Richmond County, New York · Wholesaling

Wholesaling Real Estate in Richmond County, New York

Wholesaling in Richmond County is a fast, low-capital way to earn from real estate. Instead of buying and fixing a house yourself, you secure the right to buy it at a discount and assign that contract to an investor who pays you a fee.

Assign contractsCash buyersProbate leadsPre-foreclosureAbsentee owners

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Richmond County, New York areas and ZIP codes map for real estate investors
$699,900
Median listing price (down 2.1%)
2,308
Active listings in Richmond County
58 days
Average time on market
$2,900
Median rent

Market data: Realtor.com Richmond County housing market, October 2026. Zillow Home Value Index for Richmond County: $728,958 (up 5.4% from a year earlier), August 2026. View homes on Zillow.

Carolynn Castillo, ForeclosuresDaily.com customer

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Listed and sold 25 properties and personally bought and sold four fix-and-flip properties, all generated from probate leads.

Carolynn Castillo
Realtor & Broker · eXp Realty

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Local market snapshot

Why wholesale real estate in Richmond County?

Wholesaling needs little capital because you control a property with a contract and an earnest money deposit, not a mortgage. In addition, your buyer handles the repairs, so you never manage contractors, and many assignments close in weeks rather than months.

Richmond County is home to about 496,000 residents as of the 2020 census.

With a population of this size, Richmond County produces a steady flow of probate filings, divorces, and foreclosure notices every year. Investors who track these records and reach owners early tend to find the best off-market deals.

Richmond County wholesale real estate investors finding off-market deals
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Step-by-step

How does wholesaling real estate work in Richmond County?

Every wholesale deal follows the same path, from the first lead to the assignment fee:

Find a distressed property

Initially, use targeted lead generation to find owners with a reason to sell, such as heirs, tired landlords, or owners facing foreclosure.

Run the numbers

Next, estimate the after-repair value (ARV) from nearby sales, because your offer depends on it.

Sign a purchase contract

Then agree on a price that leaves room for your buyer’s profit as well as your assignment fee.

Find a cash buyer

After that, match the deal with a flipper, landlord, or other cash buyer from your list.

Assign the contract

In addition, transfer your rights under the contract to the buyer in exchange for your fee.

Collect your fee

Finally, the title company or closing attorney usually pays your assignment fee at closing.

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Targeted real estate lead generation

Motivated sellers who want to liquidate fast

For this reason, ForeclosuresDaily.com’s off-market real estate platform covers every major distress signal in Richmond County, cross-referenced with tax rolls and property appraiser records.

Probate LeadsExecutors who must sell before the estate can close.Get probate leads →Pre-Probate LeadsFamilies who may sell before a probate case is filed.See pre-probate leads →Inheritance LeadsHeirs who want to sell because they will not keep the home.View inheritance leads →Foreclosure LeadsOwners behind on payments who want to sell before auction.Explore foreclosure leads →Divorce LeadsCouples who must sell when they divide shared assets.Find divorce leads →Eviction LeadsTired landlords who want out because of problem tenants.Browse eviction leads →Code Violation LeadsOwners facing fines because of open violations and costly repairs.Check code violation leads →Tax DelinquencyOwners behind on property taxes who need cash soon.Target tax-delinquent owners →Absentee Owner LeadsOut-of-area owners, especially those far from the property.Reach absentee owners →Life Leads & FSBOOwners selling on their own rather than with an agent.Shop all lead products →
Anthony Coletti, ForeclosuresDaily.com customer

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Anthony Coletti
Real estate investor

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Find a deal

How do you calculate a wholesale offer in Richmond County?

Every offer starts with the ARV, which is what the home will be worth once it is fixed. For example, the 70% Rule says your buyer should pay no more than 70% of ARV minus repairs. Because your assignment fee comes out of that number, your contract price must be even lower.

For instance, here is the math using the Richmond County median listing price as the ARV, an 8% repair budget, and a typical assignment fee.

Wholesale offer example

ARV$699,900
70% of ARV − repairs ($56,000)$433,930
Your assignment fee− $21,000
Your contract price$412,930
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Zip codes

Richmond County ZIP codes to watch

Start your search in these Richmond County ZIP codes, and then expand as you learn which areas your buyers want. Next, choose a ZIP code from the menu to open its investing data.

Staten IslandZIP 10301$559,900Negotiate

Staten Island (10301) market snapshot

$559,900 ▼ 8.6%Median listing price
$398Price per sq ft
88 days ▲ 33.3%Days on market
$3,400 ▲ 4.6%Median rent
249 ▲ 8.6%Active listings
7.3%Gross rent yield

In addition, the Zillow Home Value Index is $715,522 (up 4.5% from a year earlier) as of August 2026.

Staten Island is the southernmost of the five boroughs of New York City. It is separated from New Jersey by the Arthur Kill and the Kill Van Kull and from the rest of New York by New York Bay. It is the least densely populated and most suburban borough of the city. Population: 495,747. ZIP 10301 covers the northeastern part of Staten Island, about 4 miles from the center of the city.

Investor note: Has its own local government, so check its code-violation, vacant-property, and rental-registration lists. Water nearby: view and water-access homes often sell at a premium, so compare ARV carefully and check flood zones. Historic properties: check historic-district rules before planning exterior renovations.

Max offer when the ARV equals the median price$559,900 × 70% − $45,000 repairs = $346,930 max offer

Also see the full 10301 market report on Realtor.com →Then view 10301 homes on Zillow →

Staten IslandZIP 10302$599,900Negotiate

Staten Island (10302) market snapshot

$599,900 ▼ 4.7%Median listing price
$458Price per sq ft
92 days ▲ 84%Days on market
n/aMedian rent
65 ▲ 34.3%Active listings
n/aGross rent yield

In addition, the Zillow Home Value Index is $639,403 (up 5.1% from a year earlier) as of August 2026.

ZIP 10302 covers the northern part of Staten Island, about 3 miles from the center of the city.

Investor note: Values vary across Staten Island, so compare comps within this ZIP rather than citywide. Pull probate, pre-foreclosure, and absentee-owner leads for 10302 to find motivated sellers here.

Max offer when the ARV equals the median price$599,900 × 70% − $48,000 repairs = $371,930 max offer

Also see the full 10302 market report on Realtor.com →Then view 10302 homes on Zillow →

Staten IslandZIP 10303$550,000Flip & wholesale

Staten Island (10303) market snapshot

$550,000 ▼ 2.2%Median listing price
$430Price per sq ft
54 days ▼ 12.9%Days on market
$2,950 ▼ 7.8%Median rent
90 ▼ 20%Active listings
6.4%Gross rent yield

In addition, the Zillow Home Value Index is $557,944 (up 4.8% from a year earlier) as of August 2026.

Max offer when the ARV equals the median price$550,000 × 70% − $44,000 repairs = $341,000 max offer

Also see the full 10303 market report on Realtor.com →Then view 10303 homes on Zillow →

Staten IslandZIP 10304$836,500Wholesale

Staten Island (10304) market snapshot

$836,500 ▲ 14.8%Median listing price
$493Price per sq ft
54 days ▼ 21.7%Days on market
$2,550 ▼ 13.6%Median rent
204 ▼ 14.5%Active listings
3.7%Gross rent yield

In addition, the Zillow Home Value Index is $707,328 (up 5.2% from a year earlier) as of August 2026.

ZIP 10304 covers the northeastern part of Staten Island, about 3 miles from the center of the city.

Max offer when the ARV equals the median price$836,500 × 70% − $67,000 repairs = $518,550 max offer

Also see the full 10304 market report on Realtor.com →Then view 10304 homes on Zillow →

Staten IslandZIP 10305$719,000Negotiate

Staten Island (10305) market snapshot

$719,000 ▲ 2.7%Median listing price
$509Price per sq ft
51 days ▲ 10.9%Days on market
$2,900 ▼ 3.3%Median rent
223 ▲ 3.2%Active listings
4.8%Gross rent yield

In addition, the Zillow Home Value Index is $731,660 (up 4.9% from a year earlier) as of August 2026.

ZIP 10305 covers the eastern part of Staten Island, about 4 miles from the center of the city.

Max offer when the ARV equals the median price$719,000 × 70% − $58,000 repairs = $445,300 max offer

Also see the full 10305 market report on Realtor.com →Then view 10305 homes on Zillow →

Staten IslandZIP 10307$1,239,500Flip

Staten Island (10307) market snapshot

$1,239,500 ▲ 24.6%Median listing price
$503Price per sq ft
57 days ▼ 14.9%Days on market
$2,400 ▲ 41.2%Median rent
83 ▼ 11.5%Active listings
2.3%Gross rent yield

In addition, the Zillow Home Value Index is $846,913 (up 5.5% from a year earlier) as of August 2026.

ZIP 10307 covers the southwestern part of Staten Island, about 7 miles from the center of the city.

Max offer when the ARV equals the median price$1,239,500 × 70% − $99,000 repairs = $768,650 max offer

Also see the full 10307 market report on Realtor.com →Then view 10307 homes on Zillow →

Staten IslandZIP 10308$726,944Wholesale

Staten Island (10308) market snapshot

$726,944 ▲ 5.7%Median listing price
$515Price per sq ft
54 days ▲ 9.8%Days on market
$2,925 ▲ 27.2%Median rent
169 ▲ 55.6%Active listings
4.8%Gross rent yield

In addition, the Zillow Home Value Index is $736,273 (up 4.9% from a year earlier) as of August 2026.

ZIP 10308 covers the southern part of Staten Island, about 2 miles from the center of the city.

Investor note: Close to the city center, where older homes and rentals are common, so check rental-registration and code-violation records.

Max offer when the ARV equals the median price$726,944 × 70% − $58,000 repairs = $450,861 max offer

Also see the full 10308 market report on Realtor.com →Then view 10308 homes on Zillow →

Staten IslandZIP 10309$779,000Wholesale

Staten Island (10309) market snapshot

$779,000 ▲ 3.9%Median listing price
$436Price per sq ft
52 days ▼ 1.9%Days on market
$2,500 ▲ 5.3%Median rent
183 ▲ 12.8%Active listings
3.9%Gross rent yield

In addition, the Zillow Home Value Index is $799,371 (up 4% from a year earlier) as of August 2026.

ZIP 10309 covers the southwestern part of Staten Island, about 5 miles from the center of the city.

Max offer when the ARV equals the median price$779,000 × 70% − $62,000 repairs = $483,300 max offer

Also see the full 10309 market report on Realtor.com →Then view 10309 homes on Zillow →

Staten IslandZIP 10310$694,000Negotiate

Staten Island (10310) market snapshot

$694,000 ▲ 2.2%Median listing price
$497Price per sq ft
72 days ▲ 26.3%Days on market
$3,000Median rent
66 ▼ 6.9%Active listings
5.2%Gross rent yield

In addition, the Zillow Home Value Index is $697,421 (up 5.9% from a year earlier) as of August 2026.

Max offer when the ARV equals the median price$694,000 × 70% − $56,000 repairs = $429,800 max offer

Also see the full 10310 market report on Realtor.com →Then view 10310 homes on Zillow →

Staten IslandZIP 10312$738,000Negotiate

Staten Island (10312) market snapshot

$738,000 ▼ 3.8%Median listing price
$457Price per sq ft
45 days ▲ 17.9%Days on market
$3,000 ▲ 3.5%Median rent
318 ▲ 1.7%Active listings
4.9%Gross rent yield

In addition, the Zillow Home Value Index is $764,401 (up 5.1% from a year earlier) as of August 2026.

ZIP 10312 covers the southwestern part of Staten Island, about 3 miles from the center of the city.

Max offer when the ARV equals the median price$738,000 × 70% − $59,000 repairs = $457,600 max offer

Also see the full 10312 market report on Realtor.com →Then view 10312 homes on Zillow →

Choose a ZIP code from the menu to see its investing data, then compare markets. Market data: Realtor.com, October 2026, and Zillow Home Value Index, August 2026. Also, gross rent yield is 12 months of median rent divided by the median listing price; the max offer assumes repairs of 8% of the median price.

Antonio Stringfield, ForeclosuresDaily.com customer

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Antonio Stringfield
Probate investor · Los Angeles

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Cash buyers

How do you build your buyers list in Richmond County?

Build your buyers list before you sign your first contract. Your best buyers are cash buyers who can close quickly, such as flippers, landlords, and small builders.

  • First of all, attend local real estate investor meetups.
  • Also, review recent cash sales in county records to find active buyers.
  • Then connect with title companies, hard money lenders, and property managers.
  • Finally, ask every buyer for their buy box: areas, price range, and rehab level.
Contracts

What does assigning contracts mean in New York?

Assigning contracts means transferring your rights as the buyer under a purchase agreement to another investor. Your contract should allow assignment, and your buyer typically pays your assignment fee at closing.

Wholesaling is legal in most states, but the rules differ. Some states require disclosures or a real estate license for certain activities, so review your contracts with a New York real estate attorney before you start.

Nancy Wallace-Laab, ForeclosuresDaily.com customer

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Nancy Wallace-Laab
Investor · nearly 20 years

Nancy focuses on the best outcome for both the seller and the investor, drawing on nearly 20 years of real estate investing experience.

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ForeclosuresDaily off-market opportunities before your competition

In fact, since 2004, ForeclosuresDaily.com has helped investors, wholesalers, flippers, and agents reach motivated sellers first.

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Fresh leadsNew records added every day.
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More guides

More wholesaling guides in New York

Compare nearby markets before you choose where to farm. For example, these local guides cover other New York cities and counties:

Albany County · Bronx County · Dutchess County · Erie County · Kings County · Monroe County · Nassau County · New York County · Onondaga County · Orange County

Also, see Wholesaling Real Estate for Profit for the profit math and guides in every state.

FAQ

Wholesaling questions for Richmond County

How do you wholesale real estate in Richmond County?

First of all, find a motivated seller through probate, pre-foreclosure, or absentee-owner leads. Then sign a contract at a discount, and finally assign it to a cash buyer for a fee.

Is wholesaling legal in New York?

Wholesaling is legal in most states, but the rules vary. For example, some states require disclosures or a license for certain activities, so have a New York real estate attorney review your contracts.

How much can you make wholesaling in Richmond County?

Assignment fees vary by deal. For instance, a fee of about 3% on a home priced near the Richmond County median of $699,900 would be roughly $21,000.

Which Richmond County ZIP codes have the lowest entry prices?

Among the ZIP codes in this guide, the lowest median listing prices are in 10303 (Staten Island) at $550,000, 10301 (Staten Island) at $559,900, and 10302 (Staten Island) at $599,900, based on Realtor.com data from October 2026.

Where do Richmond County foreclosures come from?

Most start with missed mortgage payments, so pre-foreclosure filings appear months before an auction. As a result, investors who reach owners early can buy before the home is listed.

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