Florida · Statewide

Florida Foreclosures and Distressed Properties Statewide

By the time a Florida foreclosure shows up on a listing site, dozens of investors are already bidding. Instead, ForeclosuresDaily.com puts you in touch with distressed owners earlier, while the property is still for sale privately and not listed on the MLS.

Pre-foreclosureProbate & pre-probateDivorceTax delinquentAbsentee owners

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Florida distressed properties map by area and ZIP code
$414,900
Median listing price (down 3.5%)
281,322
Active listings in Florida
81 days
Average time on market
$2,499
Median rent (down 0%)

Market data: Realtor.com Florida housing market, October 2026. Zillow Home Value Index for Florida: $375,470 (down 1.5% from a year earlier), August 2026. View homes on Zillow.

Carolynn Castillo, ForeclosuresDaily.com customer

Customer review 1 of 8Featured success story

Listed and sold 25 properties and personally bought and sold four fix-and-flip properties, all generated from probate leads.

Carolynn Castillo
Realtor & Broker · eXp Realty

Distressed real estate for sale

What is a distressed property?

A distressed property is a home whose owner is under pressure to sell. Usually, the cause is a life event, such as a missed mortgage payment, a death in the family, a divorce, unpaid property taxes, or repairs the owner cannot afford.

The median listing price in Florida is near $415,000, so a few points of discount decide whether a flip pays. Generally, those points come from motivated sellers whose property is not publicly advertised for sale and not listed on the Multiple Listing Service (MLS). Because there is less competition, you can negotiate wholesale pricing instead of bidding against retail buyers.

Florida is home to about 23 million people. In addition, by inventory, its busiest markets right now are Miami-Dade County, Lee County, and Broward County, where more listings mean more owners under pressure.

Florida real estate investors finding off-market deals
Shannon Thompson, ForeclosuresDaily.com customer

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Shannon Thompson
Investor · Joe Homebuyer of Atlanta

Watch Shannon Thompson share their experience using ForeclosuresDaily.com.

Step-by-step

How to find distressed properties in Florida

Foreclosure listing sites show homes after the bank or auction is involved. Therefore, to find a deal first, work earlier in the timeline:

Pick your counties

Initially, start with a few Florida counties where you know values and have cash buyers ready.

Choose lead types

Next, pick your leads, because probate, pre-foreclosure, divorce, code violation, and tax delinquency leads each signal a different reason to sell.

Use fresh data

Then use ForeclosuresDaily fresh leads, which are updated daily, so that you reach owners before other investors mail them.

Target your marketing

In addition, data targeting your marketing means mail, calls, and texts go only to owners with a real reason to sell.

Run the numbers

After that, estimate the after-repair value (ARV) from nearby sales, and then apply the 70% Rule.

Make a fair offer

Finally, solve the seller’s problem with a quick, as-is cash close, then wholesale or flip the property.

Andrew Litchfield, ForeclosuresDaily.com customer

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Andrew Litchfield
Webinar host

Andrew Litchfield hosted a ForeclosuresDaily.com monthly webinar for real estate investors.

Anthony Coletti, ForeclosuresDaily.com customer

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Anthony Coletti
Real estate investor

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Find a deal

ARV and the 70% Rule for Florida flips

Real estate flippers and wholesalers use the after-repair value (ARV) to set their maximum offer. For example, the 70% Rule says to pay no more than 70% of ARV, minus repairs. As a result, that margin covers holding costs, closing costs, and profit for property flipping, or your assignment fee when you wholesale.

For instance, here is the math using the Florida median listing price as the ARV and an 8% repair budget.

70% Rule example

ARV$414,900
70% of ARV$290,430
Estimated repairs− $33,000
Maximum offer$257,430
Jeremy Resmer, ForeclosuresDaily.com customer

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Jeremy Resmer
Webinar host

Jeremy Resmer hosted a ForeclosuresDaily.com monthly webinar for real estate investors.

Counties

Florida counties to target

These are the 10 Florida counties with the most homes for sale. Next, choose a county from the menu to open its investing data, and then match the market to your strategy.

Miami-Dade CountyAbove state median$589,000Flip

Miami-Dade County market snapshot

$589,000 ▼ 1.7%Median listing price
$460Price per sq ft
88 days ▼ 5.4%Days on market
$2,900 ▼ 2.3%Median rent
21,753 ▼ 9.5%Active listings
5.9%Gross rent yield

In addition, the Zillow Home Value Index is $521,012 (down 0% from a year earlier) as of August 2026.

Prices per square foot run higher here than anywhere else on this list. Meanwhile, the median price is down 1.7% from a year earlier, and inventory is down 9.5%. As a result, higher resale values here reward a well-planned renovation.

Max offer when the ARV equals the median price$589,000 × 70% − $47,000 repairs = $365,300 max offer

Also see the full Miami-Dade County market report on Realtor.com →Then view Miami-Dade County homes on Zillow →

Lee CountyBelow state median$380,000Negotiate

Lee County market snapshot

$380,000 ▼ 6.2%Median listing price
$232Price per sq ft
95 days ▼ 10.4%Days on market
$2,000 ▼ 9.1%Median rent
20,996 ▼ 14.3%Active listings
6.3%Gross rent yield

In addition, the Zillow Home Value Index is $335,409 (down 4.4% from a year earlier) as of August 2026.

Meanwhile, the median price is down 6.2% from a year earlier, and inventory is down 14.3%. Therefore, softer pricing gives you room to negotiate with motivated sellers.

Max offer when the ARV equals the median price$380,000 × 70% − $30,000 repairs = $236,000 max offer

Also see the full Lee County market report on Realtor.com →Then view Lee County homes on Zillow →

Broward CountyBelow state median$380,000Negotiate

Broward County market snapshot

$380,000 ▼ 5%Median listing price
$302Price per sq ft
85 days ▼ 3.4%Days on market
$2,521 ▲ 0.3%Median rent
18,213 ▼ 12.4%Active listings
8.0%Gross rent yield

In addition, the Zillow Home Value Index is $423,492 (down 2.1% from a year earlier) as of August 2026.

Meanwhile, the median price is down 5% from a year earlier, and inventory is down 12.4%. For this reason, sellers here are adjusting to slower demand, so offers below asking get a hearing.

Max offer when the ARV equals the median price$380,000 × 70% − $30,000 repairs = $236,000 max offer

Also see the full Broward County market report on Realtor.com →Then view Broward County homes on Zillow →

Palm Beach CountyAbove state median$480,000Wholesale

Palm Beach County market snapshot

$480,000 ▼ 1%Median listing price
$302Price per sq ft
80 days ▼ 9.1%Days on market
$2,760 ▲ 0.4%Median rent
13,867 ▼ 14.9%Active listings
6.9%Gross rent yield

In addition, the Zillow Home Value Index is $474,416 (up 1.2% from a year earlier) as of August 2026.

Meanwhile, the median price is down 1% from a year earlier, and inventory is down 14.9%. Because of this, prices sit near the area median, so focus on deep discounts from off-market sellers.

Max offer when the ARV equals the median price$480,000 × 70% − $38,000 repairs = $298,000 max offer

Also see the full Palm Beach County market report on Realtor.com →Then view Palm Beach County homes on Zillow →

Charlotte CountyBelow state median$360,700Negotiate

Charlotte County market snapshot

$360,700 ▼ 5%Median listing price
$216Price per sq ft
94 days ▼ 14.6%Days on market
$2,300Median rent
10,762 ▼ 14%Active listings
7.7%Gross rent yield

In addition, the Zillow Home Value Index is $297,268 (down 4.9% from a year earlier) as of August 2026.

Meanwhile, the median price is down 5% from a year earlier, and inventory is down 14%. Consequently, use the extra time on market to negotiate repairs into your price.

Max offer when the ARV equals the median price$360,700 × 70% − $29,000 repairs = $223,490 max offer

Also see the full Charlotte County market report on Realtor.com →Then view Charlotte County homes on Zillow →

Hillsborough CountyAbove state median$415,000Negotiate

Hillsborough County market snapshot

$415,000 ▼ 6.3%Median listing price
$231Price per sq ft
67 days ▼ 5.5%Days on market
$2,200 ▼ 3.9%Median rent
10,227 ▼ 5%Active listings
6.4%Gross rent yield

In addition, the Zillow Home Value Index is $377,121 (down 1.4% from a year earlier) as of August 2026.

Homes sell faster here than anywhere else on the list. Meanwhile, the median price is down 6.3% from a year earlier, and inventory is down 5%.

Max offer when the ARV equals the median price$415,000 × 70% − $33,000 repairs = $257,500 max offer

Also see the full Hillsborough County market report on Realtor.com →Then view Hillsborough County homes on Zillow →

Sarasota CountyAbove state median$460,000Negotiate

Sarasota County market snapshot

$460,000 ▼ 4.2%Median listing price
$275Price per sq ft
94 days ▼ 11.3%Days on market
$2,800 ▲ 5.7%Median rent
9,572 ▼ 12.3%Active listings
7.3%Gross rent yield

In addition, the Zillow Home Value Index is $396,714 (down 2.9% from a year earlier) as of August 2026.

Meanwhile, the median price is down 4.2% from a year earlier, and inventory is down 12.3%.

Max offer when the ARV equals the median price$460,000 × 70% − $37,000 repairs = $285,000 max offer

Also see the full Sarasota County market report on Realtor.com →Then view Sarasota County homes on Zillow →

Orange CountyAbove state median$430,000Wholesale

Orange County market snapshot

$430,000 ▼ 0.9%Median listing price
$242Price per sq ft
71 days ▼ 1.4%Days on market
$2,120 ▼ 5.8%Median rent
9,496 ▼ 0.4%Active listings
5.9%Gross rent yield

In addition, the Zillow Home Value Index is $400,602 (down 1.2% from a year earlier) as of August 2026.

Meanwhile, the median price is down 0.9% from a year earlier. As a result, balanced pricing makes this area a steady source of wholesale deals.

Max offer when the ARV equals the median price$430,000 × 70% − $34,000 repairs = $267,000 max offer

Also see the full Orange County market report on Realtor.com →Then view Orange County homes on Zillow →

Marion CountyBelow state median$299,500Buy & hold

Marion County market snapshot

$299,500 ▼ 0.1%Median listing price
$181Price per sq ft
78 daysDays on market
$1,800 ▼ 2.7%Median rent
8,459 ▼ 7.8%Active listings
7.2%Gross rent yield

In addition, the Zillow Home Value Index is $269,197 (down 2.3% from a year earlier) as of August 2026.

Entry prices are lower here than in the rest of the group, so it fits wholesaling and first flips. Meanwhile, the median price is down 0.1% from a year earlier, and inventory is down 7.8%. Therefore, rents cover a larger share of the price here, which helps rental investors.

Max offer when the ARV equals the median price$299,500 × 70% − $24,000 repairs = $185,650 max offer

Also see the full Marion County market report on Realtor.com →Then view Marion County homes on Zillow →

Collier CountyAbove state median$685,000Buy & hold

Collier County market snapshot

$685,000 ▼ 2.2%Median listing price
$382Price per sq ft
106 days ▼ 11.5%Days on market
$5,800 ▲ 7.4%Median rent
7,105 ▼ 15.2%Active listings
10.2%Gross rent yield

In addition, the Zillow Home Value Index is $550,723 (down 2.4% from a year earlier) as of August 2026.

Rents are high compared with prices here, especially for buy-and-hold investors. Meanwhile, the median price is down 2.2% from a year earlier, and inventory is down 15.2%. For this reason, a strong rent yield makes this a good place to hold a property after you buy it.

Max offer when the ARV equals the median price$685,000 × 70% − $55,000 repairs = $424,500 max offer

Also see the full Collier County market report on Realtor.com →Then view Collier County homes on Zillow →

Choose a county from the menu to see its investing data, then compare markets. Market data: Realtor.com, October 2026, and Zillow Home Value Index, August 2026. Also, gross rent yield is 12 months of median rent divided by the median listing price; the 70% Rule example assumes repairs of 8% of the median price.

Antonio Stringfield, ForeclosuresDaily.com customer

Customer review 6 of 8

Antonio Stringfield
Probate investor · Los Angeles

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ForeclosuresDaily off-market opportunities before your competition

In fact, since 2004, ForeclosuresDaily.com has helped investors, wholesalers, flippers, and agents reach motivated sellers first.

Not on the MLSHomes for sale privately, before any listing.
Less competitionFewer buyers know the property exists.
Fresh leadsNew records added every day.
NationwideTarget any county or ZIP code.

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Nancy Wallace-Laab, ForeclosuresDaily.com customer

Customer review 7 of 8

Nancy Wallace-Laab
Investor · nearly 20 years

Nancy focuses on the best outcome for both the seller and the investor, drawing on nearly 20 years of real estate investing experience.

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Customer review 8 of 8

Phillip Warrick
Full-time investor since 2003

Full-time real estate investor since 2003, with over 20 years of experience.

FAQ

Florida foreclosure and distressed property questions

How do I find distressed properties for sale in Florida?

Initially, start with public-record signals such as pre-foreclosure, probate, divorce, and tax delinquency. ForeclosuresDaily.com gathers these records daily, so that you can contact Florida owners before the home is listed or sent to auction.

Where can I find foreclosed homes in Florida?

Bank-owned and auction homes appear on sites like Realtor.com, Zillow, and Auction.com. However, off-market pre-foreclosure leads let you reach owners earlier, while they can still sell on their own terms.

Which counties have the lowest entry prices?

Among the counties in this guide, the lowest median listing prices are in Marion County at $299,500, Charlotte County at $360,700, and Lee County at $380,000, based on Realtor.com data from October 2026.

Where do homes sell fastest?

Hillsborough County has the shortest average time on market in this guide, at 67 days. As a result, fast markets reward investors who can reach owners before a home is listed.

How do I find distressed properties for wholesale profit?

First of all, focus on owners with equity and a reason to sell quickly. Then run the 70% Rule, and finally line up cash buyers before you sign a contract you plan to assign.

Get Florida distressed property leads today

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