3% |
| Active listings | 18,213 ▼ 12.4% |
| Gross rent yield | 8.0% |
Meanwhile, Broward County homes carry a Zillow Home Value Index of $423,492 for August 2026, which is 2.1% lower than a year before.
Similarly, the Broward median has fallen 5% in a year, with inventory down 12.4%. Sellers are adjusting to slower demand, so offers under asking still get considered.
Max offer when the ARV equals the median price: $380,000 × 70% − $30,000 repairs = $236,000 max offer
Also see the full Broward County market report on Realtor.com →
Then view Broward County homes on Zillow →
Above state median · Palm Beach County · $480,000 · Wholesale
| Metric | Value |
|---|---|
| Median listing price | $480,000 ▼ 1% |
| Price per sq ft | $302 |
| Days on market | 80 days ▼ 9.1% |
| Median rent | $2,760 ▲ 0.4% |
| Active listings | 13,867 ▼ 14.9% |
| Gross rent yield | 6.9% |
In addition, Values in Palm Beach County rose 1.2% over the past year, with the Zillow Home Value Index at $474,416 in August 2026.
Prices in Palm Beach County are off 1% year over year while inventory has dropped 14.9%. Because values sit close to the area median, look for deep discounts from off-market owners.
Max offer when the ARV equals the median price: $480,000 × 70% − $38,000 repairs = $298,000 max offer
Also see the full Palm Beach County market report on Realtor.com →
Then view Palm Beach County homes on Zillow →
Below state median · Charlotte County · $360,700 · Negotiate
| Metric | Value |
|---|---|
| Median listing price | $360,700 ▼ 5% |
| Price per sq ft | $216 |
| Days on market | 94 days ▼ 14.6% |
| Median rent | $2,300 |
| Active listings | 10,762 ▼ 14% |
| Gross rent yield | 7.7% |
Meanwhile, zillow pegs the typical Charlotte County value at $297,268 (Zillow Home Value Index, August 2026), off 4.9% year over year.
Charlotte County's median is down 5% and inventory down 14% compared with last year. Therefore, use the longer market times to work repair costs into your purchase price.
Max offer when the ARV equals the median price: $360,700 × 70% − $29,000 repairs = $223,490 max offer
Also see the full Charlotte County market report on Realtor.com →
Then view Charlotte County homes on Zillow →
Above state median · Hillsborough County · $415,000 · Negotiate
| Metric | Value |
|---|---|
| Median listing price | $415,000 ▼ 6.3% |
| Price per sq ft | $231 |
| Days on market | 67 days ▼ 5.5% |
| Median rent | $2,200 ▼ 3.9% |
| Active listings | 10,227 ▼ 5% |
| Gross rent yield | 6.4% |
Similarly, in Hillsborough County the Zillow Home Value Index read $377,121 in August 2026, slipping 1.4% from the prior year.
No county on this list sells homes faster than Hillsborough. Its median price is 6.3% below last year and inventory is down 5%.
Max offer when the ARV equals the median price: $415,000 × 70% − $33,000 repairs = $257,500 max offer
Also see the full Hillsborough County market report on Realtor.com →
Then view Hillsborough County homes on Zillow →
Above state median · Sarasota County · $460,000 · Negotiate
| Metric | Value |
|---|---|
| Median listing price | $460,000 ▼ 4.2% |
| Price per sq ft | $275 |
| Days on market | 94 days ▼ 11.3% |
| Median rent | $2,800 ▲ 5.7% |
| Active listings | 9,572 ▼ 12.3% |
| Gross rent yield | 7.3% |
Similarly, Likewise, Sarasota County's August 2026 Zillow Home Value Index came in at $396,714, a decline of 2.9% in a year.
Likewise, Sarasota's median price has eased 4.2% in a year, and the number of homes for sale is 12.3% lower.
Max offer when the ARV equals the median price: $460,000 × 70% − $37,000 repairs = $285,000 max offer
Also see the full Sarasota County market report on Realtor.com →
Then view Sarasota County homes on Zillow →
Above state median · Orange County · $430,000 · Wholesale
| Metric | Value |
|---|---|
| Median listing price | $430,000 ▼ 0.9% |
| Price per sq ft | $242 |
| Days on market | 71 days ▼ 1.4% |
| Median rent | $2,120 ▼ 5.8% |
| Active listings | 9,496 ▼ 0.4% |
| Gross rent yield | 5.9% |
Also, for Orange County, the August 2026 reading of the Zillow Home Value Index is $400,602, about 1.2% under last year's level.
Orange County prices are only 0.9% below a year ago. As a result, that balance makes the county a reliable source of wholesale deals.
Max offer when the ARV equals the median price: $430,000 × 70% − $34,000 repairs = $267,000 max offer
Also see the full Orange County market report on Realtor.com →
Then view Orange County homes on Zillow →
Below state median · Marion County · $299,500 · Buy & hold
| Metric | Value |
|---|---|
| Median listing price | $299,500 ▼ 0.1% |
| Price per sq ft | $181 |
| Days on market | 78 days |
| Median rent | $1,800 ▼ 2.7% |
| Active listings | 8,459 ▼ 7.8% |
| Gross rent yield | 7.2% |
Moreover, Marion County shows the lowest Zillow Home Value Index in this group at $269,197 as of August 2026, down 2.3% from twelve months earlier.
However, Marion County has the lowest entry prices in the group, which suits wholesaling and first flips. The median is down just 0.1% and inventory is down 7.8%. Meanwhile, rents cover a bigger share of the price, which helps landlords.
Max offer when the ARV equals the median price: $299,500 × 70% − $24,000 repairs = $185,650 max offer
Also see the full Marion County market report on Realtor.com →
Then view Marion County homes on Zillow →
Above state median · Collier County · $685,000 · Buy & hold
| Metric | Value |
|---|---|
| Median listing price | $685,000 ▼ 2.2% |
| Price per sq ft | $382 |
| Days on market | 106 days ▼ 11.5% |
| Median rent | $5,800 ▲ 7.4% |
| Active listings | 7,105 ▼ 15.2% |
| Gross rent yield | 10.2% |
Meanwhile, Collier County tops this list on the Zillow Home Value Index at $550,723 in August 2026, even after a 2.4% yearly dip.
Moreover, compared with prices, Collier County rents are high, an advantage for buy-and-hold investors. The median price dropped 2.2% and inventory 15.2% over the year. Therefore, that rent yield makes holding after purchase attractive.
Max offer when the ARV equals the median price: $685,000 × 70% − $55,000 repairs = $424,500 max offer
Also see the full Collier County market report on Realtor.com →
Then view Collier County homes on Zillow →
In addition, to compute gross rent yield, take median monthly rent over 12 months and divide by the median listing price. Also, in the 70% Rule example, repairs are set at 8% of the median price.
Florida deals off the MLS, ahead of the competition
Since 2004 the people using ForeclosuresDaily.com, from investors and wholesalers to flippers and agents, have been first in line with motivated sellers.
Why off-market deals work
Your Florida foreclosure questions, answered
What is the best way to find distressed Florida properties for sale?
Which websites show Florida foreclosures?
Which Florida counties in this guide cost least to enter?
Where in Florida do homes spend the fewest days on the market?
How can a Florida wholesaler find deals that leave room for a fee?
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