Wholesaling Real Estate in Richmond County, New York
On Staten Island, a wholesaler earns by locking up a house at a discount and selling that contract position to a cash investor, never taking title or paying for a rehab. Your capital at risk is the earnest money, and your profit is the assignment fee the investor pays to step into your deal.
Richmond County foreclosures run through State Supreme Court and can take years, so a wholesaler who reaches Staten Island owners soon after the 90-day notice has time to negotiate.
Hear From Our Customers
Click a profile to watch their video or read their story.
Richmond County, New York housing market at a glance
Market data: Realtor.com Richmond County housing market, October 2026. Zillow Home Value Index for Richmond County: $728,958 (up 5.4% from a year earlier), August 2026. View homes on Zillow.
What makes Richmond County a good wholesaling market?
A Staten Island wholesale deal is controlled with a signed contract and a deposit, so you never need a mortgage or a rehab loan. The investor who takes your assignment hires the contractors and carries the repairs, and a clean assignment can wrap up in a few weeks.
Almost half a million people means a constant stream of estate cases at the Richmond County Surrogate's Court, matrimonial actions, and foreclosure filings in State Supreme Court. The wholesalers who win on Staten Island are the ones who read those records weekly and call owners before anyone else does.
How a Richmond County wholesale deal comes together
From the first Staten Island lead to a paid assignment fee, a deal moves through six stages:
- Find a distressed property
Build a Staten Island lead list of heirs, burned-out landlords, and owners with a foreclosure case pending, since they have a real reason to sell. - Run the numbers
Price the after-repair value (ARV) from recent sales on the same Staten Island blocks, because every number in your offer flows from it. - Sign a purchase contract
Negotiate a contract price low enough that your investor still profits after paying your assignment fee. - Find a cash buyer
Present the signed deal to the Staten Island flippers, landlords, and cash buyers already on your list. - Assign the contract
Sign an assignment agreement that hands your purchase rights to the investor in return for your fee. - Collect your fee
Collect your fee from the closing funds on the day the investor closes on the Staten Island house.
Motivated sellers who want to liquidate fast
For this reason, ForeclosuresDaily.com’s off-market real estate platform covers every major distress signal in Richmond County, cross-referenced with tax rolls and property appraiser records.
Working out a Staten Island wholesale offer
Your Staten Island offer starts with the ARV, the price the house should fetch once the work is done.
Investors follow the 70% Rule, paying at most 70% of ARV less repair costs. Because your assignment fee is carved from that same figure, the price you sign with a Staten Island owner must come in lower again.
Wholesale offer example
| Step | Amount |
|---|---|
| ARV | $699,900 |
| 70% of ARV − repairs ($56,000) | $433,930 |
| Your assignment fee | − $21,000 |
| Your contract price |
Staten Island ZIP codes for Richmond County wholesalers
These Staten Island ZIP codes are a sensible first farm area; widen it once you know where your buyers want to own. Each card opens to show that ZIP's prices and offer math.
ZIP 10301 · Staten Island · $559,900 · Negotiate
Market snapshot: Staten Island (10301)
| Metric | Value |
|---|---|
| Median listing price | $559,900 ▼ 8.6% |
| Price per sq ft | $398 |
| Days on market | 88 days ▲ 33.3% |
| Median rent | $3,400 ▲ 4.6% |
| Active listings | 249 ▲ 8.6% |
| Gross rent yield | 7.3% |
For 10301, the Zillow Home Value Index reads $715,522 as of August 2026, a gain of 4.5% over twelve months.
Staten Island is the southernmost of the five boroughs of New York City. It is separated from New Jersey by the Arthur Kill and the Kill Van Kull and from the rest of New York by New York Bay.
It is the least densely populated and most suburban borough of the city. Population: 495,747. ZIP 10301 covers the northeastern part of Staten Island, about 4 miles from the center of the city.
Investor note: The $559,900 median listing in 10301 sits more than $150,000 under its $715,522 Zillow value, so many listings here may be smaller or dated homes. Check flood maps for waterfront blocks on this northeastern stretch of Staten Island, and confirm landmark rules before any exterior work.
Max offer when the ARV equals the median price: $559,900 × 70% − $45,000 repairs = $346,930 max offer
ZIP 10302 · Staten Island · $599,900 · Negotiate
Market snapshot: Staten Island (10302)
| Metric | Value |
|---|---|
| Median listing price | $599,900 ▼ 4.7% |
| Price per sq ft | $458 |
| Days on market | 92 days ▲ 84% |
| Median rent | n/a |
| Active listings | 65 ▲ 34.3% |
| Gross rent yield | n/a |
In 10302, the Zillow Home Value Index stands at $639,403 for August 2026, up 5.1% on the year.
ZIP 10302 covers the northern part of Staten Island, about 3 miles from the center of the city.
Investor note: 10302 posted a 5.1% Zillow gain to $639,403, while its median listing of $599,900 still trails that value, which gives a buyer some cushion. Keep comps inside 10302 and build probate and absentee-owner lists for this northern Staten Island ZIP.
Max offer when the ARV equals the median price: $599,900 × 70% − $48,000 repairs = $371,930 max offer
ZIP 10303 · Staten Island · $550,000 · Flip & wholesale
Market snapshot: Staten Island (10303)
| Metric | Value |
|---|---|
| Median listing price | $550,000 ▼ 2.2% |
| Price per sq ft | $430 |
| Days on market | 54 days ▼ 12.9% |
| Median rent | $2,950 ▼ 7.8% |
| Active listings | 90 ▼ 20% |
| Gross rent yield | 6.4% |
Zillow puts the Zillow Home Value Index for 10303 at $557,944 in August 2026, 4.8% above a year before.
Max offer when the ARV equals the median price: $550,000 × 70% − $44,000 repairs = $341,000 max offer
ZIP 10304 · Staten Island · $836,500 · Wholesale
Market snapshot: Staten Island (10304)
| Metric | Value |
|---|---|
| Median listing price | $836,500 ▲ 14.8% |
| Price per sq ft | $493 |
| Days on market | 54 days ▼ 21.7% |
| Median rent | $2,550 ▼ 13.6% |
| Active listings | 204 ▼ 14.5% |
| Gross rent yield | 3.7% |
The Zillow Home Value Index for 10304 was $707,328 in August 2026, having climbed 5.2% in a year.
ZIP 10304 covers the northeastern part of Staten Island, about 3 miles from the center of the city.
Max offer when the ARV equals the median price: $836,500 × 70% − $67,000 repairs = $518,550 max offer
ZIP 10305 · Staten Island · $719,000 · Negotiate
Market snapshot: Staten Island (10305)
| Metric | Value |
|---|---|
| Median listing price | $719,000 ▲ 2.7% |
| Price per sq ft | $509 |
| Days on market | 51 days ▲ 10.9% |
| Median rent | $2,900 ▼ 3.3% |
| Active listings | 223 ▲ 3.2% |
| Gross rent yield | 4.8% |
Across 10305, the Zillow Home Value Index hit $731,660 by August 2026, a 4.9% annual rise.
ZIP 10305 covers the eastern part of Staten Island, about 4 miles from the center of the city.
Max offer when the ARV equals the median price: $719,000 × 70% − $58,000 repairs = $445,300 max offer
ZIP 10307 · Staten Island · $1,239,500 · Flip
Market snapshot: Staten Island (10307)
| Metric | Value |
|---|---|
| Median listing price | $1,239,500 ▲ 24.6% |
| Price per sq ft | $503 |
| Days on market | 57 days ▼ 14.9% |
| Median rent | $2,400 ▲ 41.2% |
| Active listings | 83 ▼ 11.5% |
| Gross rent yield | 2.3% |
10307 carries a Zillow Home Value Index of $846,913 as of August 2026, up 5.5% from twelve months earlier.
ZIP 10307 covers the southwestern part of Staten Island, about 7 miles from the center of the city.
Max offer when the ARV equals the median price: $1,239,500 × 70% − $99,000 repairs = $768,650 max offer
ZIP 10308 · Staten Island · $726,944 · Wholesale
Market snapshot: Staten Island (10308)
| Metric | Value |
|---|---|
| Median listing price | $726,944 ▲ 5.7% |
| Price per sq ft | $515 |
| Days on market | 54 days ▲ 9.8% |
| Median rent | $2,925 ▲ 27.2% |
| Active listings | 169 ▲ 55.6% |
| Gross rent yield | 4.8% |
Zillow's Zillow Home Value Index for 10308 came in at $736,273 in August 2026, 4.9% higher than the prior year.
ZIP 10308 covers the southern part of Staten Island, about 2 miles from the center of the city.
Investor note: In 10308 the $726,944 median listing and the $736,273 Zillow value are within about $10,000 of each other, so listings track the market closely here. Your discount has to come from condition and motivation, not mispricing, and the $58,000 repair allowance is the number to test first.
Max offer when the ARV equals the median price: $726,944 × 70% − $58,000 repairs = $450,861 max offer
ZIP 10309 · Staten Island · $779,000 · Wholesale
Market snapshot: Staten Island (10309)
| Metric | Value |
|---|---|
| Median listing price | $779,000 ▲ 3.9% |
| Price per sq ft | $436 |
| Days on market | 52 days ▼ 1.9% |
| Median rent | $2,500 ▲ 5.3% |
| Active listings | 183 ▲ 12.8% |
| Gross rent yield | 3.9% |
In 10309 the Zillow Home Value Index registered $799,371 in August 2026, a 4% climb over the year.
ZIP 10309 covers the southwestern part of Staten Island, about 5 miles from the center of the city.
Max offer when the ARV equals the median price: $779,000 × 70% − $62,000 repairs = $483,300 max offer
ZIP 10310 · Staten Island · $694,000 · Negotiate
Market snapshot: Staten Island (10310)
| Metric | Value |
|---|---|
| Median listing price | $694,000 ▲ 2.2% |
| Price per sq ft | $497 |
| Days on market | 72 days ▲ 26.3% |
| Median rent | $3,000 |
| Active listings | 66 ▼ 6.9% |
| Gross rent yield | 5.2% |
The 10310 Zillow Home Value Index reached $697,421 in August 2026, the biggest one-year gain on this list at 5.9%.
Max offer when the ARV equals the median price: $694,000 × 70% − $56,000 repairs = $429,800 max offer
ZIP 10312 · Staten Island · $738,000 · Negotiate
Market snapshot: Staten Island (10312)
| Metric | Value |
|---|---|
| Median listing price | $738,000 ▼ 3.8% |
| Price per sq ft | $457 |
| Days on market | 45 days ▲ 17.9% |
| Median rent | $3,000 ▲ 3.5% |
| Active listings | 318 ▲ 1.7% |
| Gross rent yield | 4.9% |
For 10312, Zillow reports a Zillow Home Value Index of $764,401 as of August 2026, up 5.1% year over year.
ZIP 10312 covers the southwestern part of Staten Island, about 3 miles from the center of the city.
Max offer when the ARV equals the median price: $738,000 × 70% − $59,000 repairs = $457,600 max offer
Gross rent yield divides a full year (12 months) of median rent by the median listing price, and each max offer uses repairs equal to 8% of that median price.
Finding cash buyers for Richmond County deals
Line up Staten Island cash buyers before your first contract is signed. Flippers, landlords, and small builders who can close fast and without financing will move your deals.
How does a contract assignment work for a New York wholesaler?
New York's real estate license law bars brokering property for others without a license, so act as the actual buyer and tell the owner you may assign. For owners already in foreclosure, the Home Equity Theft Prevention Act adds contract rules, so have a New York attorney draft your paperwork.
ForeclosuresDaily off-market opportunities before your competition
Richmond County at a glance
New York foreclosures always go through the state Supreme Court.
Lenders must send a notice at least 90 days before filing, a court-appointed referee auctions the home after judgment, and there is no right to buy it back afterward. An early contract can help a Richmond County owner sell before the sale date.
What changed recently: Under a 2024 state law (L.2024, ch. 55, Part BB), when a New York county or city forecloses for unpaid property taxes and sells the property, the former owner can claim the money left over after the taxes, interest and fees are paid. For homes, late claims are accepted for at least three years after the sale is confirmed.
Sources: U.S. Census Bureau QuickFacts, Richmond County, New York (2020 to 2024 American Community Survey; population estimate for July 1, 2025) and state foreclosure law summary.
In fact, since 2004, ForeclosuresDaily.com has helped investors, wholesalers, flippers, and agents reach motivated sellers first.
Staten Island wholesaling FAQ
What are the steps to wholesale a house in Richmond County?
Is wholesaling legal in New York?
What can a Staten Island assignment fee look like?
Where are the cheapest listings in Richmond County?
What triggers a foreclosure case on Staten Island?
Start finding Staten Island wholesale deals
Fresh off-market data on Staten Island owners, targeted for wholesalers.