Bronx County, New York · Wholesaling

Wholesaling Real Estate in Bronx County, New York

Breaking into Bronx real estate usually takes serious money, but wholesaling lets you start with a contract and a small deposit instead of a down payment.

Bronx foreclosures run through the courts, so a contract signed well before the auction leaves room for both your fee and your buyer's profit.

The work is simple to describe: spot a house selling under value, sign a purchase contract, and match it with a Bronx cash buyer who wants it.

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The first step to finding real estate before your competition is to identify the owner

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Market snapshot

Bronx County, New York housing market at a glance

Local market snapshot

Market data: Realtor.com Bronx County housing market, October 2026. Zillow Home Value Index for Bronx County: $501,723 (up 5.9% from a year earlier), August 2026. View homes on Zillow.

Local market snapshot

What makes The Bronx worth a wholesaler's time?

A Bronx wholesale deal rests on a purchase contract and an earnest money check rather than a loan. Repairs belong to the investor who buys your contract, so you skip the contractor headaches, and plenty of assignments settle in a matter of weeks.

Probate leads

Bronx County is home to about 1.5 million residents as of the 2020 census.

A borough of roughly 1.5 million people throws off a heavy volume of probate cases, divorces, and foreclosure filings each year. Bronx investors who follow those records and reach owners early usually see the best off-market deals.

See probate leads

Step-by-step

How does a Bronx wholesale deal unfold?

A Bronx wholesale deal follows a clear sequence from first lead to paid fee:

  1. Find a distressed property
    Build targeted Bronx lead lists of owners who need to sell, such as heirs, tired landlords, and people with a foreclosure case pending.
  2. Run the numbers
    Pin down the after-repair value (ARV) using recent sales on nearby Bronx blocks, because the whole offer rests on it.
  3. Sign a purchase contract
    Negotiate a price that covers your assignment fee and leaves the Bronx buyer a workable margin.
  4. Find a cash buyer
    Present the contract to the flippers, landlords, and other cash buyers on your Bronx list.
  5. Assign the contract
    Transfer your contract rights to the winning Bronx buyer in exchange for your fee.
  6. Collect your fee
    Your Bronx fee comes out of the buyer's money at the closing.
ForeclosuresDaily.com lead workflow: lead source, seller outreach, property analysis, offer decision, make an offer or pass
Find a deal

How do you work out an offer on a Bronx property?

A Bronx offer begins with the ARV, meaning the price the home should fetch after it is fixed up.

The 70% Rule caps your buyer's price at 70% of ARV minus repair costs. Since your assignment fee is carved out of that ceiling, the price you sign with the seller has to sit lower.

Nationwide coverage

Here the Bronx County median listing price stands in for the ARV, with an 8% repair allowance and a typical assignment fee built in.

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Wholesale offer example

StepAmount
ARV$329,000
70% of ARV − repairs ($26,000)$204,300
Your assignment fee− $10,000
Your contract price
Zip codes

Bronx ZIP codes to put on your list

Work these Bronx ZIP codes first, then branch out as your buyers tell you where they want to own. Open any ZIP to view its investing figures.

Foreclosure leads

ZIP 10451 · The Bronx · $250,000 · Negotiate

Market snapshot: The Bronx (10451)

MetricValue
Median listing price$250,000 ▼ 4.4%
Price per sq ft$349
Days on market100 days ▼ 31.7%
Median rent$3,418 ▲ 9.4%
Active listings55 ▼ 5.6%
Gross rent yield16.4%

ZIP 10451 has a Zillow Home Value Index of $334,289 as of August 2026, down 0% from a year earlier, which means values held flat.

The Bronx is the northernmost of the five boroughs of New York City. The borough is coextensive with Bronx County, one of the 62 counties of New York State.

The Bronx is divided by the Bronx River into a hillier section in the west and a flatter eastern section. Population: 1,472,654 (2020 census). ZIP 10451 covers the southwestern part of The Bronx, about 3 miles from the center of the city.

Investor note: In 10451, about 3 miles from the city center, the $250,000 median listing sits well under the $334,289 Zillow value, so check New York City code-violation records and flood maps before you set a price.

Max offer when the ARV equals the median price: $250,000 × 70% − $20,000 repairs = $155,000 max offer

Also see the full 10451 market report on Realtor.com →
Then view 10451 homes on Zillow →

Updated data before your competition

ZIP 10453 · The Bronx · $144,000 · Buy & hold

Market snapshot: The Bronx (10453)

MetricValue
Median listing price$144,000
Price per sq ft$157
Days on market91 days
Median rent$2,600 ▼ 19.4%
Active listings20 ▲ 18.8%
Gross rent yield21.7%

For 10453 the Zillow Home Value Index is $585,353 as of August 2026, an 8.5% jump from the prior year.

ZIP 10453 covers the central part of The Bronx.

Investor note: In 10453 the $144,000 median listing sits far below the $585,353 Zillow value, so find out what kind of property each listing is before you compare. Probate and absentee-owner leads are a good place to start here.

Max offer when the ARV equals the median price: $144,000 × 70% − $12,000 repairs = $88,800 max offer

Also see the full 10453 market report on Realtor.com →
Then view 10453 homes on Zillow →

Cross-referenced records

ZIP 10456 · The Bronx · $369,000 · Negotiate

Market snapshot: The Bronx (10456)

MetricValue
Median listing price$369,000 ▼ 6.9%
Price per sq ft$308
Days on market75 days ▼ 18.9%
Median rent$3,429 ▲ 10.7%
Active listings38
Gross rent yield11.2%

In 10456 the Zillow Home Value Index reached $465,623 in August 2026, 8.3% above a year before.

ZIP 10456 covers the southwestern part of The Bronx, about 2 miles from the center of the city.

Max offer when the ARV equals the median price: $369,000 × 70% − $30,000 repairs = $228,300 max offer

Also see the full 10456 market report on Realtor.com →
Then view 10456 homes on Zillow →

Verified off-market leads

ZIP 10458 · The Bronx · $194,500 · Negotiate

Market snapshot: The Bronx (10458)

MetricValue
Median listing price$194,500 ▼ 12.4%
Price per sq ft$228
Days on market68 days ▼ 4.9%
Median rent$2,999 ▲ 23.7%
Active listings53 ▼ 15.9%
Gross rent yield18.5%

ZIP 10458 posted a Zillow Home Value Index of $441,428 in August 2026, a 6.9% annual gain.

Max offer when the ARV equals the median price: $194,500 × 70% − $16,000 repairs = $120,150 max offer

Also see the full 10458 market report on Realtor.com →
Then view 10458 homes on Zillow →

Targeted real estate lead generation

ZIP 10461 · The Bronx · $699,000 · Negotiate

Market snapshot: The Bronx (10461)

MetricValue
Median listing price$699,000 ▲ 4.4%
Price per sq ft$475
Days on market64 days ▲ 36.2%
Median rent$2,775 ▼ 10.5%
Active listings78 ▲ 5.6%
Gross rent yield4.8%

The eastern Bronx ZIP 10461 shows a Zillow Home Value Index of $728,856 for August 2026, up 7.1% on the year.

ZIP 10461 covers the eastern part of The Bronx, about 3 miles from the center of the city.

Max offer when the ARV equals the median price: $699,000 × 70% − $56,000 repairs = $433,300 max offer

Also see the full 10461 market report on Realtor.com →
Then view 10461 homes on Zillow →

Nationwide coverage

ZIP 10463 · The Bronx · $340,000 · Buy & hold

Market snapshot: The Bronx (10463)

MetricValue
Median listing price$340,000 ▼ 1.4%
Price per sq ft$362
Days on market66 days ▼ 29%
Median rent$2,725 ▼ 9.2%
Active listings317 ▲ 8.2%
Gross rent yield9.6%

In 10463 the Zillow Home Value Index slipped to $359,995 in August 2026, down 4.6% from a year earlier.

ZIP 10463 covers the northwestern part of The Bronx, about 2 miles from the center of the city.

Max offer when the ARV equals the median price: $340,000 × 70% − $27,000 repairs = $211,000 max offer

Also see the full 10463 market report on Realtor.com →
Then view 10463 homes on Zillow →

Custom leads

ZIP 10466 · The Bronx · $650,000 · Flip

Market snapshot: The Bronx (10466)

MetricValue
Median listing price$650,000 ▲ 3.9%
Price per sq ft$450
Days on market38 days ▼ 45.5%
Median rent$3,500 ▲ 4.9%
Active listings110 ▼ 12.2%
Gross rent yield6.5%

ZIP 10466 recorded a Zillow Home Value Index of $671,079 in August 2026, up 9.3% from twelve months before.

ZIP 10466 covers the northeastern part of The Bronx, about 3 miles from the center of the city.

Investor note: 10466 in the northeastern Bronx posted a 9.3% Zillow gain, the strongest on this page, so price from comps inside this ZIP rather than borough-wide averages.

Max offer when the ARV equals the median price: $650,000 × 70% − $52,000 repairs = $403,000 max offer

Also see the full 10466 market report on Realtor.com →
Then view 10466 homes on Zillow →

Foreclosure leads

ZIP 10468 · The Bronx · $212,500 · Buy & hold

Market snapshot: The Bronx (10468)

MetricValue
Median listing price$212,500
Price per sq ft$228
Days on market101 days ▼ 20.5%
Median rent$1,897 ▼ 24.1%
Active listings86
Gross rent yield10.7%

The Zillow Home Value Index for 10468 was $265,472 in August 2026, down 0.6% from a year earlier.

Max offer when the ARV equals the median price: $212,500 × 70% − $17,000 repairs = $131,750 max offer

Also see the full 10468 market report on Realtor.com →
Then view 10468 homes on Zillow →

Updated data before your competition

ZIP 10471 · The Bronx · $320,000 · Negotiate

Market snapshot: The Bronx (10471)

MetricValue
Median listing price$320,000 ▼ 24.8%
Price per sq ft$343
Days on market84 days ▲ 1.6%
Median rent$3,400 ▼ 1.4%
Active listings159 ▼ 4.8%
Gross rent yield12.8%

In 10471, the northern Bronx ZIP, the Zillow Home Value Index sits at $424,108 for August 2026, up 0.6%.

ZIP 10471 covers the northern part of The Bronx, about 3 miles from the center of the city.

Max offer when the ARV equals the median price: $320,000 × 70% − $26,000 repairs = $198,000 max offer

Also see the full 10471 market report on Realtor.com →
Then view 10471 homes on Zillow →

Cross-referenced records

ZIP 10473 · The Bronx · $449,999 · Buy & hold

Market snapshot: The Bronx (10473)

MetricValue
Median listing price$449,999 ▲ 13.9%
Price per sq ft$386
Days on market68 days ▲ 33.3%
Median rent$3,350 ▲ 1.5%
Active listings93 ▲ 12.1%
Gross rent yield8.9%

ZIP 10473 in the southeastern Bronx carries a Zillow Home Value Index of $553,603 as of August 2026, 2.8% higher than a year earlier.

ZIP 10473 covers the southeastern part of The Bronx, about 3 miles from the center of the city.

Max offer when the ARV equals the median price: $449,999 × 70% − $36,000 repairs = $278,999 max offer

Also see the full 10473 market report on Realtor.com →
Then view 10473 homes on Zillow →

Lis pendens leads

Click through each Bronx ZIP card to compare its figures with the others. Bronx data comes from Realtor.com (October 2026) and the Zillow Home Value Index (August 2026).

Gross rent yield here means 12 months of median rent divided by the median listing price, and the max offer figures build in repairs equal to 8% of the median price.

Get fresh data

Cash buyers

Finding cash buyers in The Bronx

Have Bronx buyers ready before you sign with any seller. Cash flippers, landlords, and small builders who can close on short notice make the strongest list.

Go to New York City investor meetups and collect contacts from people who buy in The Bronx.
Look up recent all-cash Bronx sales in city property records to see who is buying.
Build ties with Bronx title companies, hard money lenders, and property managers.
Get each buyer's buy box in writing: neighborhoods, price range, and tolerance for heavy rehab.

Can New York wholesalers assign a Bronx purchase contract?

Distressed homeowner leads

An assignment passes your rights as buyer under a purchase contract to another investor. The contract has to allow it, and your fee normally changes hands at closing.

Rules on wholesaling, disclosures, and licensing are not the same in every state, so have a New York real estate attorney look over your contracts before you take on a Bronx deal.

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Why ForeclosuresDaily

ForeclosuresDaily off-market opportunities before your competition

Bronx County at a glance

1,406,332
Population (2025 estimate)
20.1%
Homes that are owner-occupied
$529,500
Median owner-occupied home value
$1,458
Median gross rent
$48,676
Median household income

New York foreclosures always go through the state Supreme Court.

Lenders must send a notice at least 90 days before filing, a court-appointed referee auctions the home after judgment, and there is no right to buy it back afterward. For Bronx County wholesalers, the weeks before the sale are usually the best time to make an offer.

What changed recently: Under a 2024 state law (L.2024, ch. 55, Part BB), when a New York county or city forecloses for unpaid property taxes and sells the property, the former owner can claim the money left over after the taxes, interest and fees are paid. For homes, late claims are accepted for at least three years after the sale is confirmed.

Sources: U.S. Census Bureau QuickFacts, Bronx County, New York (2020 to 2024 American Community Survey; population estimate for July 1, 2025) and state foreclosure law summary.

In fact, since 2004, ForeclosuresDaily.com has helped investors, wholesalers, flippers, and agents reach motivated sellers first.

Why off-market deals work

FAQ

Bronx wholesaling questions answered

Foreclosure leads

How does a beginner wholesale a house in The Bronx?

Start with Bronx owners who have a reason to sell, found through probate, pre-foreclosure, or absentee-owner leads. Sign a discounted purchase contract that allows assignment, confirm the ARV with nearby Bronx sales, and offer the deal to cash buyers on your list. Your fee is paid when the buyer closes on the property.
Updated data before your competition

Is wholesaling legal in New York?

Contract assignment is permitted in most states, but advertising a home you do not yet own can trigger licensing issues, and states handle that differently. Before you work a Bronx deal, have a New York real estate attorney check your purchase contract, your seller disclosures, and how you plan to market the property to buyers.
Cross-referenced records

What does a Bronx wholesale deal pay?

Every deal is different. A fee of about 3% on a home near the Bronx County median of $329,000 comes to roughly $10,000. Spreads can run wider in higher-priced ZIPs such as 10461 and thinner where listings are cheap. Base your fee on the actual gap between your contract and your buyer's max offer.
Verified off-market leads

Which Bronx ZIP codes cost the least to get into?

Based on Realtor.com data from October 2026, the lowest median listing prices in this guide are in 10453 (The Bronx) at $144,000, 10458 (The Bronx) at $194,500, and 10468 (The Bronx) at $212,500. Low entry prices keep deposits small, but confirm the property type behind each median before you rely on it.
Targeted real estate lead generation

Why do Bronx homes go into foreclosure?

Most Bronx cases start with missed mortgage payments. Lenders must mail a 90-day notice before filing in state Supreme Court, and a contested case can run a year or longer before a referee's auction. Wholesalers who reach owners during that stretch can buy before a sale date ever appears.
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